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Interactive Brokers ibinstruments Guide

Interactive Brokers ibinstruments Introduction
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This guide provides reference information to Interactive Brokers clients requesting ibinstruments files for financial instrument data mapping and order routing. Files are categorized by financial instrument type:

  • STK
  • BOND
  • WAR
  • FUND
  • FUT
  • CASH
  • IOPT
  • CRYPTO
  • CFD

Getting Started
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The following steps are required to request delivery of ibinstruments files:

  1. Submit your request to filedelivery@interactivebrokers.com, specifying the files (asset types) you would like to receive, file delivery preference, along with a brief business case to support your request
  2. Interactive Brokers will prepare the requested files for delivery upon receipt of your request

File Delivery Options
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Delivery Frequency: Daily, Monday – Friday

  • Delivery Time: 01:00-01:30am US Eastern
  • Delivery Holidays: None

File Format: XML

File naming convention: ibinstruments.FinancialnstrumentType.yyyymmdd.xml.gz

  • Example: ibinstruments.STK.20250430.xml.gz
  • The ibinstruments files are compressed (.gz) and will need to be extracted / decompressed after receipt

Available delivery options:

  1. IBKR hosted Secure FTP (port 22)
    • IBKR provides host, user, and directory
    • You provide IBKR with RSA key for key based authentication
    • You provide IBKR with IP address(es) you will be connecting from
  2. IBKR hosted FTP (port 21)
    • IBKR provides host, user, password, and directory

Stocks (STK) File
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File name: ibinstruments.STK.yyyymmdd.xml.gz

#SuperElementNameElementNameAttributeNameFormat/EnumerationDescription
1IBInstruments
2IBInstrumentsversion2
3IBInstrumentstimezone“America/New_York”
4IBInstrumentsgenerationTimedatetime
5IBInstrumentsContractList
6ContractListContract
7ContractListContractIBContractTypeSTKIBKR high level categorization of financial instruments. STK includes all equity types, ETFs, ETPs, and ETNs
8ContractListContractIBContractIDIBKR unique contract identifier
9ContractListContractIBSymbolAlphanumeric symbol for the contract. For equities, usually but not always the same as primary exchange ticker symbol
10ContractListContractIBAddDtdatetimeDate and time when contract is added to system
11ContractIsUSMicroCapT or FIBKR categorization of US Microcap STKs
12ContractIsIBComplexOrLeveragedT or FComplex or Leveraged Product (CLP)
13ContractIsCryptoRelatedT or F
14ContractIssuerNameName of the corporate issuing the security
15ContractTradingCurrencyISO3
16ContractCompositeFIGIBloomberg Composite FIGI
17ContractVenueList
18VenueListVenue
19VenueVenueIBExchangeIDIBKR unique exchange identifier
20VenueVenueIBExchangeNameIBKR exchange name
21VenueIsPrimaryIBExchT or FT if this venue is the instrument’s primary exchange
22VenueLocalSymbolVenue’s ticker symbol
23VenuePriceIncrementRule(A,B;C,D)Venue’s pricing rule
If price is above A, minimum price increment is B
If price is above C, minimum price increment is D
24VenueSizeIncrementRule(A,B)Venue’s size rule

A = Minimum order size
B = Minimum order increment size

Warrants (WAR) File
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File name: ibinstruments.WAR.yyyymmdd.xml.gz

#SuperElementNameElementNameAttributeNameFormat/EnumerationDescription
1IBInstruments
2IBInstrumentsversion2
3IBInstrumentstimezone“America/New_York”
4IBInstrumentsgenerationTimedatetime
5IBInstrumentsContractList
6ContractListContract
7ContractListContractIBContractTypeWARIBKR high level categorization of financial instruments
8ContractListContractIBContractIDIBKR unique contract identifier
9ContractListContractIBSymbolAlphanumeric symbol for the contract
10ContractIBSubTypeCOVERED
11ContractIssuerNameName of the company issuing the security
12ContractTradingCurrencyISO3
13ContractUnderlyingIBContract
14ContractUnderlyingIBContractIBContractType
15ContractUnderlyingIBContractIBContractID
16ContractUnderlyingIBContractIBSymbol
17ContractMultiplierContract size
18ContractExpirationDateyyyymmddContract expiration date
19ContractStrikeContract strike
20ContractOptionTypeC
P		Call or Put
21ContractExerciseStyleA
E		American or European
22ContractSettlementMethodDelivery
Choice
Cash		Contract settlement method
23ContractVenueList
24VenueListVenue
25VenueVenueIBExchangeIDIBKR unique exchange identifier
26VenueVenueIBExchangeNameIBKR exchange name
27VenueIsPrimaryIBExchT or FT if this venue is the instrument’s primary exchange
28VenueLocalSymbolVenue’s ticker symbol
29VenueTradingClassVenue’s identifier for group of instruments with a similar contract specification
30VenuePriceIncrementRule(A,B;C,D)Venue’s pricing rule
If price is above A, minimum price increment is B
If price is above C, minimum price increment is D
31VenueSizeIncrementRule(A,B)Venue’s size rule

A = Minimum order size
B = Minimum order increment size

Bonds (BOND) File
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File name: ibinstruments.BOND.yyyymmdd.xml.gz

#SuperElementNameElementNameAttributeNameFormat/EnumerationDescription
1IBInstruments
2IBInstrumentsversion2
3IBInstrumentstimezone“America/New_York”
4IBInstrumentsgenerationTimedatetime
5IBInstrumentsContractList
6ContractListContract
7ContractListContractIBContractTypeBONDIBKR high level categorization of financial instruments
8ContractListContractIBContractIDIBKR unique contract identifier
9ContractListContractIBSymbolAlphanumeric symbol for the contract. For equities, usually but not always the same as primary exchange ticker symbol
10ContractIBSubTypeAgency
Corp
Govt
Muni		Bond type
11ContractMaturityDateYYYYMMDDBond maturity date
12ContractCouponCoupon rate
13ContractCouponTypeFIXED
VARIABLE
ZERO COUPON
PAY-IN-KIND
STEP CPN
FUNGED
14ContractIssuerNameName of the company issuing the security
15ContractTradingCurrencyISO3
16ContractFIGIBloomberg FIGI
17ContractVenueList
18VenueListVenue
19VenueVenueIBExchangeIDIBKR unique exchange identifier
20VenueVenueIBExchangeNameIBKR exchange name
21VenueIsPrimaryIBExchT or FT if this venue is the instrument’s primary exchange
22VenueLocalSymbolVenue’s ticker symbol
23VenuePriceIncrementRule(A,B;C,D)Venue’s pricing rule
If price is above A, minimum price increment is B
If price is above C, minimum price increment is D
24VenueSizeIncrementRule(A,B)Venue’s size rule

A = Minimum order size
B = Minimum order increment size

Mutual Funds (FUND) File
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File name: ibinstruments.FUND.yyyymmdd.xml.gz

#SuperElementNameElementNameAttributeNameFormat/EnumerationDescription
1IBInstruments
2IBInstrumentsversion2
3IBInstrumentstimezone“America/New_York”
4IBInstrumentsgenerationTimedatetime
5IBInstrumentsContractList
6ContractListContract
7ContractListContractIBContractTypeFUNDIBKR high level categorization of financial instruments
8ContractListContractIBContractIDIBKR unique contract identifier
9ContractListContractIBSymbolAlphanumeric symbol for the contract
10ContractTradingCurrencyISO3
11ContractFundName
12ContractFundFamily
13ContractLargeNotifyAmount
14ContractVenueList
15VenueListVenue
16VenueVenueIBExchangeIDIBKR unique exchange identifier
17VenueVenueIBExchangeNameIBKR exchange name
18VenuePriceIncrementRule(A,B;C,D)Venue’s pricing rule
If price is above A, minimum price increment is B
If price is above C, minimum price increment is D
19VenueSizeIncrementRule(A,B)Venue’s size rule

A = Minimum order size
B = Minimum order increment size

Cash (CASH) File
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File name: ibinstruments.CASH.yyyymmdd.xml.gz

#SuperElementNameElementNameAttributeNameFormat/EnumerationDescription
1IBInstruments
2IBInstrumentsversion2
3IBInstrumentstimezone“America/New_York”
4IBInstrumentsgenerationTimedatetime
5IBInstrumentsContractList
6ContractListContract
7ContractListContractIBContractTypeCASHIBKR high level categorization of financial instruments. STK includes all equity types, ETFs, ETPs, and ETNs
8ContractListContractIBContractIDIBKR unique contract identifier
9ContractListContractIBSymbolAlphanumeric symbol for the contract. For CASH, this corresponds to the first currency of the currency pair
10ContractTradingCurrencyISO3
11ContractVenueList
12VenueListVenue
13VenueVenueIBExchangeIDIBKR unique exchange identifier
14VenueVenueIBExchangeNameIBKR exchange name
15VenueIsPrimaryIBExchT or FT if this venue is the instrument’s primary exchange
16VenueLocalSymbolVenue’s ticker symbol
17VenuePriceIncrementRule(A,B;C,D)Venue’s pricing rule
If price is above A, minimum price increment is B
If price is above C, minimum price increment is D
18VenueSizeIncrementRule(A,B)Venue’s size rule

A = Minimum order size
B = Minimum order increment size

Futures (FUT) File
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File name: ibinstruments.FUT.yyyymmdd.xml.gz

#SuperElementNameElementNameAttributeNameFormat/EnumerationDescription
1IBInstruments
2IBInstrumentsversion2
3IBInstrumentstimezone“America/New_York”
4IBInstrumentsgenerationTimedatetime
5IBInstrumentsContractList
6ContractListContract
7ContractListContractIBContractTypeFUTIBKR high level categorization of financial instruments
8ContractListContractIBContractIDIBKR unique contract identifier
9ContractListContractIBSymbolAlphanumeric symbol for the contract
10ContractTradingCurrencyISO3
11ContractUnderlyingIBContract
12ContractUnderlyingIBContractIBContractType
13ContractUnderlyingIBContractIBContractID
14ContractUnderlyingIBContractIBSymbol
15ContractMultiplierContract size
16ContractExpirationDateyyyymmddContract expiration date
17ContractSettlementMethodDelivery
Choice
Cash
TAS		Contract settlement method
18ContractVenueList
19VenueListVenue
20VenueVenueIBExchangeIDIBKR unique exchange identifier
21VenueVenueIBExchangeNameIBKR exchange name
22VenueIsPrimaryIBExchT or FT if this venue is the instrument’s primary exchange
23VenueLocalSymbolVenue’s ticker symbol
24VenueTradingClassVenue’s identifier for group of instruments with a similar contract specification
25VenuePriceIncrementRule(A,B;C,D)Venue’s pricing rule
If price is above A, minimum price increment is B
If price is above C, minimum price increment is D
26VenueSizeIncrementRule(A,B)Venue’s size rule

A = Minimum order size
B = Minimum order increment size

Cryptocurrency (CRYPTO) File
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File name: ibinstruments.CRYPTO.yyyymmdd.xml.gz

#SuperElementNameElementNameAttributeNameFormat/EnumerationDescription
1IBInstruments
2IBInstrumentsversion2
3IBInstrumentstimezone“America/New_York”
4IBInstrumentsgenerationTimedatetime
5IBInstrumentsContractList
6ContractListContract
7ContractListContractIBContractTypeCRYPTOIBKR high level categorization of financial instruments
8ContractListContractIBContractIDIBKR unique contract identifier
9ContractListContractIBSymbolAlphanumeric symbol for the contract. For equities, usually but not always the same as primary exchange ticker symbol
10ContractTradingCurrencyISO3
11ContractVenueList
12VenueListVenue
13VenueVenueIBExchangeIDIBKR unique exchange identifier
14VenueVenueIBExchangeNameIBKR exchange name
15VenueLocalSymbolVenue’s ticker symbol
16VenueTradingClassVenue’s identifier for group of instruments with a similar contract specification
17VenuePriceIncrementRule(A,B;C,D)Venue’s pricing rule
If price is above A, minimum price increment is B
If price is above C, minimum price increment is D
18VenueSizeIncrementRule(A,B)Venue’s size rule

A = Minimum order size
B = Minimum order increment size

Structured Products (IOPT) File
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File name: ibinstruments.IOPT.yyyymmdd.xml.gz

#SuperElementNameElementNameAttributeNameFormat/EnumerationDescription
1IBInstruments
2IBInstrumentsversion2
3IBInstrumentstimezone“America/New_York”
4IBInstrumentsgenerationTimedatetime
5IBInstrumentsContractList
6ContractListContract
7ContractListContractIBContractTypeIOPTIBKR high level categorization of financial instruments
8ContractListContractIBContractIDIBKR unique contract identifier
9ContractListContractIBSymbolAlphanumeric symbol for the contract
10ContractIBSubTypeB = Bonus Certificate
D = Discount Certificate
F = Factor Certificate
K = Knockout Certificate
T = Tracker Certificate
11ContractIssuerNameIssuing financial institution
12ContractTradingCurrencyISO3
13ContractUnderlyingIBContract
14ContractUnderlyingIBContractIBContractType
15ContractUnderlyingIBContractIBContractID
16ContractUnderlyingIBContractIBSymbol
17ContractMultiplierContract size
18ContractStrikeContract strike
19ContractOptionTypeC or P
20ContractExerciseStyleA or E
21ContractExpirationDateyyyymmddContract expiration date
22ContractSettlementMethodDelivery
Choice
Cash
TAS		Contract settlement method
23ContractVenueList
24VenueListVenue
25VenueVenueIBExchangeIDIBKR unique exchange identifier
26VenueVenueIBExchangeNameIBKR exchange name
27VenueIsPrimaryIBExchT or FT if this venue is the instrument’s primary exchange
28VenueLocalSymbolVenue’s ticker symbol
29VenueTradingClassVenue’s identifier for group of instruments with a similar contract specification
30VenuePriceIncrementRule(A,B;C,D)Venue’s pricing rule
If price is above A, minimum price increment is B
If price is above C, minimum price increment is D
31VenueSizeIncrementRule(A,B)Venue’s size rule

A = Minimum order size
B = Minimum order increment size

Contract For Differences (CFD) File
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File name: ibinstruments.CFD.yyyymmdd.xml.gz

#SuperElementNameElementNameAttributeNameFormat/EnumerationDescription
1IBInstruments
2IBInstrumentsversion2
3IBInstrumentstimezone“America/New_York”
4IBInstrumentsgenerationTimedatetime
5IBInstrumentsContractList
6ContractListContract
7ContractListContractIBContractTypeCFDIBKR high level categorization of financial instruments
8ContractListContractIBContractIDIBKR unique contract identifier
9ContractListContractIBSymbolAlphanumeric symbol for the contract
10ContractTradingCurrencyISO3
11ContractUnderlyingIBContract
12ContractUnderlyingIBContractIBContractType
13ContractUnderlyingIBContractIBContractID
14ContractUnderlyingIBContractIBSymbol
15ContractMultiplierContract size
16ContractExpirationDateyyyymmddContract expiration date
17ContractSettlementMethodContract settlement method
18ContractVenueList
19VenueListVenue
20VenueVenueIBExchangeIDIBKR unique exchange identifier
21VenueVenueIBExchangeNameIBKR exchange name
22VenueIsPrimaryIBExchT or FT if this venue is the instrument’s primary exchange
23VenueLocalSymbolVenue’s ticker symbol
24VenueTradingClassVenue’s identifier for group of instruments with a similar contract specification
25VenuePriceIncrementRule(A,B;C,D)Venue’s pricing rule
If price is above A, minimum price increment is B
If price is above C, minimum price increment is D
26VenueSizeIncrementRule(A,B)Venue’s size rule

A = Minimum order size
B = Minimum order increment size

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    Deposits

    Easily fund your Interactive Brokers account using our straightforward deposit options. We’ve included everything you need to know to get your funds working for you quickly and efficiently.

    Before initiating your transfer, ensure your Interactive Brokers account is active and gather the necessary information:

    • Your IB account number.

    • Deposit amount.

    • Sending institution details.

    The specific banking instructions will be provided when you create a deposit notification through the portal – an essential step that ensures your funds are properly matched to your account.

    Quick Start: Fund your account

    1. Log in to the portal.

    2. Select Transfer & Pay and then Transfer Funds menu options.

    3. Select “Deposit Funds” followed by the desired Deposit Method.

    4. Click “Get Instructions” to get started.

     Important USD Deposit Information

    • IBKR does not have influence on the speed of transfer. You may consult with the sending institution regarding their processing times and cut off times.

    • Payments that are subject to additional review may take longer to credit.

    • Please consult with the sending institution about the costs to process your payment as this may vary by financial institution. We do not charge fees for the deposit of funds.

     

    Deposit Transfer Methods

    Interactive Brokers offers multiple methods for depositing USD into your account. Each method provides different benefits in terms of processing speed, convenience, and associated fees. Available transfer options may vary depending on which IBKR entity services your account, as certain deposit methods are entity specific.

     

    Link a new bank account for seamless deposits initiated at IBKR. Transfer time and deposit limits are determined by your bank.

    Transfer Type(s):Automated Clearing House (ACH) or Request for Payment (RFP).
    Availability: Available to US bank account holders.
    Required Information:Bank username and password or routing and account number.
    Speed:

    ACH: 4 business days for the initial deposit. Subsequent deposits may be available immediately.

    RFP: Immediate to a few hours. Available 24/7.

    Limits:

    ACH: Limited to $100K per seven days.

    RFP: Transfer limits may be set by your bank

    Fee(s):Free
    Trading Availability:

    ACH: Initial deposit: Once connected, the first deposit is available to trade 4 business days after initiating the deposit. Subsequent deposits: May be available immediately (depending on tenure, deposit history and account balance). Otherwise, 4 business days to trade.

    RFP: Funds are immediately available for trading after confirming in your bank portal or mobile app.

    Withdrawal Hold(s):

    ACH: 5 business days. 44 business days when withdrawing to an account other than the originating bank account.

    RFP: No credit hold. 10 business days when withdrawing to an account other than the originating bank account.

     

    Direct ACH Transfer from your Bank

    One-time setup at your bank to link to your IBKR account. After linking accounts, log in at your bank to initiate transfers.

    Availability: Available to US bank account holders.
    Required Information:IBKR routing number and a virtual account number (VAN).
    Speed:1 business day or less after initial setup.
    Limits:Generally, no limits; however, transfer limits may be set by your bank.
    Fee(s):Free
    Trading Availability:Funds are immediately available for trading after arriving at IBKR.
    Withdrawal Hold(s):3 business days.

     

    Bank Wire

    Setup a template at your bank to transfer funds from your bank to your IBKR account.

    Availability: All IBKR entities
    Required Information:Sending bank’s details (sending institution name and account number), and IBKR’s provided bank account details.
    Speed:1 to 4 business days.
    Limits:No limits on amounts.
    Fee(s):Determined by your bank; IBKR does not charge a fee.
    Trading Availability:Funds are immediately available for trading after arriving at IBKR.
    Withdrawal Hold(s):3 business days.

     

    Online Bill Pay

    One-time setup of IBKR as a payee in your bank’s bill payment application. After initial setup, use your bank’s bill payment application to move funds from your bank to IBKR.

    Availability: All entities except IBKR Ireland, Singapore, and Japan
    Required Information:Sending bank’s details (sending institution name and account number), and IBKR’s provided bank account details.
    Speed:1 to 6 business days.
    Limits:Transfer limits may be set by your bank.
    Fee(s):Fees are determined by your bank, but generally free.
    Trading Availability:Funds are immediately available for trading after arriving at IBKR.
    Withdrawal Hold(s):3 business days for electronic; 6 business days for paper.

     

    Mail a Check

    Send a paper check to IBKR.

    Availability: Available only to US Bank account holders.
    Required Information:Follow the instructions on the printable deposit form that includes specific instructions and mailing addresses.
    Speed:Mailing processing times will vary by location.
    Limits:Transfer limits may be set by your bank.
    Fee(s):Fees are determined by your bank, but generally free.
    Trading Availability:You can begin trading the funds you deposit via check 7 business days after the check arrives at IBKR. Bank Checks are available immediately upon receipt.
    Withdrawal Hold(s):7 business days.

     

    Mobile Check

    Scan a check with IBKR Mobile Check Deposit

    Availability: Available to US bank account holders.
    Required Information:IBKR Mobile with IB Key two-factor authentication is required.
    Speed:Available 7 business days after scanning your check.
    Limits:USD 10k per day and USD 50k per 30 days.
    Fee(s):Fees are determined by your bank, but generally free.
    Trading Availability:Trade seven business days after depositing your check.
    Withdrawal Hold(s):60 business day withdrawal hold.

     

    Transfer from Wise Balance

    Link your Wise profile, then initiate a fund transfer from your Wise multi-currency account to your IBKR account. Wise converts your funds into an IBKR supported currency and transfers the funds to your IBKR account.

    Availability: All entities except IBKR Canada and Japan
    Required Information:Your Wise username and password to link to your IBKR account.
    Speed:Wise converts your funds into a supported currency for this method and transfers the funds to your account. Provide transaction details to review currency-specific arrival times.
    Limits:Limits will apply based on currency.
    Fee(s):Wise charges for currency conversion. Provide transaction details to review currency-specific fees.
    Trading Availability:Funds are immediately available for trading after arriving at IBKR.
    Withdrawal Hold(s):3 business days.

     

    Fund with Stablecoin (USDC) 

    Select from available coins from supported crypto exchanges and receive USD in your IBKR account.

    Availability: IBKR LLC
    Required Information:A cryptocurrency wallet containing one of our supported stablecoins on a compatible blockchain network. Send funds using the wallet address and QR code provided by Zerohash.
    Speed:24/7/365 Availability: Deposit anytime, including weekends and holidays.
    Limits:

    Minimum Transaction Amount: $10.00

    Max transaction amount and daily limit: $25k

    Monthly Maximum: $250k

    Fee(s):Our crypto transfer provider, Zerohash, charges 0.3% of the stablecoin deposit amount (min $1).
    Trading Availability:Funds are immediately available for trading after arriving at IBKR.
    Withdrawal Hold(s)30 business days.
    More InformationHow to Deposit via Stablecoin

     

    Withdrawals

    Access your funds with our streamlined withdrawal process. This section shows you how to transfer money from your Interactive Brokers account back to your bank. We’ve made retrieving your funds straightforward so you can access your money when you need it.

    Quick Start: Fund your account

    1. Log in to the portal.

    2. Select Transfer & Pay and then Transfer Funds menu options.

    3. Select “Withdraw Funds” followed by the desired Withdrawal Method.

    4. Click “Use The Method” to get started

     

    Withdrawal Transfer Methods

    Interactive Brokers provides withdrawal options depending on which IBKR entity services your account, as certain withdrawal methods may be entity specific. Available method(s) differ in processing time, limits and associated fees. Review the details below to understand your options.

     

    Bank Wire Withdrawal

    One-time setup of a withdrawal destination at IBKR to tell us where to send the funds via the SWIFT Network.

    Availability: All IBKR entities
    Speed:Receive the funds same day or next day.
    Limits:Daily limits apply. Based on secure login device.
    Fee(s):1 free per calendar month. USD 10.00 for subsequent withdrawals.

     

    Connect Your Bank via ACH Withdrawal

    One-time setup of a withdrawal destination at IBKR to tell us where to send the withdrawal electronically.

    Availability: US bank account holders only.
    Speed:Receive the funds same day or next day.
    Limits:Daily limits apply. Based on secure login device.
    Fee(s):1 free per calendar month. USD 1.00 for subsequent withdrawals.

     

    Direct Debit Withdrawal

    One-time setup at your bank to link your IBKR virtual account. After linking accounts, log in to your bank to initiate transfers.

    Availability: US bank account holders only.
    Speed:Receive the funds in 1-2 days
    Limits:

    Direct Debits using ACH that exceed USD 1,000.00 require authorization via IB Key.

    Direct Debits that are less than USD 1,000.00 will be checked against the cumulative amount of all prior transactions over a 60 calendar-day period.

    Fee(s):

    No Fees.

     

    Check Withdrawal

    Tell us how much to withdraw and we’ll mail you a check.

    Availability: US bank account holders only.
    Speed:1 business day for processing. 7-10 business days mailing time.
    Limits:Daily limits apply. Based on secure login device.
    Fee(s):

    1 free per calendar month. USD 4.00 for subsequent withdrawals.

     

    Transfer to Wise Balance Withdrawal

    One-time setup of a withdrawal destination at IBKR to tell us where to send the withdrawal electronically to your Wise account.

    Availability: All entities except IBKR Canada and Japan*
    Speed:Receive the funds next day.
    Limits:Daily limits apply. Based on secure login device.
    Fee(s):

    1 free per calendar month. Subsequent withdrawals incur a fee at IBKR.

     

    Other Considerations

    Unacceptable Deposit Methods

    The following deposit methods are not accepted for USD:

    • Physical cash (coin or currency) – IBKR does not support physical cash deposits or over the counter transactions at bank branches.

    • Domestic drafts.

    • Unacceptable checks:

      • Starter Checks.

      • Checks from minors.

      • Stale-dated checks over three months old.

      • Post-dated checks.

      • Third party checks defined as checks with a payee other than Interactive Brokers (including checks made payable to Interactive Brokers by special endorsement) or checks for a deposit to an IBKR account, where the check is from someone other than a named account holder.


        Exceptions are: checks from anyone with the same last name and address as the account holder (i.e. husbands, wives, children); for organization accounts, checks from any named person affiliated with the account (i.e. officers, traders, owners, etc.).

      • Credit card checks.

      • Money orders.

      • Travelers checks.

      • Foreign checks or other instruments.

      • Home Equity Line of Credit Checks.

      • Checks referring to more than one IBKR account (IBKR does not split the proceeds from one check into multiple accounts).

      • Checks that appear altered in any way.

    • Wire transfers referring to more than one IBKR account (IBKR does not split the proceeds from one wire into multiple accounts).

     

    Third Party Deposits and Withdrawals

    Third party deposits are funds that originate from an account not owned by the receiving IBKR account holder. IBKR generally discourages and reserves the right to reject third-party deposits due to industry-wide fraud and money laundering concerns.

    IBKR considers requests to withdraw funds to account not in your name, but approval isn’t guaranteed and requires additional reviews. For faster processing its recommend to withdraw funds to your own bank account. Note that this service is not available for IBAU, IBIN, IBSJ, and IBSG customers.

     

    Digital Wallet Providers

    IBKR does not support digital banks when the bank is based on a digital wallet. IBKR does not recommend sending funds from a payment processor as funds are often sent without the payment details or sufficient information. This can lead to significant delays in allocating the deposit to your brokerage account or in some case to the rejection of the payment. Please see https://www.interactivebrokers.com/lib/cstools/faq/#/content/1218315577 for more information.

     

    Other Limitations

    For anti-money laundering compliance, residents of high-risk countries face restrictions on transfers between countries and can only withdraw to accounts they previously deposited from. We may limit your transfer destinations regardless of location, and changing your base currency requires a 5-day waiting period before withdrawals. Restricted transactions will be automatically blocked. Please see Funds Transfer Restrictions for more information.

     

    Top Deposit and Withdrawals FAQ’s

    Funding and Asset Transfers

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