What is the withdrawal hold period for wire deposits?

Open Banking deposits have a 3-business-day hold period. During this time, you cannot withdraw funds or make internal transfers. Funds will become available after the 3-business-day hold period expires.

Additional Information…

Under normal circumstances, wire transfers will credit to your account immediately upon arrival.

Funds are available for withdrawal after three business days…

The credit hold period on check deposits depends on the check currency:

• USD Checks: Funds are credited to the account after a 7 business day credit hold, with the exception of Bank Checks, which are credited immediately.
• HKD Checks: The Withdrawal Hold Period is 3 business days (you may withdraw funds after 3 business days)…

Credit and withdrawal hold times depend on the transfer method chosen.

For example, a wire transfer will credit to the account immediately upon arrival, while there is a withdrawal hold period of three business days…