Ставки маржи и финансирования

Ставки маржи Справочные
ставки-ориентиры Расчеты

Рассчитайте смешанную ставку, взимаемую по маржинальному кредиту

"Interactive Brokers has low trading fees and one of the best margin rates in the industry."

- BrokerChooser | April 7, 2026

Взимаемые проценты по маржинальному кредиту
Примеры

При вычислении ставок учитывайте, что IBKR использует смешанную ставку на основании ступеней, показанных ниже. Например, при балансе в 1 000 000 USD, первые 100 000 облагаются процентом уровня I, следующие 900 000 процентом уровня II и т.д. При расчете отображаемого спреда IBKR использует заданную ставку-ориентир или же 0, если ставка-ориентир составляет меньше нуля.

IBKR начисляет проценты ежедневно и публикует данные окончательных процентов ежемесячно на 3-й рабочий день следующего месяца.

Уровни, на которых базируются процентные ставки, могут меняться без предварительного уведомления клиентов. Подобные корректировки производятся периодически с целью соответствия изменениям валютных курсов.

Estimate Interest Charged on Margin Loans

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Pricing Plan:

IBKR Pro

IBKR Lite

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Calculate Blended Rate

Enter your total loan amount (without the negative sign) to estimate your interest charge.

* IBKR will assess a surcharge of 1% on large loan balances unless otherwise prearranged with IBKR. The 1% surcharge would apply to all balances in the highest tier.

The interest calculator is based on information that we believe to be accurate and correct, but neither Interactive Brokers LLC nor its affiliates warrant its accuracy or adequacy and it should not be relied upon as such. Neither IBKR nor its affiliates are responsible for any errors or omissions or for results obtained from the use of this calculator.

Which Plan is Best for You?

Features	IBKR Lite	IBKR Pro
Commissions:
US Exchange-Listed Stocks / ETFs	Commission-free^{1, 12}	Fixed or Tiered Pricing
Other Stocks / ETFs	Fixed Pricing	Fixed or Tiered Pricing
Options	Fixed Pricing²	Fixed or Tiered Pricing
Futures	Fixed Pricing	Fixed or Tiered Pricing
Currencies	Tiered Pricing	Tiered Pricing
Bonds	Tiered Pricing	Tiered Pricing
Mutual Funds	Fixed Pricing	Fixed or Tiered Pricing
Account Fees:
Minimum Balance	USD 0	USD 0
Maintenance Fee	USD 0	USD 0
Interest Paid on Instantly Available Cash Balances³	Benchmark minus 1.5%	Benchmark minus 0.5%
Interest Charged for Margin Loan	Benchmark plus 2.5%	Begins at Benchmark plus 1.5%, with lower rates for higher loan values.⁴
Eligible Accounts:
US Retail Investors⁵
Institutional Accounts⁶
Advisors^7,8
Brokers^9,10
Account Features:
Stock Yield Enhancement Program
Insured Bank Deposit Sweep Program
Market Data - US Listed Stock/ETFs	Complimentary non-consolidated, real time streaming data* for primary exchanges for US Equities and ETFs.	Complimentary non-consolidated, real time streaming data* for primary exchanges for US Equities and ETFs.
Market Data - Other Products	Low-cost data bundles and a la carte subscriptions available.	Low-cost data bundles and a la carte subscriptions available.
Outside Regular Trading Hours¹¹	04:00 - 20:00	04:00 - 20:00
Trading Technology:
Client Portal
IBKR Mobile
IBot
IBKR Desktop
Trader Workstation (TWS)	**
IBKR APIs
Algos	^†
Condition Orders & Advanced Order Types
Paper Trading
Mutual Fund / ETF Replicator
Risk Navigator^SM

= Included

IBKR Lite is meant for retail investors, including financial advisors trading on behalf of their retail clients. IBKR reserves the right to reject any IBKR Lite order or series of orders if IBKR determines the order(s) appear to show non-retail trading behavior. At the time an order is rejected, the client will be automatically presented the option to resubmit the rejected order on a Fixed commission basis.
Where available in North America.
Accounts with a NAV of less than USD 100,000 (or equivalent) will be paid at a rate proportional to accounts with a NAV of USD 100,000 (or equivalent) or more. The proportion is determined by the ratio of the account's NAV to USD 100,000 (or equivalent). This does not apply to currencies with negative interest rates, where the negative rate applied will be the same regardless of account size. See our Interest Rates for details.
See our Margin Rates for details.
US Retail Investors includes individuals, joint, UGMA/UTMA, retirement and trust accounts.
1. Standalone trust accounts with legal entity trustees are not eligible for IBKR Lite
Institutional Accounts are defined as any hedge funds, proprietary trading group or organizational type accounts
Advisors include all registered financial advisors and non-registered financial advisors.
To be eligible for IBKR Lite, advisors must be US domiciled and must have:
1. Less than 15% of client accounts outside the US
2. Less than 15% of client equity outside the US
3. Less than 15% of client accounts as organization accounts
4. No client accounts from Israel
5. No partitioned client accounts
6. No Separate Trading Limits (Proprietary Trading) accounts
Brokers require special approval from IBKR before opening an IBKR Lite account. Brokers cannot have both IBKR Lite and IBKR Pro clients under the same account structure. Separate accounts structures are required to facilitate.
Brokers on the IBKR Lite plan cannot support the following type of client sub accounts:
1. Israel is the country of legal residence of the account holder
2. Partitioned client accounts
3. Three-tier hierarchies (no advisor or STL proprietary trading accounts)
4. OMS clients
Regular trading hours for IBKR Lite and IBKR Pro are 09:30 – 16:00. Market orders placed prior to regular trading hours will be treated as MarketOnOpen orders and count towards client threshold.
At the end of each month, IBKR will review the total monthly trading volume of US listed stock orders. If the combined volume of OnClose, OnOpen, Outside Regular Trading Hours ("Outside RTH") or sub-USD 1.00 NMS exceeds 10% of an account's monthly US stock trading volume, a commission of the lesser of USD 0.005 per share or 1% of trade value will be charged.

* Excludes pink sheet data.
**Trader Workstation (TWS) is not available to Brokers' clients enrolled in IBKR Lite.
† Fees may apply.

We understand your investment needs change over time. You can switch between the IBKR Lite and IBKR Pro plan at any time. Your first three reclassifications are processed on a daily basis while subsequent reclassifications happen on a quarterly basis.

BM = ставка-ориентир (Benchmark Rate)

Валюта	Уровень	Rate Charged: IBKR Pro	Rate Charged: IBKR Lite
USD	0 ≤ 100 000	5.130% (BM + 1.5%)	6.130% (BM + 2.5%)
	100 000 ≤ 1 000 000	4.630% (BM + 1%)	6.130% (BM + 2.5%)
	1 000 000 ≤ 50 000 000	4.380% (BM + 0.75%)	6.130% (BM + 2.5%)
	50 000 000 ≤ 250 000 000	4.130% (BM + 0.5%)¹	6.130% (BM + 2.5%)
	> 250 000 000	4.130% (BM + 0.5%) ^1,2	6.130% (BM + 2.5%)
AED	0 ≤ 350 000	6.142% (BM + 2.5%)	7.142% (BM + 3.5%)
	350 000 ≤ 3 500 000	5.642% (BM + 2%)	7.142% (BM + 3.5%)
	3 500 000 ≤ 350 000 000	5.142% (BM + 1.5%)	7.142% (BM + 3.5%)
	> 350 000 000	5.142% (BM + 1.5%) ²	7.142% (BM + 3.5%)
AUD	0 ≤ 150 000	5.719% (BM + 1.5%)	6.719% (BM + 2.5%)
	150 000 ≤ 1 500 000	5.219% (BM + 1%)	6.719% (BM + 2.5%)
	1 500 000 ≤ 75 000 000	4.969% (BM + 0.75%)	6.719% (BM + 2.5%)
	75 000 000 ≤ 300 000 000	4.719% (BM + 0.5%) ¹	6.719% (BM + 2.5%)
	> 300 000 000	4.719% (BM + 0.5%) ^1,2	6.719% (BM + 2.5%)
CAD	0 ≤ 130 000	3.666% (BM + 1.5%)	4.666% (BM + 2.5%)
	130 000 ≤ 1 300 000	3.166% (BM + 1%)	4.666% (BM + 2.5%)
	1 300 000 ≤ 64 000 000	2.916% (BM + 0.75%)	4.666% (BM + 2.5%)
	64 000 000 ≤ 260 000 000	2.666% (BM + 0.5%) ¹	4.666% (BM + 2.5%)
	> 260 000 000	2.666% (BM + 0.5%) ^1,2	4.666% (BM + 2.5%)
CHF	0 ≤ 90 000	1.500% (BM + 1.5%)	2.500% (BM + 2.5%)
	90 000 ≤ 900 000	1.000% (BM + 1%)	2.500% (BM + 2.5%)
	900 000 ≤ 46 000 000	0.750% (BM + 0.75%)	2.500% (BM + 2.5%)
	46 000 000 ≤ 180 000 000	0.75% (BM + 0.5%) ¹	2.500% (BM + 2.5%)
	> 180 000 000	0.75% (BM + 0.5%) ^1,2	2.500% (BM + 2.5%)
CNH	0 ≤ 700 000	5.316% (BM + 4%)	6.316% (BM + 5%)
	700 000 ≤ 7 000 000	4.316% (BM + 3%)	5.316% (BM + 4%)
	7 000 000 ≤ 350 000 000	3.816% (BM + 2.5%)	4.816% (BM + 3.5%)
	> 350 000 000	3.316% (BM + 2%) ²	4.316% (BM + 3%)
CZK	0 ≤ 400 000 000	6.521% (BM + 3%)	7.521% (BM + 4%)
	> 400 000 000	6.521% (BM + 3%) ²	7.521% (BM + 4%)
DKK	0 ≤ 120 000 000	4.738% (BM + 3%)	5.738% (BM + 4%)
	> 120 000 000	4.738% (BM + 3%) ²	5.738% (BM + 4%)
EUR	0 ≤ 90 000	3.741% (BM + 1.5%)	4.741% (BM + 2.5%)
	90 000 ≤ 900 000	3.241% (BM + 1%)	4.741% (BM + 2.5%)
	900 000 ≤ 44 000 000	2.991% (BM + 0.75%)	4.741% (BM + 2.5%)
	44 000 000 ≤ 180 000 000	2.741% (BM + 0.5%) ¹	4.741% (BM + 2.5%)
	> 180 000 000	2.741% (BM + 0.5%) ^1,2	4.741% (BM + 2.5%)
GBP	0 ≤ 80 000	5.206% (BM + 1.5%)	6.206% (BM + 2.5%)
	80 000 ≤ 800 000	4.706% (BM + 1%)	6.206% (BM + 2.5%)
	800 000 ≤ 38 000 000	4.456% (BM + 0.75%)	6.206% (BM + 2.5%)
	38 000 000 ≤ 150 000 000	4.206% (BM + 0.5%) ¹	6.206% (BM + 2.5%)
	> 150 000 000	4.206% (BM + 0.5%) ^1,2	6.206% (BM + 2.5%)
HKD	0 ≤ 780 000	5.232% (BM + 2.5%)	6.232% (BM + 3.5%)
	780 000 ≤ 7 800 000	4.732% (BM + 2%)	6.232% (BM + 3.5%)
	7 800 000 ≤ 780 000 000	4.232% (BM + 1.5%)	6.232% (BM + 3.5%)
	> 780 000 000	4.232% (BM + 1.5%) ²	6.232% (BM + 3.5%)
HUF	0 ≤ 4 500 000 000	10.669% (BM + 5%)	11.669% (BM + 6%)
	> 4 500 000 000	10.669% (BM + 5%) ²	11.669% (BM + 6%)
ILS	0 ≤ 80 000 000	7.651% (BM + 5%)	8.651% (BM + 6%)
	> 80 000 000	7.651% (BM + 5%) ²	8.651% (BM + 6%)
INR	Все	8.440% (BM + 3%)	9.440% (BM + 4%)
JPY	0 ≤ 11 000 000	2.383% (BM + 1.5%)	3.383% (BM + 2.5%)
	11 000 000 ≤ 114 000 000	1.883% (BM + 1%)	3.383% (BM + 2.5%)
	114 000 000 ≤ 5 700 000 000	1.633% (BM + 0.75%)	3.383% (BM + 2.5%)
	5 700 000 000 ≤ 23 000 000 000	1.383% (BM + 0.5%) ¹	3.383% (BM + 2.5%)
	> 23 000 000 000	1.383% (BM + 0.5%) ^1,2	3.383% (BM + 2.5%)
KRW	Все	6.268% (BM + 3%)	7.268% (BM + 4%)
MXN	0 ≤ 2 000 000	9.548% (BM + 3%)	10.548% (BM + 4%)
	2 000 000 ≤ 20 000 000	8.548% (BM + 2%)	10.548% (BM + 4%)
	20 000 000 ≤ 2 000 000 000	8.048% (BM + 1.5%)	10.548% (BM + 4%)
	> 2 000 000 000	8.048% (BM + 1.5%) ²	10.548% (BM + 4%)
NOK	0 ≤ 900 000	5.517% (BM + 1.5%)	6.517% (BM + 2.5%)
	900 000 ≤ 9 000 000	5.017% (BM + 1%)	6.517% (BM + 2.5%)
	9 000 000 ≤ 450 000 000	4.767% (BM + 0.75%)	6.517% (BM + 2.5%)
	450 000 000 ≤ 1 800 000 000	4.517% (BM + 0.5%) ¹	6.517% (BM + 2.5%)
	> 1 800 000 000	4.517% (BM + 0.5%) ^{1, 2}	6.517% (BM + 2.5%)
NZD	0 ≤ 150 000	3.974% (BM + 1.5%)	4.974% (BM + 2.5%)
	150 000 ≤ 1 500 000	3.474% (BM + 1%)	4.974% (BM + 2.5%)
	1 500 000 ≤ 150 000 000	3.224% (BM + 0.75%)	4.974% (BM + 2.5%)
	> 150 000 000	3.224% (BM + 0.75%) ²	4.974% (BM + 2.5%)
PLN	0 ≤ 70 000 000	6.776% (BM + 3%)	7.776% (BM + 4%)
	> 70 000 000	6.776% (BM + 3%) ²	7.776% (BM + 4%)
RON	Все	8.444% (BM + 3%)	9.444% (BM + 4%)
RUB*	0 ≤ 660 000 000	19.740% (BM + 5%)	20.740% (BM + 6%)
	> 660 000 000	19.740% (BM + 5%) ²	20.740% (BM + 6%)
SAR	0 ≤ 350 000	6.002% (BM + 2.5%)	7.002% (BM + 3.5%)
	350 000 ≤ 3 500 000	5.502% (BM + 2%)	7.002% (BM + 3.5%)
	3 500 000 ≤ 350 000 000	5.002% (BM + 1.5%)	7.002% (BM + 3.5%)
	> 350 000 000	5.002% (BM + 1.5%) ²	7.002% (BM + 3.5%)
SEK	0 ≤ 900 000	3.145% (BM + 1.5%)	4.145% (BM + 2.5%)
	900 000 ≤ 9 100 000	2.645% (BM + 1%)	4.145% (BM + 2.5%)
	9 100 000 ≤ 454 000 000	2.395% (BM + 0.75%)	4.145% (BM + 2.5%)
	454 000 000 ≤ 1 820 000 000	2.145% (BM + 0.5%) ¹	4.145% (BM + 2.5%)
	> 1 820 000 000	2.145% (BM + 0.5%) ^1,2	4.145% (BM + 2.5%)
SGD	0 ≤ 140 000	2.691% (BM + 1.5%)	3.691% (BM + 2.5%)
	140 000 ≤ 1 400 000	2.191% (BM + 1%)	3.691% (BM + 2.5%)
	1 400 000 ≤ 68 000 000	1.941% (BM + 0.75%)	3.691% (BM + 2.5%)
	68 000 000 ≤ 270 000 000	1.691% (BM + 0.5%) ¹	3.691% (BM + 2.5%)
	> 270 000 000	1.691% (BM + 0.5%) ^{1, 2}	3.691% (BM + 2.5%)
TRY	0 ≤ 250 000 000	33.875% (BM + 5%)	35.875% (BM + 7%)
	> 250 000 000	33.875% (BM + 5%) ²	35.875% (BM + 7%)
ZAR	0 ≤ 1 500 000	8.319% (BM + 1.5%)	9.319% (BM + 2.5%)
	1 500 000 ≤ 15 000 000	7.819% (BM + 1%)	9.319% (BM + 2.5%)
	15 000 000 ≤ 1 500 000 000	7.569% (BM + 0.75%)	9.319% (BM + 2.5%)
	> 1 500 000 000	7.569% (BM + 0.75%) ²	9.319% (BM + 2.5%)

По всем маржинальным кредитам взимается минимальная плата в 0,75%. Ставки могут меняться.
Может потребоваться 1%-ная доплата за спред, если финансирование не было заранее оговорено с IB.

ПРИМЕЧАНИЯ:

В связи с введенными Россией ограничениями, на данный момент клиенты IBKR не могут открывать или закрывать позиции на Московской бирже.
С 28 июля 2022 года все длинные и короткие рублевые (RUB) остатки клиентов автоматически конвертируются в USD или EUR согласно филиалу, в котором находится счет. Подробнее можно узнать из нашей "Базы знаний".

Начните торговать как профессионал сегодня!

Открыть счет

Уведомления

Which Plan is Best for You?

Features	IBKR Lite	IBKR Pro
Commissions:
US Exchange-Listed Stocks / ETFs	Commission-free^{1, 12}	Fixed or Tiered Pricing
Other Stocks / ETFs	Fixed Pricing	Fixed or Tiered Pricing
Options	Fixed Pricing²	Fixed or Tiered Pricing
Futures	Fixed Pricing	Fixed or Tiered Pricing
Currencies	Tiered Pricing	Tiered Pricing
Bonds	Tiered Pricing	Tiered Pricing
Mutual Funds	Fixed Pricing	Fixed or Tiered Pricing
Account Fees:
Minimum Balance	USD 0	USD 0
Maintenance Fee	USD 0	USD 0
Interest Paid on Instantly Available Cash Balances³	Benchmark minus 1.5%	Benchmark minus 0.5%
Interest Charged for Margin Loan	Benchmark plus 2.5%	Begins at Benchmark plus 1.5%, with lower rates for higher loan values.⁴
Eligible Accounts:
US Retail Investors⁵
Institutional Accounts⁶
Advisors^7,8
Brokers^9,10
Account Features:
Stock Yield Enhancement Program
Insured Bank Deposit Sweep Program
Market Data - US Listed Stock/ETFs	Complimentary non-consolidated, real time streaming data* for primary exchanges for US Equities and ETFs.	Complimentary non-consolidated, real time streaming data* for primary exchanges for US Equities and ETFs.
Market Data - Other Products	Low-cost data bundles and a la carte subscriptions available.	Low-cost data bundles and a la carte subscriptions available.
Outside Regular Trading Hours¹¹	04:00 - 20:00	04:00 - 20:00
Trading Technology:
Client Portal
IBKR Mobile
IBot
IBKR Desktop
Trader Workstation (TWS)	**
IBKR APIs
Algos	^†
Condition Orders & Advanced Order Types
Paper Trading
Mutual Fund / ETF Replicator
Risk Navigator^SM

= Included

IBKR Lite is meant for retail investors, including financial advisors trading on behalf of their retail clients. IBKR reserves the right to reject any IBKR Lite order or series of orders if IBKR determines the order(s) appear to show non-retail trading behavior. At the time an order is rejected, the client will be automatically presented the option to resubmit the rejected order on a Fixed commission basis.
Where available in North America.
Accounts with a NAV of less than USD 100,000 (or equivalent) will be paid at a rate proportional to accounts with a NAV of USD 100,000 (or equivalent) or more. The proportion is determined by the ratio of the account's NAV to USD 100,000 (or equivalent). This does not apply to currencies with negative interest rates, where the negative rate applied will be the same regardless of account size. See our Interest Rates for details.
See our Margin Rates for details.
US Retail Investors includes individuals, joint, UGMA/UTMA, retirement and trust accounts.
1. Standalone trust accounts with legal entity trustees are not eligible for IBKR Lite
Institutional Accounts are defined as any hedge funds, proprietary trading group or organizational type accounts
Advisors include all registered financial advisors and non-registered financial advisors.
To be eligible for IBKR Lite, advisors must be US domiciled and must have:
1. Less than 15% of client accounts outside the US
2. Less than 15% of client equity outside the US
3. Less than 15% of client accounts as organization accounts
4. No client accounts from Israel
5. No partitioned client accounts
6. No Separate Trading Limits (Proprietary Trading) accounts
Brokers require special approval from IBKR before opening an IBKR Lite account. Brokers cannot have both IBKR Lite and IBKR Pro clients under the same account structure. Separate accounts structures are required to facilitate.
Brokers on the IBKR Lite plan cannot support the following type of client sub accounts:
1. Israel is the country of legal residence of the account holder
2. Partitioned client accounts
3. Three-tier hierarchies (no advisor or STL proprietary trading accounts)
4. OMS clients
Regular trading hours for IBKR Lite and IBKR Pro are 09:30 – 16:00. Market orders placed prior to regular trading hours will be treated as MarketOnOpen orders and count towards client threshold.
At the end of each month, IBKR will review the total monthly trading volume of US listed stock orders. If the combined volume of OnClose, OnOpen, Outside Regular Trading Hours ("Outside RTH") or sub-USD 1.00 NMS exceeds 10% of an account's monthly US stock trading volume, a commission of the lesser of USD 0.005 per share or 1% of trade value will be charged.

* Excludes pink sheet data.
**Trader Workstation (TWS) is not available to Brokers' clients enrolled in IBKR Lite.
† Fees may apply.

Ставки маржи и финансирования