- Solve real problems with our hands-on interface
- Progress from basic puts and calls to advanced strategies
Interactive Options Course
Dear investor,
Looking after your health is becoming increasingly important, and most of us are understandably very interested in staying well. However, health also has to be paid for. In Germany, there is statutory health insurance, which is not regulated in the same way as it is in the USA. Citizens overseas have to pay for many services themselves and take out appropriate insurance. It is only in very exceptional cases that the costs of medical operations are covered by other agencies.
One of the largest insurance providers in this area is UnitedHealth Group. This company is a private health insurance provider which is mainly financed by the US federal government.
However, the company does not only earn its money from insurance. Its business portfolio also includes healthcare services and technological developments.
You are probably wondering whether you should get involved in such a company construct at all and what the long-term outlook is. We will show you the current situation and what to expect in the coming months.
The overall long-term upward trend is undoubtedly positive. Interim corrections can sometimes be quite severe for this stock. For example, the price fell by three-quarters in 2008 and more than halved this year. On the other hand, the upward trend over many years is quite impressive.
While the year-end rally on the stock markets usually begins in early October, this can also be observed at UnitedHealth from October 8 onwards. By the end of the year, an above-average positive ratio of 32 to 8 years had built up. In the 32 positive years, an average return of over 16% was achieved. In the negative 8 years, on the other hand, only a good 11% was lost on average.
Over the same period from October 8, the situation over the last 25 years has been equally impressive. In 21 of these years, an average profit of almost 14% was achieved, while the four negative years only recorded an average loss of just under 8.5%.
Even though the performance has been very negative so far this year, the situation still looks quite positive for the seasonal effect. Perhaps it is precisely this decline and the subsequent bottoming out that gives hope for a counter-movement.
If you look for the reasons for the strong year-end phase, you will find various fundamental factors. In the third quarter in particular, results are often better than analysts expect. The period analyzed is also the most important time for attracting new members. Last but not least, no new regulatory decisions are made at this time, so the company has already been able to adjust to changes from the first half of the year.
The technical situation (the stock has also formed a double bottom), the fundamental outlook, and, in particular, the seasonal situation all make the upcoming period particularly attractive. An investment is therefore likely to yield high returns based on all approaches to analysis. Nevertheless, you should not forego appropriate money management and a stop price, which you can also determine using Seasonax.
Win with Seasonax and boost your health insurance fund
This is how you can profit from this phase and boost your health insurance fund. After all, our health insurance companies have long since stopped paying for everything your doctor recommends.
Above all, stay healthy so that you can continue to enjoy the stock market and Seasonax charts for a long time to come.
Take advantage of the benefits and use Seasonax for your professional approach to seasonal trends!
—
Originally Posted on October 8, 2025 – Is Healthcare Still Affordable?
Past results and past seasonal patterns are no indication of future performance, in particular, future market trends. Seasonax GmbH neither recommends nor approves of any particular financial instrument, group of securities, segment of industry, analysis interval or any particular idea, approach, strategy or attitude nor provides consulting nor brokerage nor asset management services. Seasonax GmbH hereby excludes any explicit or implied trading recommendation, in particular, any promise, implication or guarantee that profits are earned and losses excluded, provided, however, that in case of doubt, these terms shall be interpreted in abroad sense. Any information provided by Seasonax GmbH or on this website or any other kind of data media shall not be construed as any kind of guarantee, warranty or representation, in particular as set forth in a prospectus. Any user is solely responsible for the results or the trading strategy that is created, developed or applied. Indicators, trading strategies and functions provided by seasonax GmbH or on this website or any other kind of data media may contain logical or other errors leading to unexpected results, faulty trading signals and/or substantial losses. Seasonax GmbH neither warrants nor guarantees the accuracy, completeness, quality, adequacy or content of the information provided by it or on this website or any other kind of data media. Any user is obligated to comply with any applicable capital market rules of the applicable jurisdiction. All published content and images on this website or any other kind of data media are protected by copyright. Any duplication, processing, distribution or any form of utilisation beyond the scope of copyright law shall require the prior written consent of the author or authors in question. Futures and forex trading contains substantial risk and is not for every investor. An investor could potentially lose all or more than the initial investment. Risk capital is money that can be lost without jeopardizing ones’ financial security or lifestyle. Only risk capital should be used for trading and only those with sufficient risk capital should consider trading. Past performance is not necessarily indicative of future results. Testimonials appearing on this website may not be representative of other clients or customers and is not a guarantee of future performance or success.
Information posted on IBKR Campus that is provided by third-parties does NOT constitute a recommendation that you should contract for the services of that third party. Third-party participants who contribute to IBKR Campus are independent of Interactive Brokers and Interactive Brokers does not make any representations or warranties concerning the services offered, their past or future performance, or the accuracy of the information provided by the third party. Past performance is no guarantee of future results.
This material is from Seasonax and is being posted with its permission. The views expressed in this material are solely those of the author and/or Seasonax and Interactive Brokers is not endorsing or recommending any investment or trading discussed in the material. This material is not and should not be construed as an offer to buy or sell any security. It should not be construed as research or investment advice or a recommendation to buy, sell or hold any security or commodity. This material does not and is not intended to take into account the particular financial conditions, investment objectives or requirements of individual customers. Before acting on this material, you should consider whether it is suitable for your particular circumstances and, as necessary, seek professional advice.
Related Articles
Join The Conversation
For specific platform feedback and suggestions, please submit it directly to our team using these instructions.
If you have an account-specific question or concern, please reach out to Client Services.
We encourage you to look through our FAQs before posting. Your question may already be covered!