Stablecoin Deposits

USDC Stablecoin Funding at IBKR

Move Capital at
the Speed of Opportunity

Interactive Brokers enables 24/7 account funding with stablecoin.

Start Your First Stablecoin Deposit

Capital Mobility Designed for Global Investing

Stablecoins offer a faster, more flexible way to move dollar-denominated capital into your brokerage account. For investors who value speed, global access, and operational efficiency, stablecoins can simplify funding without changing your investment strategy.

  • Efficient global funding
    Move U.S. dollar value across borders without wire delays, correspondent banking friction, or unnecessary FX conversions.
  • 24/7 liquidity
    Blockchain-based transfers operate continuously, giving you greater control over when and how you move funds.
  • Faster access to capital
    Stablecoin transfers can settle in minutes, including outside traditional banking hours, helping you deploy capital when opportunities arise.
  • Use capital already in digital dollars
    If you already hold stablecoins, funding directly avoids extra conversion steps, fees, and timing risk.
  • Price stability
    Stablecoins are designed to track the U.S. dollar, making them suitable for funding, margin collateral, or idle cash.
  • Designed for funding, not speculation
    Stablecoins function as a payment and settlement rail. They provide efficiency and portability without changing your exposure to markets.

Eligible Interactive Brokers LLC clients can fund their accounts by sending USDC, a digital asset backed 1:1 by the US dollar, from their crypto wallet to a secure wallet provided through a collaboration with zerohash. Once received, the stablecoin is automatically converted to US dollars and credited to the client's brokerage account. We expect to add support for Ripple Coin (RLUSD) and PayPal's Coin (PYUSD) in the coming weeks.

IBKR does not charge fees for stablecoin deposits. Clients are responsible for any fees associated with the blockchain network. Our crypto transfer provider, zerohash, applies tiered fees based on the deposit amount: 0.35% on the first USD 5,000 (equivalent), 0.20% on the next USD 15,000 (equivalent), and 0.10% on deposits above USD 20,000 (equivalent).

Fund with Stablecoin in
3 Straightforward Steps

Step 1: Select Method

Log in to Client Portal → Transfer & Pay → Deposit Funds → Choose "Fund with Stablecoin"

Step 2: Get Your Wallet Address

Select your blockchain network (Ethereum, Solana, or Base). Zerohash generates a unique wallet address and QR code for your transaction.

Step 3: Send Stablecoin

Scan the QR code or copy the address into your crypto wallet. Send stablecoin on the correct network. Funds typically arrive in minutes.

Start Your First Stablecoin Deposit

Visit our FAQs for more information on stablecoin funding, eligibility, and limits.

IBKR is Built to Grow with You
IBKR is Built to Grow with You

Start trading today with an
Interactive Brokers account.

Interactive Brokers (Nasdaq: IBKR) is an automated global electronic broker that serves individual investors, hedge funds, proprietary trading groups, registered investment advisors and introducing brokers.

Our nearly half-century focus on technology and automation allows us to provide our clients with a sophisticated, global trading platform at low cost for managing investments. IBKR clients enjoy access to stocks, options, futures, currencies, bonds, funds and more on over 170 markets in 40 countries.

Disclosures

  • Stablecoins may lose value, de‑peg from the U.S. dollar, face liquidity, operational, or regulatory risks, incur blockchain or conversion fees, and are not insured; you could lose some or all of your funds. Stablecoin transfers and conversions facilitated through Zero Hash for Interactive Brokers LLC (IBLLC) clients may be subject to additional network or conversion fees, and all stablecoin transactions remain the responsibility of the client.