在计算利率时，请记住IBKR使用基于以下等级的混合利率。例如，对超过一百万美元的余额，第一个10万 万按第一级利率收取，其余90万按第二级利率，等等。在确定报价价差时，IBKR将采用设定基准利率或如果基准利率低于0则采用0利率。
IBKR按日累计利息并在下一个月的第三个工作日公布月实际利息。
利息计算所基于的等级可能会在无事先通知客户的情况下发生变化。此类调整会周期性进行，旨在适用货币汇率的变化。
| 币种 | 等级 | 适用利率—IBKR Pro版 | 适用利率—IBKR Lite版 |
|---|---|---|---|
| 美元 | 0 ≤ 100,000 | 4.58% (BM + 1.5%) | 5.58% (BM + 2.5%) |
| 100,000 ≤ 1,000,000 | 4.08% (BM + 1%) | 5.58% (BM + 2.5%) | |
| 1,000,000 ≤ 50,000,000 | 3.83% (BM + 0.75%) | 5.58% (BM + 2.5%) | |
| 50,000,000 ≤ 200,000,000 | 3.58% (BM + 0.5%)1 | 5.58% (BM + 2.5%) | |
| > 200,000,000 | 3.58% (BM + 0.5%) 1,2 | 5.58% (BM + 2.5%) | |
| 阿联酋迪拉姆 | 0 ≤ 350,000 | 5.416% (BM + 2.5%) | 6.416% (BM + 3.5%) |
| 350,000 ≤ 3,500,000 | 4.916% (BM + 2%) | 6.416% (BM + 3.5%) | |
| 3,500,000 ≤ 350,000,000 | 4.416% (BM + 1.5%) | 6.416% (BM + 3.5%) | |
| > 350,000,000 | 4.416% (BM + 1.5%) 2 | 6.416% (BM + 3.5%) | |
| 澳元 | 0 ≤ 140,000 | 3.81% (BM + 1.5%) | 4.81% (BM + 2.5%) |
| 140,000 ≤ 1,400,000 | 3.31% (BM + 1%) | 4.81% (BM + 2.5%) | |
| 1,400,000 ≤ 70,000,000 | 3.06% (BM + 0.75%) | 4.81% (BM + 2.5%) | |
| 70,000,000 ≤ 280,000,000 | 2.81% (BM + 0.5%) 1 | 4.81% (BM + 2.5%) | |
| > 280,000,000 | 2.81% (BM + 0.5%) 1,2 | 4.81% (BM + 2.5%) | |
| 加元 | 0 ≤ 130,000 | 4.666% (BM + 1.5%) | 5.666% (BM + 2.5%) |
| 130,000 ≤ 1,300,000 | 4.166% (BM + 1%) | 5.666% (BM + 2.5%) | |
| 1,300,000 ≤ 64,000,000 | 3.916% (BM + 0.75%) | 5.666% (BM + 2.5%) | |
| 64,000,000 ≤ 260,000,000 | 3.666% (BM + 0.5%) 1 | 5.666% (BM + 2.5%) | |
| > 260,000,000 | 3.666% (BM + 0.5%) 1,2 | 5.666% (BM + 2.5%) | |
| 瑞士法郎 | 0 ≤ 90,000 | 1.5% (BM + 1.5%) | 2.5% (BM + 2.5%) |
| 90,000 ≤ 900,000 | 1% (BM + 1%) | 2.5% (BM + 2.5%) | |
| 900,000 ≤ 46,000,000 | 0.75% (BM + 0.75%) | 2.5% (BM + 2.5%) | |
| 46,000,000 ≤ 180,000,000 | 0.75% (BM + 0.5%) 1 | 2.5% (BM + 2.5%) | |
| > 180,000,000 | 0.75% (BM + 0.5%) 1,2 | 2.5% (BM + 2.5%) | |
| 离岸人民币 | 0 ≤ 650,000 | 5.146% (BM + 4%) | 6.146% (BM + 5%) |
| 650,000 ≤ 6,500,000 | 4.146% (BM + 3%) | 5.146% (BM + 4%) | |
| 6,500,000 ≤ 300,000,000 | 3.646% (BM + 2.5%) | 4.646% (BM + 3.5%) | |
| > 300,000,000 | 3.146% (BM + 2%) 2 | 4.146% (BM + 3%) | |
| 捷克克朗 | 0 ≤ 400,000,000 | 9.591% (BM + 3%) | 10.591% (BM + 4%) |
| > 400,000,000 | 9.591% (BM + 3%) 2 | 10.591% (BM + 4%) | |
| 丹麦克朗 | 0 ≤ 120,000,000 | 3.597% (BM + 3%) | 4.597% (BM + 4%) |
| > 120,000,000 | 3.597% (BM + 3%) 2 | 4.597% (BM + 4%) | |
| 欧元 | 0 ≤ 90,000 | 2.173% (BM + 1.5%) | 3.173% (BM + 2.5%) |
| 90,000 ≤ 900,000 | 1.673% (BM + 1%) | 3.173% (BM + 2.5%) | |
| 900,000 ≤ 44,000,000 | 1.423% (BM + 0.75%) | 3.173% (BM + 2.5%) | |
| 44,000,000 ≤ 180,000,000 | 1.173% (BM + 0.5%) 1 | 3.173% (BM + 2.5%) | |
| > 180,000,000 | 1.173% (BM + 0.5%) 1,2 | 3.173% (BM + 2.5%) | |
| 英镑 | 0 ≤ 80,000 | 3.831% (BM + 1.5%) | 4.831% (BM + 2.5%) |
| 80,000 ≤ 800,000 | 3.331% (BM + 1%) | 4.831% (BM + 2.5%) | |
| 800,000 ≤ 38,000,000 | 3.081% (BM + 0.75%) | 4.831% (BM + 2.5%) | |
| 38,000,000 ≤ 150,000,000 | 2.831% (BM + 0.5%) 1 | 4.831% (BM + 2.5%) | |
| > 150,000,000 | 2.831% (BM + 0.5%) 1,2 | 4.831% (BM + 2.5%) | |
| 港币 | 0 ≤ 780,000 | 4.222% (BM + 2.5%) | 5.222% (BM + 3.5%) |
| 780,000 ≤ 7,800,000 | 3.722% (BM + 2%) | 5.222% (BM + 3.5%) | |
| 7,800,000 ≤ 780,000,000 | 3.222% (BM + 1.5%) | 5.222% (BM + 3.5%) | |
| > 780,000,000 | 3.222% (BM + 1.5%) 2 | 5.222% (BM + 3.5%) | |
| 匈牙利福林 | 0 ≤ 4,500,000,000 | 16.5% (BM + 5%) | 17.5% (BM + 6%) |
| > 4,500,000,000 | 16.5% (BM + 5%) 2 | 17.5% (BM + 6%) | |
| 以色列谢克尔 | 0 ≤ 80,000,000 | 6% (BM + 5%) | 7% (BM + 6%) |
| > 80,000,000 | 6% (BM + 5%) 2 | 7% (BM + 6%) | |
| 印度卢比 | 全部 | 11.7% (BM + 3%) | 12.7% (BM + 4%) |
| 日元 | 0 ≤ 11,000,000 | 1.5% (BM + 1.5%) | 2.5% (BM + 2.5%) |
| 11,000,000 ≤ 114,000,000 | 1% (BM + 1%) | 2.5% (BM + 2.5%) | |
| 114,000,000 ≤ 5,700,000,000 | 0.75% (BM + 0.75%) | 2.5% (BM + 2.5%) | |
| 5,700,000,000 ≤ 23,000,000,000 | 0.75% (BM + 0.5%) 1 | 2.5% (BM + 2.5%) | |
| > 23,000,000,000 | 0.75% (BM + 0.5%) 1,2 | 2.5% (BM + 2.5%) | |
| 韩元 | 0 ≤ 120,000,000 | 4.5% (BM + 2%) | 5.5% (BM + 3%) |
| 120,000,000 ≤ 1,200,000,000 | 4% (BM + 1.5%) | 5.5% (BM + 3%) | |
| 1,200,000,000 ≤ 24,000,000,000 | 3.5% (BM + 1%) | 5.5% (BM + 3%) | |
| > 24,000,000,000 | 3.5% (BM + 1%) 2 | 5.5% (BM + 3%) | |
| 墨西哥比索 | 0 ≤ 2,000,000 | 12.269% (BM + 3%) | 13.269% (BM + 4%) |
| 2,000,000 ≤ 20,000,000 | 11.269% (BM + 2%) | 13.269% (BM + 4%) | |
| 20,000,000 ≤ 2,000,000,000 | 10.769% (BM + 1.5%) | 13.269% (BM + 4%) | |
| > 2,000,000,000 | 10.769% (BM + 1.5%) 2 | 13.269% (BM + 4%) | |
| 挪威克朗 | 0 ≤ 900,000 | 3.645% (BM + 1.5%) | 4.645% (BM + 2.5%) |
| 900,000 ≤ 9,000,000 | 3.145% (BM + 1%) | 4.645% (BM + 2.5%) | |
| 9,000,000 ≤ 450,000,000 | 2.895% (BM + 0.75%) | 4.645% (BM + 2.5%) | |
| 450,000,000 ≤ 1,800,000,000 | 2.645% (BM + 0.5%) 1 | 4.645% (BM + 2.5%) | |
| > 1,800,000,000 | 2.645% (BM + 0.5%) 1, 2 | 4.645% (BM + 2.5%) | |
| 新西兰元 | 0 ≤ 150,000 | 4.09% (BM + 1.5%) | 5.09% (BM + 2.5%) |
| 150,000 ≤ 1,500,000 | 3.59% (BM + 1%) | 5.09% (BM + 2.5%) | |
| 1,500,000 ≤ 150,000,000 | 3.34% (BM + 0.75%) | 5.09% (BM + 2.5%) | |
| > 150,000,000 | 3.34% (BM + 0.75%) 2 | 5.09% (BM + 2.5%) | |
| 波兰兹罗提 | 0 ≤ 70,000,000 | 9.834% (BM + 3%) | 10.834% (BM + 4%) |
| > 70,000,000 | 9.834% (BM + 3%) 2 | 10.834% (BM + 4%) | |
| 俄罗斯卢布* | 0 ≤ 660,000,000 | 12.73% (BM + 5%) | 13.73% (BM + 6%) |
| > 660,000,000 | 12.73% (BM + 5%) 2 | 13.73% (BM + 6%) | |
| 沙特里亚尔 | 0 ≤ 350,000 | 8.14% (BM + 2.5%) | 9.14% (BM + 3.5%) |
| 350,000 ≤ 3,500,000 | 7.64% (BM + 2%) | 9.14% (BM + 3.5%) | |
| 3,500,000 ≤ 350,000,000 | 7.14% (BM + 1.5%) | 9.14% (BM + 3.5%) | |
| > 350,000,000 | 7.14% (BM + 1.5%) 2 | 9.14% (BM + 3.5%) | |
| 瑞典克朗 | 0 ≤ 900,000 | 3.051% (BM + 1.5%) | 4.051% (BM + 2.5%) |
| 900,000 ≤ 9,100,000 | 2.551% (BM + 1%) | 4.051% (BM + 2.5%) | |
| 9,100,000 ≤ 454,000,000 | 2.301% (BM + 0.75%) | 4.051% (BM + 2.5%) | |
| 454,000,000 ≤ 1,820,000,000 | 2.051% (BM + 0.5%) 1 | 4.051% (BM + 2.5%) | |
| > 1,820,000,000 | 2.051% (BM + 0.5%) 1,2 | 4.051% (BM + 2.5%) | |
| 新加坡元 | 0 ≤ 140,000 | 3.675% (BM + 1.5%) | 4.675% (BM + 2.5%) |
| 140,000 ≤ 1,400,000 | 3.175% (BM + 1%) | 4.675% (BM + 2.5%) | |
| 1,400,000 ≤ 68,000,000 | 2.925% (BM + 0.75%) | 4.675% (BM + 2.5%) | |
| 68,000,000 ≤ 270,000,000 | 2.675% (BM + 0.5%) 1 | 4.675% (BM + 2.5%) | |
| > 270,000,000 | 2.675% (BM + 0.5%) 1, 2 | 4.675% (BM + 2.5%) | |
| 土耳其里拉 | 0 ≤ 90,000,000 | 55.095% (BM + 5%) | 57.095% (BM + 7%) |
| > 90,000,000 | 56.095% (BM + 6%) 2 | 57.095% (BM + 7%) | |
| 南非兰特 | 0 ≤ 1,500,000 | 7.779% (BM + 1.5%) | 8.779% (BM + 2.5%) |
| 1,500,000 ≤ 15,000,000 | 7.279% (BM + 1%) | 8.779% (BM + 2.5%) | |
| 15,000,000 ≤ 1,500,000,000 | 7.029% (BM + 0.75%) | 8.779% (BM + 2.5%) | |
| > 1,500,000,000 | 7.029% (BM + 0.75%) 2 | 8.779% (BM + 2.5%) |
* 注： 自2022年7月28日起，视开户的实体不同，账户中所有的卢布多头或空头余额都将自动兑换为美元或欧元。更多信息，请访问我们的知识库。
