Si es un cliente institucional haga clic a continuación para obtener más información sobre nuestros servicios para asesores, fondos de cobertura, administradores de cumplimiento normativo y otros perfiles institucionales.

Tipos de margen y financiación

Intereses cobrados sobre préstamos de margen
Ver ejemplos


Para calcular las comisiones, IBKR utiliza un tipo de interés combinado basado en los niveles que figuran a continuación. Por ejemplo, en los saldos superiores a 1,000,000 USD, los primeros 100,000 USD se cobran al tipo de nivel I, 900,000 USD al tipo de nivel II, etc. Al determinar el diferencial de cotización, IBKR utilizará el tipo de referencia establecido, o un tipo de referencia 0 en caso de que el tipo sea inferior a 0.

IBKR acumula interés diariamente y registra el actual interés mensual en el tercer día hábil del mes siguiente.

Los niveles en los que se basa el interés pueden variar sin notificación previa. Estos ajustes se realizan periódicamente para ajustar la fluctuación del tipo de divisa.


Tipos de interés estimados sobre los préstamos de margen

Ingrese el saldo
Estructura de precios:
IBKR Pro IBKR Lite

Cálculo del tipo de interés combinado

BM = Tipos de referencia

Divisa Nivel Comisión cobrada: IBKR Pro Comisión cobrada: IBKR Lite
USD 0 ≤ 100,000 4.58% (BM + 1.5%) 5.58% (BM + 2.5%)
100,000 ≤ 1,000,000 4.08% (BM + 1%) 5.58% (BM + 2.5%)
1,000,000 ≤ 50,000,000 3.83% (BM + 0.75%) 5.58% (BM + 2.5%)
50,000,000 ≤ 200,000,000 3.58% (BM + 0.5%)1 5.58% (BM + 2.5%)
> 200,000,000 3.58% (BM + 0.5%) 1,2 5.58% (BM + 2.5%)
AED 0 ≤ 350,000 5.445% (BM + 2.5%) 6.445% (BM + 3.5%)
350,000 ≤ 3,500,000 4.945% (BM + 2%) 6.445% (BM + 3.5%)
3,500,000 ≤ 350,000,000 4.445% (BM + 1.5%) 6.445% (BM + 3.5%)
> 350,000,000 4.445% (BM + 1.5%) 2 6.445% (BM + 3.5%)
AUD 0 ≤ 140,000 3.813% (BM + 1.5%) 4.813% (BM + 2.5%)
140,000 ≤ 1,400,000 3.313% (BM + 1%) 4.813% (BM + 2.5%)
1,400,000 ≤ 70,000,000 3.063% (BM + 0.75%) 4.813% (BM + 2.5%)
70,000,000 ≤ 280,000,000 2.813% (BM + 0.5%) 1 4.813% (BM + 2.5%)
> 280,000,000 2.813% (BM + 0.5%) 1,2 4.813% (BM + 2.5%)
CAD 0 ≤ 130,000 4.604% (BM + 1.5%) 5.604% (BM + 2.5%)
130,000 ≤ 1,300,000 4.104% (BM + 1%) 5.604% (BM + 2.5%)
1,300,000 ≤ 64,000,000 3.854% (BM + 0.75%) 5.604% (BM + 2.5%)
64,000,000 ≤ 260,000,000 3.604% (BM + 0.5%) 1 5.604% (BM + 2.5%)
> 260,000,000 3.604% (BM + 0.5%) 1,2 5.604% (BM + 2.5%)
CHF 0 ≤ 90,000 1.5% (BM + 1.5%) 2.5% (BM + 2.5%)
90,000 ≤ 900,000 1% (BM + 1%) 2.5% (BM + 2.5%)
900,000 ≤ 46,000,000 0.75% (BM + 0.75%) 2.5% (BM + 2.5%)
46,000,000 ≤ 180,000,000 0.75% (BM + 0.5%) 1 2.5% (BM + 2.5%)
> 180,000,000 0.75% (BM + 0.5%) 1,2 2.5% (BM + 2.5%)
CNH 0 ≤ 650,000 4.684% (BM + 4%) 5.684% (BM + 5%)
650,000 ≤ 6,500,000 3.684% (BM + 3%) 4.684% (BM + 4%)
6,500,000 ≤ 300,000,000 3.184% (BM + 2.5%) 4.184% (BM + 3.5%)
> 300,000,000 2.684% (BM + 2%) 2 3.684% (BM + 3%)
CZK 0 ≤ 400,000,000 9.683% (BM + 3%) 10.683% (BM + 4%)
> 400,000,000 9.683% (BM + 3%) 2 10.683% (BM + 4%)
DKK 0 ≤ 120,000,000 3.618% (BM + 3%) 4.618% (BM + 4%)
> 120,000,000 3.618% (BM + 3%) 2 4.618% (BM + 4%)
EUR 0 ≤ 90,000 2.199% (BM + 1.5%) 3.199% (BM + 2.5%)
90,000 ≤ 900,000 1.699% (BM + 1%) 3.199% (BM + 2.5%)
900,000 ≤ 44,000,000 1.449% (BM + 0.75%) 3.199% (BM + 2.5%)
44,000,000 ≤ 180,000,000 1.199% (BM + 0.5%) 1 3.199% (BM + 2.5%)
> 180,000,000 1.199% (BM + 0.5%) 1,2 3.199% (BM + 2.5%)
GBP 0 ≤ 80,000 4.356% (BM + 1.5%) 5.356% (BM + 2.5%)
80,000 ≤ 800,000 3.856% (BM + 1%) 5.356% (BM + 2.5%)
800,000 ≤ 38,000,000 3.606% (BM + 0.75%) 5.356% (BM + 2.5%)
38,000,000 ≤ 150,000,000 3.356% (BM + 0.5%) 1 5.356% (BM + 2.5%)
> 150,000,000 3.356% (BM + 0.5%) 1,2 5.356% (BM + 2.5%)
HKD 0 ≤ 780,000 4.681% (BM + 2.5%) 5.681% (BM + 3.5%)
780,000 ≤ 7,800,000 4.181% (BM + 2%) 5.681% (BM + 3.5%)
7,800,000 ≤ 780,000,000 3.681% (BM + 1.5%) 5.681% (BM + 3.5%)
> 780,000,000 3.681% (BM + 1.5%) 2 5.681% (BM + 3.5%)
HUF 0 ≤ 4,500,000,000 16.571% (BM + 5%) 17.571% (BM + 6%)
> 4,500,000,000 16.571% (BM + 5%) 2 17.571% (BM + 6%)
ILS 0 ≤ 80,000,000 6% (BM + 5%) 7% (BM + 6%)
> 80,000,000 6% (BM + 5%) 2 7% (BM + 6%)
INR Todo 11.7% (BM + 3%) 12.7% (BM + 4%)
JPY 0 ≤ 11,000,000 1.5% (BM + 1.5%) 2.5% (BM + 2.5%)
11,000,000 ≤ 114,000,000 1% (BM + 1%) 2.5% (BM + 2.5%)
114,000,000 ≤ 5,700,000,000 0.75% (BM + 0.75%) 2.5% (BM + 2.5%)
5,700,000,000 ≤ 23,000,000,000 0.75% (BM + 0.5%) 1 2.5% (BM + 2.5%)
> 23,000,000,000 0.75% (BM + 0.5%) 1,2 2.5% (BM + 2.5%)
KRW 0 ≤ 120,000,000 4.5% (BM + 2%) 5.5% (BM + 3%)
120,000,000 ≤ 1,200,000,000 4% (BM + 1.5%) 5.5% (BM + 3%)
1,200,000,000 ≤ 24,000,000,000 3.5% (BM + 1%) 5.5% (BM + 3%)
> 24,000,000,000 3.5% (BM + 1%) 2 5.5% (BM + 3%)
MXN 0 ≤ 2,000,000 12.382% (BM + 3%) 13.382% (BM + 4%)
2,000,000 ≤ 20,000,000 11.382% (BM + 2%) 13.382% (BM + 4%)
20,000,000 ≤ 2,000,000,000 10.882% (BM + 1.5%) 13.382% (BM + 4%)
> 2,000,000,000 10.882% (BM + 1.5%) 2 13.382% (BM + 4%)
NOK 0 ≤ 900,000 3.697% (BM + 1.5%) 4.697% (BM + 2.5%)
900,000 ≤ 9,000,000 3.197% (BM + 1%) 4.697% (BM + 2.5%)
9,000,000 ≤ 450,000,000 2.947% (BM + 0.75%) 4.697% (BM + 2.5%)
450,000,000 ≤ 1,800,000,000 2.697% (BM + 0.5%) 1 4.697% (BM + 2.5%)
> 1,800,000,000 2.697% (BM + 0.5%) 1, 2 4.697% (BM + 2.5%)
NZD 0 ≤ 150,000 4.063% (BM + 1.5%) 5.063% (BM + 2.5%)
150,000 ≤ 1,500,000 3.563% (BM + 1%) 5.063% (BM + 2.5%)
1,500,000 ≤ 150,000,000 3.313% (BM + 0.75%) 5.063% (BM + 2.5%)
> 150,000,000 3.313% (BM + 0.75%) 2 5.063% (BM + 2.5%)
PLN 0 ≤ 70,000,000 10.87% (BM + 3%) 11.87% (BM + 4%)
> 70,000,000 10.87% (BM + 3%) 2 11.87% (BM + 4%)
RUB* 0 ≤ 660,000,000 12.89% (BM + 5%) 13.89% (BM + 6%)
> 660,000,000 12.89% (BM + 5%) 2 13.89% (BM + 6%)
SAR 0 ≤ 350,000 6.332% (BM + 2.5%) 7.332% (BM + 3.5%)
350,000 ≤ 3,500,000 5.832% (BM + 2%) 7.332% (BM + 3.5%)
3,500,000 ≤ 350,000,000 5.332% (BM + 1.5%) 7.332% (BM + 3.5%)
> 350,000,000 5.332% (BM + 1.5%) 2 7.332% (BM + 3.5%)
SEK 0 ≤ 900,000 3.083% (BM + 1.5%) 4.083% (BM + 2.5%)
900,000 ≤ 9,100,000 2.583% (BM + 1%) 4.083% (BM + 2.5%)
9,100,000 ≤ 454,000,000 2.333% (BM + 0.75%) 4.083% (BM + 2.5%)
454,000,000 ≤ 1,820,000,000 2.083% (BM + 0.5%) 1 4.083% (BM + 2.5%)
> 1,820,000,000 2.083% (BM + 0.5%) 1,2 4.083% (BM + 2.5%)
SGD 0 ≤ 140,000 3.871% (BM + 1.5%) 4.871% (BM + 2.5%)
140,000 ≤ 1,400,000 3.371% (BM + 1%) 4.871% (BM + 2.5%)
1,400,000 ≤ 68,000,000 3.121% (BM + 0.75%) 4.871% (BM + 2.5%)
68,000,000 ≤ 270,000,000 2.871% (BM + 0.5%) 1 4.871% (BM + 2.5%)
> 270,000,000 2.871% (BM + 0.5%) 1, 2 4.871% (BM + 2.5%)
TRY 0 ≤ 90,000,000 74.734% (BM + 5%) 76.734% (BM + 7%)
> 90,000,000 75.734% (BM + 6%) 2 76.734% (BM + 7%)
ZAR 0 ≤ 1,500,000 7.792% (BM + 1.5%) 8.792% (BM + 2.5%)
1,500,000 ≤ 15,000,000 7.292% (BM + 1%) 8.792% (BM + 2.5%)
15,000,000 ≤ 1,500,000,000 7.042% (BM + 0.75%) 8.792% (BM + 2.5%)
> 1,500,000,000 7.042% (BM + 0.75%) 2 8.792% (BM + 2.5%)

  1. Se cobrará un suelo mínimo de 0.75 % sobre todos los préstamos de margen. Las tarifas están sujetas a cambios.
  2. Puede estar sujeto a un recargo del 1 % aplicado al diferencial si la financiación no está organizada previamente.

*NOTA: al 28 de julio de 2022, todos los saldos largos o cortos en RUB en las cuentas se autoconvertirán a USD o EUR, dependiendo de la entidad que mantenga la cuenta. Si desea obtener más información, visite nuestros fondos de información.

Negociación de futuros en IBKR

Comience hoy mismo a negociar como un profesional.