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Funding – Cash & Position Transfers

Lesson 2 of 8
Duration 5:07
Level Beginner
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Investors can initiate transfers electronically through the Client Portal. To initiate a transfer, login to the Client Portal and select the Transfer & Pay option. 

Transaction Status & History

Transaction Status & History will display any transfers in or out of the account for the selected time period. Transaction Status & History will display a date range of up to 90 days, however the investor can adjust the date range in the top left corner. The screen will display the transfer date, type, amount/position, method and status. To view further details of the transfer, investors can click on the transaction line. 

Transfer Funds

To do a cash transfer, investors can select the Transfer Funds option from the Transfer & Pay menu. Select to Make a Deposit or Make a Withdrawal. Note that if the investor has multiple accounts at IBKR, they can transfer funds internally between accounts in addition to external transfers. If the investor has previously saved instructions, they will see the option to choose one of the deposit methods they’ve used before or to use a new method. If adding new instructions, select Use a New Method and, on the following page, investors will select the currency they wish to transfer. Once selected, all deposit methods available will be displayed, such as ACH, Bank Wire, Online Bill Pay, and Mail a Check. Please note the transfer methods available are based on the currency selections. There will be a box for each transfer method containing information regarding that method and investors can select More Information to view further details. Investors can select Get Instructions or Use this Method next to the method of their choosing. The following page will allow the investor to enter details of the transfer, including the sending institution and amount. Please note that for deposits, the Bank Wire, Online Bill Pay, and Mail a Check options do not pull funds into the IBKR account but instead just create a deposit notification notifying IBKR of the deposit.

Transfer Positions

To do an asset transfer, investors can select the Transfer Positions option from the Transfer & Pay menu. Select Incoming or Outgoing. Note that if the investor has multiple accounts at IBKR, they can transfer positions internally between accounts in addition to external transfers. On the next screen, investors will select the region of the delivering firm. Once selected, all transfer method available will be displayed. Please note the transfer methods available are based on the region of the delivering firm. The investor can click the Select button next to the method they wish to use and fill in the transfer details on the following page. If using an ACATS transfer, investors will select the broker where their assets are held, enter their account number at the broker, account title, account type, and tax identification number. Investors can choose to save the broker information. Next, the investor will indicate if they are doing a full or partial transfer by selecting Yes or No next to transfer all assets. If making a partial transfer, use the Add Asset button to manually enter all positions, or the Upload CSV button to upload a CSV file with all positions. 

Saved Information

Investors can view any saved bank or broker information from the Transfer & Pay menu and select Saved Information. Select the blue arrow icon to the left of the instruction name to view details of the instruction. Select the blue pencil icon to edit the instruction name or the blue x icon to delete the instructions. 

Direct Deposit/Debit

From the Transfer & Pay menu, investors can select the Direct Deposit/Debit option to send funds from their financial institution to their IBKR account via the ACH network. US residents can automatically deposit paychecks, pension and social security payments to their IBKR account. Please note that direct deposit is not currently available for IRA accounts. 

For more information regarding funding, please see our website or user guide. 

Resources

Client Portal User Guide – Transfer & Pay

Fund Your Account

Join The Conversation

If you have a general question, it may already be covered in our FAQs. If you have an account-specific question or concern, please reach out to Client Services.

67 thoughts on “Funding – Cash & Position Transfers”

  • Leonids Uzulis

    I have funded my account. Now I am trying to transfer assets from the Interactive Brockage account to pull my cash into the account, that I am able to trade. Whatever I do, I can not finish this step. And so, I can not buy a stock. I am not a U.S. citizen

  • Harris King

    I have some cash and stocks in my IB account. I am trying to transfer them to my wife’s IB account. Could you please give me some info about how to make it? Thanks ahead. (neither my wife nor myself is a U.S. citizen, btw)

    • Interactive Brokers

      Hello Harris, thank you for reaching out. It is not possible to transfer funds or positions from one individual account to another account that is not in your name. Please reach out again if you have any more questions. We are here to help!

  • Chong Hao

    Is there any cost to transfer shares out from interactive broker to another broker?

  • Mj

    Hello can i transfer my portfolio from Dubai-based broker to ibkr broker??

  • Rick

    Dead reader,

    I have openen a second account and want to transfer some positions internal. What happends with the cost basis, p&l unrealised? Do they transfer to?

    So if position ABC has a cost basis of $400 and the current values is 300 (-$100 p/l unrealised) does that all transfer to the other internal account or will it just have a value of 300 and will the sending account have a p/l of minus $100 realised?

    Thanks in advantage.

    • Interactive Brokers

      Hello Rick, we appreciate your question. If you complete the transfer, the original cost basis is maintained in between IBKR accounts. Please view this FAQ with instructions to transfer positions between Interactive Brokers accounts: https://www.ibkr.com/faq?id=23298999
      We hope this helps!

  • David

    Hi, Is it possible to transfer all positions from IBKR to another Brokerage firm? I have some US and UK stock and have Covered Calls open on the UK stock.

  • drHill

    I question, if I move money to IBKR, will I get some of their stock?

    • Interactive Brokers

      Hello, we appreciate your question. You will not receive IBKR stock for creating an account at IBKR. However, the Refer a Friend program allows eligible IBKR clients to refer people and earn $200 for each referral while giving their friend the opportunity to earn up to $1000 dollars of IBKR stock. Please view this link for more details: https://www.interactivebrokers.com/en/trading/referral-member-to-member.php

  • Moazzam

    Hi
    Is it possible to transfer positions (stocks) from my joint account (with my wife) to my individual account or vice versa. I want to do this to remain within the $250,000 per account cash insurance limit

    • Interactive Brokers

      Hello, thank you for reaching out. No, this is not possible. Account holders who seek to convert their account from an Individual to Joint type or vice versa must first initiate a new account application and then request a transfer of assets once that new account has been approved. Once the transfer is completed, the old account will be closed.

      To apply for an account, please visit
      https://spr.ly/OpenAccountfromIBKRCampus

  • Anoop

    Hi,
    Can I fund my IBKR account with shares that my spouse holds at another broker? Obviously they are ok with the transfer and can give consent.

  • prez

    hi, can i transfer shares internally between my account and my ISA account ? does it have to be within 20k (UK) by the price at the transfer or can it be by the price i bought those shares ?

    • Interactive Brokers

      Hello Prez, thank you for reaching out. Yes, as long as the existing account is an individual account in the same name, an internal transfer can be requested to fund your ISA account. The Position Transfer Basis page in Client Portal lets you specify the cost basis for positions transferred into your account. Please view these FAQs for more information:
      Information Regarding IBUK ISA (Individual Savings Account) | Knowledge Base (ibkr.info)
      https://www.ibkrguides.com/clientportal/performanceandstatements/positiontransfer.htm

      Please reach back out with any additional questions. We are here to help!

  • prez

    so lets say i bought a share on my indyvidual account for 20k £ and now its worth 30k. i can still transfer it to my ISA which has 20k limit as long as i later set the cost basis for it to 20k in options after tranfer. am i right ?

    • Interactive Brokers

      Hello, thank you for reaching out . You can make one-off payments (wire transfers deposits) as and when you choose, but the combined total of all payments (or subscriptions) must not exceed any given annual tax year allowance. The ISA allowance for the tax year 2023/2024 is GBP 20,000 (this is a combined limit across all 4 types of ISA (stock & shares ISA, cash ISA, innovative finance ISA , and lifetime ISAs). Please view this User Guide for more information: https://ibkrguides.com/kb/article-4182.htm#:~:text=The%20ISA%20allowance%20for%20the,ISA%20%2C%20and%20lifetime%20ISAs).
      Please reach back out with any more questions. We are here to help!

  • Ousss

    hi, i have a follow up question to the above question # 5. when i open another account and transferred all my dividends yield positions internally, only the shares got transferred but all total cost, Un/Realized profit, etc.. were not transferred along. This actually will not allow me to monitor my dividends account performance which was the very first reason for opening this account and separating those shares from those other growth value stock – pls advise how we can complete the full transfer including the cost and other parameters
    .thx

    • Interactive Brokers

      Hello, thank you for reaching out. Please view this FAQ for instructions to update your cost basis information for transferred securities: https://www.ibkr.com/faq?id=28216784

      We hope this helps!

  • Rock n roll

    From comments I understand that I cant transfer assets to other person holding account with tuis transfer. But is there any way to transfer assets to wife/childrens accounts, if I have a legal reason to do it?

    • Interactive Brokers

      Hello, we appreciate your question. No, this is not allowed. You can only transfer funds internally to/from an account with matching Names, National IDs, Tax IDs and Country of Legal Residence.

      https://www.ibkr.com/faq?id=40356932

  • Madlen

    I am a second holder of a Joint Tenants with Rights of Survivorship account. I would like to open a new individual account – is it possible? After that, I would like to transfer some assets from the joint account to the new one. Would that be possible?
    If not, is it possible, after opening the new individual account and purchasing some assets, to transfer these assets from the individual account to the joint account of which I am a second owner?

    • Interactive Brokers

      Hello Madlen, thank you for reaching out. It is possible for you to have an individual and join account at IBKR. Yes, it is possible to transfer funds or positions internally from an individual account to a joint account or from a joint account to an individual account. Please visit this FAQ for more details: https://www.ibkr.com/faq?id=38465072. To open your individual account, please visit http://spr.ly/OpenAccountfromIBKRCampus

  • Alberto

    Hello how much does it cost to move money or stock between 2 sub accounts?

    • Interactive Brokers

      Hello, thank you for reaching out. There is no fee to transfer funds or positions internally between IBKR accounts.

      We hope this answers your question!

  • leesteve1969

    I had deposited JPY to my IB account base currency is JPY. However ,JPY is transfered to USD. Why?

  • Tim

    Hello, when transferring shares to the IBKR account from XTB, is all data transferred with it? I mean the price of every share and the date I bought it (when some are bought at different prices and at different dates), I mean the date specifically of buying each of the shares at the other broker. I am asking because of tax reasons, it is important for me to know the buy and sale date for each position so I can convert it to my local currency when filing taxes.

    Or is the date of the original purchase lost when doing a transfer and the cost basis averaged out? Will the transferred shares be treated any differently in financial statements, then the ones bought directly on IBKR?

    • Interactive Brokers

      Hello, thank you for reaching out. The cost basis of covered positions will automatically update from your manual entry to the basis when sent by the transferrer. Please view this FAQ for more information: https://www.ibkr.com/faq?id=28216784

  • Juanye

    Hello, I have an individual margin account, and just created a joint margin account I can transfer all positions? All cash in every currency will be transfer too? The margin will be transfer? All history transaction and performance analysis will be transfered? Thanks

    • Interactive Brokers

      Hello, thank you for reaching out. Yes, it is possible to transfer funds or positions internally from an individual account to a joint account. Please note that the individual must be either the primary or secondary holder on the joint account and tax IDs must match.
      Please view this FAQ for more information:
      https://www.ibkr.com/faq?id=38465072
      Please follow these steps to complete an internal transfer of positions between IBKR accounts:
      Log into Client Portal and from the menu, select Transfer & Pay followed by Transfer Positions.
      Select the Region of the receiving IBKR account.
      Choose the method of transfer.
      Enter the details of the receiving account and submit the transfer request.
      Allow up to one week for the transfer to fully process.
      Please note that derivative positions like futures and options cannot be transferred.
      The history and performance will transfer to the new account. The best place to find all of your trades and other activity is in your Activity Statement:
      https://www.interactivebrokers.com/sso/resolver?action=RM_STATEMENTS
      We hope this helps!

  • Anonymous

    How many transfers can you make in one day.

    • Interactive Brokers

      Hello, thank you for reaching out. There are no restrictions on the number of transfers you can make in a day. We hope this answers your question!

  • Benedict

    Hi, can I ask if it is possible to transfer both positions and cash at the same time? Due to complications from margin I cannot transfer my short positions without transferring the cash first and vice versa

    • Interactive Brokers

      Hello, thank you for reaching out. Yes, it is possible to transfer positions and cash at the same time as long as you are not in a margin deficit and the transfer does not put the account in a margin deficit. You can monitor your margin values in real time using your TWS Account Window by looking at the Margin Requirements and Available for Trading sections:https://www.ibkr.com/faq?id=27271532

      Please reach back out with any more questions. We are here to help!

  • John

    Hi there, can my spouse transfer stock to my IBKR account from an american bank trading account? Thank you

    • Interactive Brokers

      Hi John, thank you for your question. Yes, it is possible to transfer securities from a bank trading account to an IBKR account. You can review all the methods to transfer positions on our website based on where you are located: https://spr.ly/FundAccountcampus.
      However, please note that we do not support position transfers that imply a change of ownership of the assets (https://www.ibkr.com/faq?id=73524901). We hope this is helpful.

  • John

    Hi, is it possible to transfer shares from a trading account supported by a bank from my spouse?

    • Interactive Brokers

      Hi John, thank you for your question. Yes, it is possible to transfer securities from a bank trading account to an IBKR account. You can review all the methods to transfer positions on our website based on where you are located: https://spr.ly/FundAccountcampus.
      However, please note that we do not support position transfers that imply a change of ownership of the assets (https://www.ibkr.com/faq?id=73524901). We hope this is helpful.

  • Itthipat

    Hi, I made a deposit of fund into my account via ACH. I usually receive in my account instantly after I confirm with my bank; however, I don’t know this time. My fund is on hold?

    • Interactive Brokers

      Hello, thank you for reaching out. ACH transfers are subject to a hold period of 4 days after arrival. In the future, please review the holding period based on your transfer method on this webpage: https://spr.ly/FundAccountcampus

  • A J

    Hi Team,

    I am already a client who has a small portfolio that I trade options on with Interactive Brokers. Can I set up an account for an LLC, transfer my portfolio to this new LLC account and then continue to trade options from the new account?

    Many thanks

    • Interactive Brokers

      Hello, thank you for asking. Yes, you can set up an LLC account with IBKR, request to transfer your existing portfolio from your individual account to the new LLC account and continue to trade options in the new LLC account, provided you have the appropriate trading permissions.

      Please note that IBKR does not support the direct re-characterization and conversion of a given account type to another as each structure typically requires specific account holder information, legal agreements and, in certain instances taxpayer reporting. Account holders who seek to convert their account from an individual to an LLC account type must first initiate a new account application for a trust or LLC account and then request a transfer of assets once that trust or LLC account has been approved. Once the transfer has been completed, the individual account will be closed. http://spr.ly/OpenAccountfromIBKRCampus

      Please review this User Guide for more information: https://www.ibkrguides.com/kb/article-3322.htm

      Please note that trading permissions do not automatically transfer to new accounts. You can view and manage your permissions any time here:
      https://ndcdyn.interactivebrokers.com/sso/Login?action=TA_TRADE_PERM_BETA

      For more information on Options levels 1-4, please visit
      https://ibkr.info/node/4860

      Your ability to trade specific products will depend on your financial profile (e.g. age, liquid net worth, investment objectives, product knowledge and prior trading experience) and sometimes where you are located. Please note that we cannot disclose the requirements needed for specific trading permissions.

      Please reach back out with any additional questions. We are here to help!

  • PJ

    I want to transfer positions into IBKR.. What is the significance of Settlement Date? Does it mean that the settlement can only be done on that date, or is there a window period that the settlement can be done/

    • Interactive Brokers

      Hi PJ, we appreciate your interest in IBKR! When purchasing or selling a security or other financial instrument there are two key dates involved with the transaction. The first is the Trade Date which represents the date on which the order was executed and the second, the Settlement Date, or the date at which payment is made and the shares are transferred. The Settlement Date can vary by product type and country of listing. For example, U.S. stocks, bonds, securities options, mutual funds, futures and futures options all settle 1 business day after Trade Date.
      Please view this FAQ for more information: https://www.ibkr.com/faq?id=32659500
      If you are interested in opening an account: http://spr.ly/OpenAccountfromIBKRCampus
      You can use this tool on our website to review available funding methods, ETAs, and any associated fees based on your residency and the currency you wish to deposit: https://spr.ly/FundAccountcampus
      We hope this helps!

  • Tom

    Hello,
    I have an individual Pro account for years now.
    Can I transfer cash from my IBKR account directly to an LLC under my name?
    Thanks,
    Tom

    • Interactive Brokers

      Hello Tom, thank you for reaching out. No, you cannot transfer directly from an individual account to an LLC account. You must first withdraw funds to your bank, and then deposit to your LLC account. Please reach back out with any additional questions. We are here to help!

  • Raul

    Hola, buen dia, quiero retirar dinero a Wise por primera vez. ¿Como lo puedo hacer?.

    • Interactive Brokers

      Hola, gracias por contactarnos. Consulta estas preguntas frecuentes para obtener instrucciones sobre cómo transferir fondos desde IBKR: https://www.ibkr.com/faq?id=28229824 ¡Esperamos que esto te resulte útil!

  • Sorin Adrian Savu

    I want to transfer positions out of IBKR, but when I try to check the fees in the “Transfer Assets Out Of Account” > “All Other Regions” – the link “Asset Transfer Out fees.” goes to a 404 page. What is the correct link ?

  • Ivo

    Hello. Can I open a Joint Tenancy With Rights of Survivorship(JTWROS) account with my mom and another JTWROS account with my wife and transfer the stocks from one to the other?

    • Interactive Brokers

      Hello Ivo, thank you for asking. Yes, you can open multiple Joint Tenancy With Rights of Survivorship (JTWROS) accounts at IBKR, including one with your mom and one with your wife. It is also possible to transfer stocks internally between these accounts as long as you are the primary or secondary holder on both accounts and the tax IDs match.

      Please view this FAQ for instructions to transfer positions internally: https://www.ibkr.com/faq?id=23298999

      We hope this helps!

  • na

    hello, I’m living and working in the UK but I have an account with IBKR EU because I’m EU citizen. Can I open a second IBKR UK account? or I can only have one account and I will have to transfer my account from EU to UK? How does it work in this case?

    • Interactive Brokers

      Hello, thank you for reaching out. The entity of your account will depend on your country of legal residence. Please view this FAQ for instructions to create a second account: https://www.ibkr.com/faq?id=23299014

      Please reach back out with any additional questions. We are here to help!

  • Tatsuya

    Hello, can I transfer margin positions from other broker’s account to IBKR? How does it work? Thanks.

    • Interactive Brokers

      Hello, thank you for reaching out. Yes, IBKR accepts a position transfer that includes a margin loan. When you initiate an online application, you’ll be prompted at the conclusion to specify how you intend to fund the account. If your account is held with a U.S. broker, then you can authorize a full or partial ACATS transfer which will be initiated once your account is approved.
      If you select a full account transfer, your broker will send a list of securities held along with cash (debit or credit ) balance. IBKR will perform a credit check and if it passes the transfer will be accepted. If you select a partial account transfer, you will be prompted to enter the position and cash balances you intend to transfer and a credit check will be performed shortly thereafter. https://www.ibkr.com/faq?id=35804551
      Please reach back out with any additional questions. We are here to help!

  • Anonymous

    hello
    are there any commission fees for internal share transfers, between 2 IBKR european Accounts ?

    • Interactive Brokers

      Hello, thank you for asking. There is no fee to transfer funds or positions internally between IBKR accounts. https://www.ibkr.com/faq?id=89980331

      We hope this answers your question.

  • Anonymous

    How can I transfer USD from IBKR to my HSBC Hong Kong Branch Account?

  • Louise Ng

    Hi I have arranged for an fOP transfer of security to an external broker. My broker says I will need to provide a contact at interactive brokers Singapore to facilitate the transfer. What is the contact?

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Disclosure: Interactive Brokers

The analysis in this material is provided for information only and is not and should not be construed as an offer to sell or the solicitation of an offer to buy any security. To the extent that this material discusses general market activity, industry or sector trends or other broad-based economic or political conditions, it should not be construed as research or investment advice. To the extent that it includes references to specific securities, commodities, currencies, or other instruments, those references do not constitute a recommendation by IBKR to buy, sell or hold such investments. This material does not and is not intended to take into account the particular financial conditions, investment objectives or requirements of individual customers. Before acting on this material, you should consider whether it is suitable for your particular circumstances and, as necessary, seek professional advice.

The views and opinions expressed herein are those of the author and do not necessarily reflect the views of Interactive Brokers, its affiliates, or its employees.

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