EFT requests received by 09:30 ET, will be credited to your account after five business days under normal circumstances.
Funds may be withdrawn after the five day credit hold. If funds are withdrawn to a bank other than the originating bank/instruction, a 66-business-day withdrawal hold period will be applied.
Please Note
- The hold period does not include any banking holidays or weekends.
- All deposits made by EFT are subject to a standard 5 business days credit hold. Though funds may be released earlier at IBKR's sole discretion at the time of acceptance (depending on tenure, deposit history and account balance), IBKR does not provide any guarantees of the accelerated provision on all EFT deposits. Due to the programming configuration of our EFT system, the 5 business day hold cannot be overridden once applied. Please consider using wire transfer or bill payment as method of deposit for quicker processing.
Additional Information
- Limitations and credit and withdrawal hold periods for EFT deposits available on our website