Apply for an IBKR Debit Mastercard Here

Borrow, Earn,
Spend and Invest

Worldwide
from One Account

Interactive Brokers Debit Mastercard

Integrated Financial Management that gives you the flexibility to...


  • Borrow against your account at 1.41% to 2.66% APR1, lower rates than credit cards, personal loans and home equity lines of credit.2
  • Earn interest of 0.66% APR on your idle balances and extra income by lending your fully paid shares.3
  • Spend and borrow directly against your account, with no monthly minimum payments and no late fees. Use the Interactive Brokers Debit Mastercard® anywhere Debit Mastercard is accepted around the world.
  • Invest in stocks, options, futures, forex and bonds on over 120 global exchanges at lower cost.4
At this time, the Interactive Brokers Debit Mastercard is only available to US residents with standalone or advisor/broker-managed individual and joint accounts. We expect to offer the card to residents of Canada and Europe during 2018.

Additional Debit Mastercard Benefits:


PEACE OF MIND

  • Zero Liability
  • Mastercard ID Theft Protection
  • Extended Warranty
  • Price Protection
  • Satisfaction Guarantee

PREFERENTIAL ACCESS

  • Priceless Offers & Experiences

TRAVEL

  • Mastercard Airport Concierge*
  • Mastercard Travel Services

MASTERCARD GLOBAL SERVICE

  • Emergency Card Replacement
  • Emergency Cash Advance
  • Lost/Stolen Card Reporting

For complete information visit mycardbenefits.com or call Mastercard at 1-800-MASTERCARD

*Cardholder fees may apply

Interactive Brokers Debit Mastercard Frequentlty Asked Questions

Get more info on our Frequently Asked Questions page Click Here

Calculate Your Approximate Interactive Brokers Debit Mastercard® Spending Limit

For Your Assets Held at IBKR.

USD

$0

Enter values below in whole US dollars to see your approximate spending limit.

Cash value

Long Stock value

Short Stock value

Mutual Funds value

Treasury Securities

Total Portfolio Value

$0

Portfolio Margin accounts require $100,000 minimum balance. For non-Portfolio Margin accounts, choose the Reg-T margin rates button below.
To see your exact limit for your specific portfolio, open a Free Trial account. This will allow you to log into Trader Workstation (TWS), add the positions in your current portfolio, and view your current available margin.

Note: Mutual Funds must be fully-paid for a period of 30 days after purchase in order to be used as margin collateral.

The interest calculator is based on information that we believe to be accurate and correct, but neither Interactive Brokers LLC nor its affiliates warrant its accuracy or adequacy and it should not be relied upon as such. Neither IB nor its affiliates are responsible for any errors or omissions or for results obtained from the use of this calculator.


Open an account today to apply for an Interactive Brokers Debit Mastercard.

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At this time, the Interactive Brokers Debit Mastercard is only available to US residents with standalone or advisor/broker-managed individual and joint accounts. We expect to offer the card to residents of Canada and Europe during 2018.

Margin borrowing is only for sophisticated investors with high risk tolerance.
You may lose more than your initial investment.
  1. Annual Percentage Rate (APR) on USD margin loan balances as of 11/02/17. Interactive Brokers calculates the interest charged on margin loans using the applicable rates for each interest rate tier listed on its website. For additional information on margin loan rates, see ibkr.com/interest.
  2. Supporting documentation for any claims and statistical information will be provided upon request. Rates obtained on 9/26/17 from Bankrate.com for Low Interest Credit Card regular APR, Average Personal Loan Rates by Credit Rating $10,000 Loan - 3 Year Term and Home Equity Loan Rates in Greenwich CT for $50,000.
  3. Credit interest rate as of 12/04/2017. USD credit interest is paid on balances over USD 10,000 in accounts with Net Asset Value exceeding USD 100,000. For more information, see ibkr.com/interest.
  4. According to Barron's Broker Survey 2017: How They Stack Up, March 20, 2017. For complete information, see ibkr.com/info.

Margin loan rates and credit interest rates are subject to change without prior notice.

BY USING THIS CARD YOU AGREE WITH THE TERMS AND CONDITIONS OF THE CARDHOLDER AGREEMENT INCLUDING THE ZERO LIABILITY REQUIREMENTS AND FEE SCHEDULE, IF ANY. This card is issued by Metropolitan Commercial Bank (Member FDIC) pursuant to a license from Mastercard International. "Metropolitan Commercial Bank" and "Metropolitan" are registered trademarks of Metropolitan Commercial Bank© 2014.

All interest and borrowing activity is through Interactive Brokers LLC. Please see your customer agreement with Interactive Brokers LLC for further details.

Card program marketed and administered by Interactive Brokers LLC, the Program Manager of the Interactive Brokers Debit Mastercard.