保证金贷款利率和融资
对保证金贷款收取的利息
查看举例
在计算利率时，请记住IBKR使用基于以下等级的混合利率。例如，对超过一百万美元的余额，第一个10万 万按第一级利率收取，其余90万按第二级利率，等等。在确定报价价差时，IBKR将采用设定基准利率或如果基准利率低于0则采用0利率。
IBKR按日累计利息并在下一个月的第三个工作日公布月实际利息。
利息计算所基于的等级可能会在无事先通知客户的情况下发生变化。此类调整会周期性进行，旨在适用货币汇率的变化。
预测保证金贷款的利息
输入余额
BM = 基准利率
| 币种 | 等级 | 适用利率—IBKR Pro版 | 适用利率—IBKR Lite版 |
|---|---|---|---|
| 美元 | 0 ≤ 100,000 | 1.58% (BM + 1.5%) | 2.58% (BM + 2.5%) |
| 100,000 ≤ 1,000,000 | 1.08% (BM + 1%) | 2.58% (BM + 2.5%) | |
| 1,000,000 ≤ 3,000,000 | 0.75% (BM + 0.5%)1 | 2.58% (BM + 2.5%) | |
| 3,000,000 ≤ 200,000,000 | 0.75% (BM + 0.3%)1 | 2.58% (BM + 2.5%) | |
| > 200,000,000 | 0.75% (BM + 0.3%) 1,2 | 2.58% (BM + 2.5%) | |
| 澳元 | 0 ≤ 140,000 | 1.5% (BM + 1.5%) | 2.5% (BM + 2.5%) |
| 140,000 ≤ 1,400,000 | 1% (BM + 1%) | 2.5% (BM + 2.5%) | |
| 1,400,000 ≤ 140,000,000 | 0.5% (BM + 0.5%) | 2.5% (BM + 2.5%) | |
| > 140,000,000 | 0.5% (BM + 0.5%) 2 | 2.5% (BM + 2.5%) | |
| 加元 | 0 ≤ 130,000 | 1.637% (BM + 1.5%) | 2.637% (BM + 2.5%) |
| 130,000 ≤ 1,300,000 | 1.137% (BM + 1%) | 2.637% (BM + 2.5%) | |
| 1,300,000 ≤ 130,000,000 | 0.637% (BM + 0.5%) | 2.637% (BM + 2.5%) | |
| > 130,000,000 | 0.637% (BM + 0.5%) 2 | 2.637% (BM + 2.5%) | |
| 瑞士法郎 | 0 ≤ 90,000 | 1.5% (BM + 1.5%) | 2.5% (BM + 2.5%) |
| 90,000 ≤ 900,000 | 1% (BM + 1%) | 2.5% (BM + 2.5%) | |
| 900,000 ≤ 200,000,000 | 0.5% (BM + 0.5%) | 2.5% (BM + 2.5%) | |
| > 200,000,000 | 0.5% (BM + 0.5%) 2 | 2.5% (BM + 2.5%) | |
| 离岸人民币 | 0 ≤ 650,000 | 6.02% (BM + 4%) | 7.02% (BM + 5%) |
| 650,000 ≤ 6,500,000 | 5.02% (BM + 3%) | 6.02% (BM + 4%) | |
| 6,500,000 ≤ 300,000,000 | 4.52% (BM + 2.5%) | 5.52% (BM + 3.5%) | |
| > 300,000,000 | 4.02% (BM + 2%) 2 | 5.02% (BM + 3%) | |
| 捷克克朗 | 0 ≤ 400,000,000 | 4.322% (BM + 3%) | 5.322% (BM + 4%) |
| > 400,000,000 | 4.322% (BM + 3%) 2 | 5.322% (BM + 4%) | |
| 丹麦克朗 | 0 ≤ 120,000,000 | 3% (BM + 3%) | 4% (BM + 4%) |
| > 120,000,000 | 3% (BM + 3%) 2 | 4% (BM + 4%) | |
| 欧元 | 0 ≤ 90,000 | 1.5% (BM + 1.5%) | 2.5% (BM + 2.5%) |
| 90,000 ≤ 900,000 | 1% (BM + 1%) | 2.5% (BM + 2.5%) | |
| 900,000 ≤ 150,000,000 | 0.5% (BM + 0.5%) | 2.5% (BM + 2.5%) | |
| > 150,000,000 | 0.5% (BM + 0.5%) 2 | 2.5% (BM + 2.5%) | |
| 英镑 | 0 ≤ 80,000 | 1.514% (BM + 1.5%) | 2.514% (BM + 2.5%) |
| 80,000 ≤ 800,000 | 1.014% (BM + 1%) | 2.514% (BM + 2.5%) | |
| 800,000 ≤ 160,000,000 | 0.514% (BM + 0.5%) | 2.514% (BM + 2.5%) | |
| > 160,000,000 | 0.514% (BM + 0.5%) 2 | 2.514% (BM + 2.5%) | |
| 港币 | 0 ≤ 780,000 | 2.505% (BM + 2.5%) | 3.505% (BM + 3.5%) |
| 780,000 ≤ 7,800,000 | 2.005% (BM + 2%) | 3.505% (BM + 3.5%) | |
| 7,800,000 ≤ 780,000,000 | 1.505% (BM + 1.5%) | 3.505% (BM + 3.5%) | |
| > 780,000,000 | 1.505% (BM + 1.5%) 2 | 3.505% (BM + 3.5%) | |
| 匈牙利福林 | 0 ≤ 4,500,000,000 | 6.781% (BM + 5%) | 7.781% (BM + 6%) |
| > 4,500,000,000 | 6.781% (BM + 5%) 2 | 7.781% (BM + 6%) | |
| 以色列谢克尔 | 0 ≤ 80,000,000 | 5.129% (BM + 5%) | 6.129% (BM + 6%) |
| > 80,000,000 | 5.129% (BM + 5%) 2 | 6.129% (BM + 6%) | |
| 印度卢比 | 全部 | 11.7% (BM + 3%) | 12.7% (BM + 4%) |
| 日元 | 0 ≤ 10,000,000 | 1.5% (BM + 1.5%) | 2.5% (BM + 2.5%) |
| 10,000,000 ≤ 100,000,000 | 1% (BM + 1%) | 2.5% (BM + 2.5%) | |
| 100,000,000 ≤ 20,000,000,000 | 0.5% (BM + 0.5%) | 2.5% (BM + 2.5%) | |
| > 20,000,000,000 | 0.5% (BM + 0.5%) 2 | 2.5% (BM + 2.5%) | |
| 韩元 | 0 ≤ 120,000,000 | 2.75% (BM + 2%) | 3.75% (BM + 3%) |
| 120,000,000 ≤ 1,200,000,000 | 2.25% (BM + 1.5%) | 3.75% (BM + 3%) | |
| 1,200,000,000 ≤ 24,000,000,000 | 1.75% (BM + 1%) | 3.75% (BM + 3%) | |
| > 24,000,000,000 | 1.75% (BM + 1%) 2 | 3.75% (BM + 3%) | |
| 墨西哥比索 | 0 ≤ 2,000,000 | 8.17% (BM + 3%) | 9.17% (BM + 4%) |
| 2,000,000 ≤ 20,000,000 | 7.17% (BM + 2%) | 9.17% (BM + 4%) | |
| 20,000,000 ≤ 2,000,000,000 | 6.67% (BM + 1.5%) | 9.17% (BM + 4%) | |
| > 2,000,000,000 | 6.67% (BM + 1.5%) 2 | 9.17% (BM + 4%) | |
| 挪威克朗 | 0 ≤ 900,000 | 1.744% (BM + 1.5%) | 2.744% (BM + 2.5%) |
| 900,000 ≤ 9,000,000 | 1.244% (BM + 1%) | 2.744% (BM + 2.5%) | |
| 9,000,000 ≤ 900,000,000 | 0.744% (BM + 0.5%) | 2.744% (BM + 2.5%) | |
| > 900,000,000 | 0.744% (BM + 0.5%) 2 | 2.744% (BM + 2.5%) | |
| 新西兰元 | 0 ≤ 150,000 | 2.019% (BM + 1.5%) | 3.019% (BM + 2.5%) |
| 150,000 ≤ 1,500,000 | 1.519% (BM + 1%) | 3.019% (BM + 2.5%) | |
| 1,500,000 ≤ 150,000,000 | 1.269% (BM + 0.75%) | 3.019% (BM + 2.5%) | |
| > 150,000,000 | 1.269% (BM + 0.75%) 2 | 3.019% (BM + 2.5%) | |
| 波兰兹罗提 | 0 ≤ 70,000,000 | 3.18% (BM + 3%) | 4.18% (BM + 4%) |
| > 70,000,000 | 4.18% (BM + 4%) 2 | 4.18% (BM + 4%) | |
| 俄罗斯卢布 | 0 ≤ 660,000,000 | 12.328% (BM + 5%) | 13.328% (BM + 6%) |
| > 660,000,000 | 12.328% (BM + 5%) 2 | 13.328% (BM + 6%) | |
| 瑞典克朗 | 0 ≤ 900,000 | 1.5% (BM + 1.5%) | 2.5% (BM + 2.5%) |
| 900,000 ≤ 9,000,000 | 1% (BM + 1%) | 2.5% (BM + 2.5%) | |
| 9,000,000 ≤ 900,000,000 | 0.5% (BM + 0.5%) | 2.5% (BM + 2.5%) | |
| > 900,000,000 | 0.5% (BM + 0.5%) 2 | 2.5% (BM + 2.5%) | |
| 新加坡元 | 0 ≤ 140,000 | 1.953% (BM + 1.5%) | 2.953% (BM + 2.5%) |
| 140,000 ≤ 1,400,000 | 1.453% (BM + 1%) | 2.953% (BM + 2.5%) | |
| 1,400,000 ≤ 140,000,000 | 0.953% (BM + 0.5%) | 2.953% (BM + 2.5%) | |
| > 140,000,000 | 0.953% (BM + 0.5%) 2 | 2.953% (BM + 2.5%) | |
| 土耳其里拉 | 0 ≤ 90,000,000 | 21.265% (BM + 5%) | 23.265% (BM + 7%) |
| > 90,000,000 | 22.265% (BM + 6%) 2 | 23.265% (BM + 7%) | |
| 南非兰特 | 0 ≤ 1,500,000 | 4.915% (BM + 1.5%) | 5.915% (BM + 2.5%) |
| 1,500,000 ≤ 15,000,000 | 4.415% (BM + 1%) | 5.915% (BM + 2.5%) | |
| 15,000,000 ≤ 1,500,000,000 | 4.165% (BM + 0.75%) | 5.915% (BM + 2.5%) | |
| > 1,500,000,000 | 4.165% (BM + 0.75%) 2 | 5.915% (BM + 2.5%) |
- 美元保证金贷款最低利率为0.75%。利率可能会发生变化。
- 如果没有预先安排融资，可能会向高出部分收取1%的附加费用。
