Interactive Brokers

Interest and Financing

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Interest Rates Charged to You on Margin Loan Balances

When calculating rates, keep in mind that IB uses a blended rate based on the tiers below. For example, for a balance over 1,000,000 USD, the first 100,000 is charged at the Tier I rate, the next 900,000 at the Tier II rate, etc.

IB accrues interest on a daily basis and posts actual interest monthly on the 3rd business day of the following month.

The tiers which interest is based upon may change from time-to time without prior notification to customers. Such adjustments are done periodically to adjust for changes in currency rates.

Balance


BM = Benchmark Rate

Currency Tier Rate Charged
USD 0 - 100,000 1.6% (BM + 1.5%)
  100,001 - 1,000,000 1.1% (BM + 1%)
  1,000,001 - 3,000,000 0.6% (BM + 0.5%)
  3,000,001 - 200,000,000 Greater of 0.5% or (BM + 0.25%)
  200,000,001 + Greater of 0.5% or (BM + 0.25%) 1
AUD 0 - 100,000 4% (BM + 1.5%)
  100,001 - 1,000,000 3.5% (BM + 1%)
  1,000,001 - 200,000,000 3% (BM + 0.5%)
  200,000,001 + 3% (BM + 0.5%) 1
CAD 0 - 100,000 2.5% (BM + 1.5%)
  100,001 - 1,000,000 2% (BM + 1%)
  1,000,001 - 200,000,000 1.5% (BM + 0.5%)
  200,000,001 + 1.5% (BM + 0.5%) 1
CHF 0 - 100,000 1.5% (BM + 1.5%)
  100,001 - 1,000,000 1% (BM + 1%)
  1,000,001 - 200,000,000 0.5% (BM + 0.5%)
  200,000,001 + 0.5% (BM + 0.5%) 1
CNY/CNH 0 - 625,000 2.77% (BM + 1.5%)
  625,001 - 6,250,000 2.27% (BM + 1%)
  6,250,001 - 125,000,000 1.77% (BM + 0.5%)
  125,000,001 + 1.77% (BM + 0.5%) 1
CZK 0 - 400,000,000 3.15% (BM + 3%)
  400,000,001 + 3.15% (BM + 3%) 1
DKK 0 - 120,000,000 3.02% (BM + 3%)
  120,000,001 + 3.02% (BM + 3%) 1
EUR 0 - 75,000 1.717% (BM + 1.5%)
  75,001 - 750,000 1.217% (BM + 1%)
  750,001 - 150,000,000 0.717% (BM + 0.5%)
  150,000,001 + 0.717% (BM + 0.5%) 1
GBP 0 - 65,000 1.964% (BM + 1.5%)
  65,001 - 650,000 1.464% (BM + 1%)
  650,001 - 130,000,000 0.964% (BM + 0.5%)
  130,000,001 + 0.964% (BM + 0.5%) 1
HKD 0 - 780,000 1.568% (BM + 1.5%)
  780,001 - 7,800,000 1.068% (BM + 1%)
  7,800,001 - 780,000,000 0.568% (BM + 0.5%)
  780,000,001 + 0.568% (BM + 0.5%) 1
HUF 0 - 4,500,000,000 7.66% (BM + 5%)
  4,500,000,001 + 7.66% (BM + 5%) 1
ILS 0 - 80,000,000 5.75% (BM + 5%)
  80,000,001 + 5.75% (BM + 5%) 1
INR All 13.25% (BM + 3%)
JPY 0 - 10,000,000 1.556% (BM + 1.5%)
  10,000,001 - 100,000,000 1.056% (BM + 1%)
  100,000,001 - 20,000,000,000 0.556% (BM + 0.5%)
  20,000,000,001 + 0.556% (BM + 0.5%) 1
KRW 0 - 120,000,000 4.5% (BM + 2%)
  120,000,001 - 1,200,000,000 4% (BM + 1.5%)
  1,200,000,001 - 24,000,000,000 3.5% (BM + 1%)
  24,000,000,001 + 3.5% (BM + 1%) 1
MXN 0 - 1,300,000 6.808% (BM + 3%)
  1,300,001 - 13,000,000 5.808% (BM + 2%)
  13,000,001 - 260,000,000 5.308% (BM + 1.5%)
  260,000,001 + 5.308% (BM + 1.5%) 1
NOK 0 - 600,000 2.99% (BM + 1.5%)
  600,001 - 6,000,000 2.49% (BM + 1%)
  6,000,001 - 600,000,000 1.99% (BM + 0.5%)
  600,000,001 + 1.99% (BM + 0.5%) 1
NZD 0 - 130,000 4.25% (BM + 1.5%)
  130,001 - 1,300,000 3.75% (BM + 1%)
  1,300,001 - 130,000,000 3.5% (BM + 0.75%)
  130,000,000 + 3.5% (BM + 0.75%) 1
RUB 0 - 660,000,000 9.85% (BM + 2%)
  660,000,001 + 9.85% (BM + 2%) 1
SEK 0 - 700,000 2.25% (BM + 1.5%)
  700,001 - 7,000,000 1.75% (BM + 1%)
  7,000,001 - 700,000,000 1.25% (BM + 0.5%)
  700,000,001 + 1.25% (BM + 0.5%) 1
SGD 0 - 130,000 1.522% (BM + 1.5%)
  130,001 - 1,300,000 1.022% (BM + 1%)
  1,300,001 - 130,000,000 0.522% (BM + 0.5%)
  130,000,001 0.522% (BM + 0.5%) 1
  1. May be subject to service charge if not pre-arranged.

http://www.interactivebrokers.com/en/index.php?f=interest&p=schedule2