IBKR Reference Benchmark Rates

Pricing

IBKR Reference Benchmark Rates

IBKR's benchmark for each currency is the reference rate around which our credit, debit, stock loan and other interest rate linked calculations are determined. IBKR uses a combination of internationally recognized reference rates (such as Fed Funds), bank deposit rates, and dynamic interbank rates determined from foreign exchange and money markets to calculate an IBKR Reference Benchmark rate.

For more information about IBKR Reference Benchmark, visit the IBKR Knowledge Base.

For information regarding the various external reference rates that contribute to the IBKR Reference Benchmark rate see Benchmark Interest Calculation Reference Rate Descriptions.


CurrencyDescription for Effective Date 20231130 Rate Effective Date
USD
Reference Benchmark USD
5.330%
20231130
AED
Reference Benchmark AED
5.129%
20231130
AUD
Reference Benchmark AUD
4.240%
20231130
BGN
Reference Benchmark BGN
3.093%
20231130
BRL
Reference Benchmark BRL
12.150%
20231130
CAD
Reference Benchmark CAD
4.925%
20231130
CHF
Reference Benchmark CHF
1.602%
20231130
CNH
Reference Benchmark CNH
0.589%
20231130
CZK
Reference Benchmark CZK
6.213%
20231130
DKK
Reference Benchmark DKK
4.098%
20231130
EUR
Reference Benchmark EUR
3.392%
20231130
GBP
Reference Benchmark GBP
5.207%
20231130
HKD
Reference Benchmark HKD
4.938%
20231130
HUF
Reference Benchmark HUF
10.500%
20231130
ILS
Reference Benchmark ILS
4.560%
20231130
INR
Reference Benchmark INR
9.700%
20231130
JPY
Reference Benchmark JPY
0.045%
20231130
KRW
Reference Benchmark KRW
3.500%
20231130
MXN
Reference Benchmark MXN
11.195%
20231130
NOK
Reference Benchmark NOK
4.129%
20231130
NZD
Reference Benchmark NZD
5.143%
20231130
PLN
Reference Benchmark PLN
5.842%
20231130
RON
Reference Benchmark RON
5.804%
20231130
RUB
Reference Benchmark RUB
14.910%
20231130
SAR
Reference Benchmark SAR
5.749%
20231130
SEK
Reference Benchmark SEK
4.546%
20231130
SGD
Reference Benchmark SGD
3.707%
20231130
TRY
Reference Benchmark TRY
30.839%
20231130
ZAR
Reference Benchmark ZAR
8.703%
20231130
Prior Period Benchmark Rates

IBKR accrues interest daily and posts actual interest monthly on the third business day of the following month. For detailed examples on how we calculate interest, open the Interest Paid to You and Interest Rates Charged to You on Margin Loan Balances sections on this page.