在计算利率时,请记住IBKR使用基于以下等级的混合利率。例如,对超过一百万美元的余额,第一个10万 万按第一级利率收取,其余90万按第二级利率,等等。在确定报价价差时,IBKR将采用设定基准利率或如果基准利率低于0则采用0利率。
IBKR按日累计利息并在下一个月的第三个工作日公布月实际利息。
利息计算所基于的等级可能会在无事先通知客户的情况下发生变化。此类调整会周期性进行,旨在适用货币汇率的变化。
币种 | 等级 | 适用利率—IBKR Pro版 | 适用利率—IBKR Lite版 |
---|---|---|---|
美元 | 0 ≤ 100,000 | 1.59% (BM + 1.5%) | 2.59% (BM + 2.5%) |
100,000 ≤ 1,000,000 | 1.09% (BM + 1%) | 2.59% (BM + 2.5%) | |
1,000,000 ≤ 3,000,000 | 0.75% (BM + 0.5%)1 | 2.59% (BM + 2.5%) | |
3,000,000 ≤ 200,000,000 | 0.75% (BM + 0.3%)1 | 2.59% (BM + 2.5%) | |
> 200,000,000 | 0.75% (BM + 0.3%) 1,2 | 2.59% (BM + 2.5%) | |
澳元 | 0 ≤ 140,000 | 1.617% (BM + 1.5%) | 2.617% (BM + 2.5%) |
140,000 ≤ 1,400,000 | 1.117% (BM + 1%) | 2.617% (BM + 2.5%) | |
1,400,000 ≤ 140,000,000 | 0.617% (BM + 0.5%) | 2.617% (BM + 2.5%) | |
> 140,000,000 | 0.617% (BM + 0.5%) 2 | 2.617% (BM + 2.5%) | |
加元 | 0 ≤ 140,000 | 1.5% (BM + 1.5%) | 2.5% (BM + 2.5%) |
140,000 ≤ 1,400,000 | 1% (BM + 1%) | 2.5% (BM + 2.5%) | |
1,400,000 ≤ 140,000,000 | 0.5% (BM + 0.5%) | 2.5% (BM + 2.5%) | |
> 140,000,000 | 0.5% (BM + 0.5%) 2 | 2.5% (BM + 2.5%) | |
瑞士法郎 | 0 ≤ 100,000 | 1.5% (BM + 1.5%) | 2.5% (BM + 2.5%) |
100,000 ≤ 1,000,000 | 1% (BM + 1%) | 2.5% (BM + 2.5%) | |
1,000,000 ≤ 200,000,000 | 0.5% (BM + 0.5%) | 2.5% (BM + 2.5%) | |
> 200,000,000 | 0.5% (BM + 0.5%) 2 | 2.5% (BM + 2.5%) | |
离岸人民币 | 0 ≤ 625,000 | 7.033% (BM + 5%) | 8.033% (BM + 6%) |
625,000 ≤ 6,250,000 | 7.033% (BM + 5%) | 8.033% (BM + 6%) | |
6,250,000 ≤ 125,000,000 | 7.033% (BM + 5%) | 8.033% (BM + 6%) | |
> 125,000,000 | 7.033% (BM + 5%) 2 | 8.033% (BM + 6%) | |
捷克克朗 | 0 ≤ 400,000,000 | 3% (BM + 3%) | 4% (BM + 4%) |
> 400,000,000 | 3% (BM + 3%) 2 | 4% (BM + 4%) | |
丹麦克朗 | 0 ≤ 120,000,000 | 3% (BM + 3%) | 4% (BM + 4%) |
> 120,000,000 | 3% (BM + 3%) 2 | 4% (BM + 4%) | |
欧元 | 0 ≤ 100,000 | 1.5% (BM + 1.5%) | 2.5% (BM + 2.5%) |
100,000 ≤ 1,000,000 | 1% (BM + 1%) | 2.5% (BM + 2.5%) | |
1,000,000 ≤ 150,000,000 | 0.5% (BM + 0.5%) | 2.5% (BM + 2.5%) | |
> 150,000,000 | 0.5% (BM + 0.5%) 2 | 2.5% (BM + 2.5%) | |
英镑 | 0 ≤ 80,000 | 1.5% (BM + 1.5%) | 2.5% (BM + 2.5%) |
80,000 ≤ 800,000 | 1% (BM + 1%) | 2.5% (BM + 2.5%) | |
800,000 ≤ 160,000,000 | 0.5% (BM + 0.5%) | 2.5% (BM + 2.5%) | |
> 160,000,000 | 0.5% (BM + 0.5%) 2 | 2.5% (BM + 2.5%) | |
港币 | 0 ≤ 780,000 | 2.508% (BM + 2.5%) | 3.508% (BM + 3.5%) |
780,000 ≤ 7,800,000 | 2.008% (BM + 2%) | 3.508% (BM + 3.5%) | |
7,800,000 ≤ 780,000,000 | 1.508% (BM + 1.5%) | 3.508% (BM + 3.5%) | |
> 780,000,000 | 1.508% (BM + 1.5%) 2 | 3.508% (BM + 3.5%) | |
匈牙利福林 | 0 ≤ 4,500,000,000 | 5.143% (BM + 5%) | 6.143% (BM + 6%) |
> 4,500,000,000 | 5.143% (BM + 5%) 2 | 6.143% (BM + 6%) | |
以色列谢克尔 | 0 ≤ 80,000,000 | 5% (BM + 5%) | 6% (BM + 6%) |
> 80,000,000 | 5% (BM + 5%) 2 | 6% (BM + 6%) | |
印度卢比 | 全部 | 11.7% (BM + 3%) | 12.7% (BM + 4%) |
日元 | 0 ≤ 11,000,000 | 1.5% (BM + 1.5%) | 2.5% (BM + 2.5%) |
11,000,000 ≤ 110,000,000 | 1% (BM + 1%) | 2.5% (BM + 2.5%) | |
110,000,000 ≤ 20,000,000,000 | 0.5% (BM + 0.5%) | 2.5% (BM + 2.5%) | |
> 20,000,000,000 | 0.5% (BM + 0.5%) 2 | 2.5% (BM + 2.5%) | |
韩元 | 0 ≤ 120,000,000 | 2.5% (BM + 2%) | 3.5% (BM + 3%) |
120,000,000 ≤ 1,200,000,000 | 2% (BM + 1.5%) | 3.5% (BM + 3%) | |
1,200,000,000 ≤ 24,000,000,000 | 1.5% (BM + 1%) | 3.5% (BM + 3%) | |
> 24,000,000,000 | 1.5% (BM + 1%) 2 | 3.5% (BM + 3%) | |
墨西哥比索 | 0 ≤ 1,900,000 | 6.595% (BM + 3%) | 7.595% (BM + 4%) |
1,900,000 ≤ 19,000,000 | 5.595% (BM + 2%) | 7.595% (BM + 4%) | |
19,000,000 ≤ 1,900,000,000 | 5.095% (BM + 1.5%) | 7.595% (BM + 4%) | |
> 1,900,000,000 | 5.095% (BM + 1.5%) 2 | 7.595% (BM + 4%) | |
挪威克朗 | 0 ≤ 850,000 | 1.5% (BM + 1.5%) | 2.5% (BM + 2.5%) |
850,000 ≤ 8,500,000 | 1% (BM + 1%) | 2.5% (BM + 2.5%) | |
8,500,000 ≤ 850,000,000 | 0.5% (BM + 0.5%) | 2.5% (BM + 2.5%) | |
> 850,000,000 | 0.5% (BM + 0.5%) 2 | 2.5% (BM + 2.5%) | |
新西兰元 | 0 ≤ 150,000 | 1.5% (BM + 1.5%) | 2.5% (BM + 2.5%) |
150,000 ≤ 1,500,000 | 1% (BM + 1%) | 2.5% (BM + 2.5%) | |
1,500,000 ≤ 150,000,000 | 0.75% (BM + 0.75%) | 2.5% (BM + 2.5%) | |
> 150,000,000 | 0.75% (BM + 0.75%) 2 | 2.5% (BM + 2.5%) | |
波兰兹罗提 | 0 ≤ 70,000,000 | 3% (BM + 3%) | 4% (BM + 4%) |
> 70,000,000 | 4% (BM + 4%) 2 | 4% (BM + 4%) | |
俄罗斯卢布 | 0 ≤ 660,000,000 | 9.008% (BM + 5%) | 10.008% (BM + 6%) |
> 660,000,000 | 9.008% (BM + 5%) 2 | 10.008% (BM + 6%) | |
瑞典克朗 | 0 ≤ 850,000 | 1.5% (BM + 1.5%) | 2.5% (BM + 2.5%) |
850,000 ≤ 8,500,000 | 1% (BM + 1%) | 2.5% (BM + 2.5%) | |
8,500,000 ≤ 850,000,000 | 0.5% (BM + 0.5%) | 2.5% (BM + 2.5%) | |
> 850,000,000 | 0.5% (BM + 0.5%) 2 | 2.5% (BM + 2.5%) | |
新加坡元 | 0 ≤ 150,000 | 1.735% (BM + 1.5%) | 2.735% (BM + 2.5%) |
150,000 ≤ 1,500,000 | 1.235% (BM + 1%) | 2.735% (BM + 2.5%) | |
1,500,000 ≤ 150,000,000 | 0.735% (BM + 0.5%) | 2.735% (BM + 2.5%) | |
> 150,000,000 | 0.735% (BM + 0.5%) 2 | 2.735% (BM + 2.5%) | |
土耳其里拉 | 0 ≤ 60,000,000 | 20.593% (BM + 5%) | 21.593% (BM + 6%) |
> 60,000,000 | 20.593% (BM + 5%) 2 | 21.593% (BM + 6%) | |
南非兰特 | 0 ≤ 1,500,000 | 8.055% (BM + 1.5%) | 9.055% (BM + 2.5%) |
1,500,000 ≤ 15,000,000 | 7.555% (BM + 1%) | 9.055% (BM + 2.5%) | |
15,000,000 ≤ 1,500,000,000 | 7.305% (BM + 0.75%) | 9.055% (BM + 2.5%) | |
> 1,500,000,000 | 7.305% (BM + 0.75%) 2 | 9.055% (BM + 2.5%) |