When is an ACH withdrawal approved and sent?

The Withdrawal Hold Period is 3 business days (you may withdraw funds after 3 business days). A wire cannot be internally transferred during the 3 days hold period.

Additional Information…

EFT requests received by 09:30 ET, will be credited to your account after five business days under normal circumstances. 

Funds may be withdrawn after the five day credit hold. If funds are withdrawn to a bank other than the originating bank/instruction, a 66-business-day withdrawal hold period will be applied…

Under normal circumstances, wire transfers will credit to your account immediately upon arrival.

Funds are available for withdrawal after three business days…

The cash withdrawal process will remain the same for those who participate in the Insured Bank Deposit Sweep Program. Withdrawal requests from the Deposit Accounts are processed for next day value, i.e., they are subject to a one-day delay.

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