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The Smarter Way to Manage Your Money

IB Universal Account IB Universal Account

IB Universal Account

The Smarter Way to Manage Your Money

Unlock Your Financial Potential with an All-in-One Solution

Manage all your finances in one account!

Earn Interest

Earn Interest

Earn interest up to USD 4.08% on instantly available cash balances1

View Interest Details
Borrow

Borrow

Borrow at USD 5.08% - 6.08% from a single brokerage account.2

View Margin Details
IBKR Mobile Check Deposit

IBKR Mobile
Check Deposit

Depositing funds to your IBKR account is now as easy as taking a picture with the IBKR Mobile app.

Learn About Mobile Deposits
Bank Deposit Sweep Program

Bank Deposit Sweep Program

Our Insured Bank Deposit Sweep Program allows eligible IBKR clients to obtain up to $2,500,000 of FDIC insurance in addition to existing $250,000 SIPC coverage for total coverage of $2,750,000.

Learn About Sweep Program
Direct Deposit

Direct Deposit

Automatically deposit funds denominated in USD from your financial institution to your IBKR account.

Learn About Direct Deposit
Strength & Security

Strength & Security

IBKR is a broker you can trust, and our strong financial position and conservative business management protect IBKR and our clients.

Our Strength and Security

Open Your Account Today!

Download an app and sign up, or sign up online

Download
IBKR GlobalTrader

Download IBKR GlobalTrader
Open an Account

Download
IBKR Mobile

Download IBKR Mobile
Download IBKR Mobile

Disclosures

  1. Restrictions apply. For additional information on interest rates, click here. Credit interest rate as of November 11, 2024 .
  2. For complete information, see ibkr.com/compare.