Sample Applications

{
  "application": {
    "customer": {
      "accountHolder": {
        "accountHolderDetails": [
          {
            "name": {
              "first": "John",
              "last": "Smith",
            },
            "residenceAddress": {
              "country": "United States"
            },
            "phones": [
            ],
            "email": "tester@gmail.com",
    
            "externalId": "TestIndividual1234AH",
            "titles": [
              {
                "code": "Account Holder"
              }
            ],
          }
        ],
       
      },
      "externalId": "TestIndividual1234",
      "type": "INDIVIDUAL",
      "prefix": "ibkrte",
      "email": "tester@gmail.com",
      "mdStatusNonPro": false
    },
    "accounts": [
      {
        "tradingPermissions": [
          {
            "exchangeGroup": "US-Sec"
          }
        ],
"advisorWrapFees": { 
"strategy": "NO_FEE",         
},    
        "externalId": "TestIndividual1234",
        "baseCurrency": "USD",
        "multiCurrency": true
      }
    ],
    "users": [
      {
        "externalUserId": "TestIndividual1234USR",
        "externalIndividualId": "TestIndividual1234AH",
        "prefix": "ibkrte"
      }
    ],
  }
}

{
  "application": {
    "customer": {
      "accountHolder": {
        "accountHolderDetails": [
          {
            "name": {
              "salutation": "Mr.",
              "first": "John",
              "last": "Smith",
              "middle": "F"
            },
            "dateOfBirth": "1948-07-25",
            "countryOfBirth": "USA",
            "maritalStatus": "D",
            "numDependents": 0,
            "residenceAddress": {
              "street1": "1 Tester Streer",
              "city": "Tester City",
              "state": "AZ",
              "country": "United States",
              "postalCode": "85755"
            },
            "phones": [
              {
                "type": "Mobile",
                "number": "2034228988",
                "country": "United States",
                "verified": false
              }
            ],
            "email": "tester@gmail.com",
            "identification": {
              "citizenship": "United States",
              "ssn": "132112233",
              "issuingCountry": "USA",
              "expire": false
            },
            "employmentType": "RETIRED",
            "taxResidencies": [
              {
                "country": "United States",
                "tin": "132112233",
                "tinType": "SSN"
              }
            ],
            "w9": {
              "name": "John F Smith",
              "customerType": "Individual",
              "tin": "132112233",
              "tinType": "SSN",
              "cert1": true,
              "cert2": true,
              "cert3": true,
              "cert4": true
            },
            "externalId": "TestIndividual1234AH",
            "sameMailAddress": true,
            "ownershipPercentage": 100,
            "titles": [
              {
                "code": "Account Holder"
              }
            ],
            "authorizedPerson": false
          }
        ],
        "financialInformation": [
          {
            "investmentExperience": [
              {
                "assetClass": "BOND",
                "yearsTrading": 0,
                "tradesPerYear": 0,
                "knowledgeLevel": "Limited"
              },
              {
                "assetClass": "FUND",
                "yearsTrading": 4,
                "tradesPerYear": 5,
                "knowledgeLevel": "Good"
              },
              {
                "assetClass": "OPT",
                "yearsTrading": 0,
                "tradesPerYear": 0,
                "knowledgeLevel": "None"
              },
              {
                "assetClass": "STK",
                "yearsTrading": 7,
                "tradesPerYear": 5,
                "knowledgeLevel": "Good"
              }
            ],
            "sourcesOfWealth": [
              {
                "sourceType": "SOW-IND-Pension",
                "percentage": 100,
                "usedForFunds": true,
                "description": "None"
              }
            ],
            "soiQuestionnaire": {
              "details": "Pension"
            },
            "netWorth": 750000,
            "liquidNetWorth": 375000,
            "annualNetIncome": 75000,
            "translated": false
          }
        ],
        "regulatoryInformation": [
          {
            "regulatoryDetail": [
              {
                "code": "ControlPubTraded",
                "status": false
              },
              {
                "code": "EmployeePubTrade",
                "status": false
              },
              {
                "code": "AFFILIATION",
                "status": false
              }
            ],
            "translated": false
          }
        ]
      },
      "externalId": "TestIndividual1234",
      "type": "INDIVIDUAL",
      "prefix": "ibkrte",
      "email": "tester@gmail.com",
      "mdStatusNonPro": false
    },
    "accounts": [
      {
        "investmentObjectives": [
          "Growth",
          "Trading",
          "Hedging"
        ],
        "tradingPermissions": [
          {
            "exchangeGroup": "US-Sec"
          },
          {
            "exchangeGroup": "US-BOND"
          },
          {
            "exchangeGroup": "US-MUNIES"
          },
          {
            "exchangeGroup": "US-Funds"
          },
          {
            "exchangeGroup": "US-Penny"
          },
          {
            "exchangeGroup": "US-SecOpt"
          }
        ],
"advisorWrapFees": { 
"strategy": "NO_FEE",         
},    
        "externalId": "TestIndividual1234",
        "baseCurrency": "USD",
        "multiCurrency": true,
        "margin": "RegT",
        "ira": false,
        "stockYieldProgram": true,
        "drip": false,
        "limitedOptions": false
      }
    ],
    "users": [
      {
        "externalUserId": "TestIndividual1234USR",
        "externalIndividualId": "TestIndividual1234AH",
        "prefix": "ibkrte"
      }
    ],
    "translation": false  }
}

{
  "application": {
    "customer": {
      "accountHolder": {
        "accountHolderDetails": [
          {
            "name": {
              "salutation": "Mr.",
              "first": "Jane",
              "last": "Tester",
              "middle": "F"
            },
            "dateOfBirth": "1948-07-25",
            "countryOfBirth": "AUS",
            "maritalStatus": "D",
            "numDependents": 0,
            "residenceAddress": {
              "street1": "1 tester Street",
              "city": "ORO VALLEY",
              "state": "AU-QLD",
              "country": "AUS",
              "postalCode": "85755"
            },
            "phones": [
              {
                "type": "Mobile",
                "number": "+61292662000",
                "country": "AUS",
              }
            ],
            "email": "tester@gmail.com",
            "identification": {
            "citizenship": "AUS", 
            "driversLicense": "989444798", 
            "issuingCountry": "AUS", 
            "expire": true, 
            "expirationDate": 
            "2029-03-22", 
            "rta":"9999999", 
            "issuingState":"AU-QLD"
            },
            "employmentType": "RETIRED",
            "taxResidencies": [
              {
                "country": "AUS",
                "tin": "132121212",
                "tinType": "NonUS_NationalId"
              }
            ],
            "externalId": "TestIndividual20250922",
            "sameMailAddress": true,
            "ownershipPercentage": 100,
            "titles": [
              {
                "code": "Account Holder"
              }
            ],
          }
        ],
        "financialInformation": [
          {
            "investmentExperience": [
              {
                "assetClass": "STK",
                "yearsTrading": 7,
                "tradesPerYear": 5,
                "knowledgeLevel": "Good"
              }
            ],
            "sourcesOfWealth": [
              {
                "sourceType": "SOW-IND-Pension",
                "percentage": 100,
                "usedForFunds": true,
                "description": "None"
              }
            ],
            "soiQuestionnaire": {
              "details": "Pension"
            },
            "netWorth": 750000,
            "liquidNetWorth": 375000,
            "annualNetIncome": 75000
}
        ],
        "regulatoryInformation": [
          {
            "regulatoryDetail": [
              {
                "code": "CONTROLLER",
                "status": false
              },
              {
                "code": "POLITICALMILITARYDIPLOMATIC",
                "status": false
              },
              {
                "code": "AFFILIATION",
                "status": false
              }
            ],
            "translated": false
          }
        ]
      },
      "externalId": "TestIndividual20250922",
      "type": "INDIVIDUAL",
      "prefix": "lewipg",
      "email": "tester@gmail.com",
      "mdStatusNonPro": false
      },
    "accounts": [
      {
        "investmentObjectives": [
          "Growth",
          "Trading",
          "Hedging"
        ],
        "tradingPermissions": [
          {
            "exchangeGroup": "US-Sec"
          },
        ],
        "externalId": "TestIndividual20250922",
        "baseCurrency": "AUD",
        "multiCurrency": true,
        "accountType":"Trading",
        "margin": "Cash",
        "stockYieldProgram": true,
        "drip": false,
      }
    ],
    "users": [
      {
        "externalUserId": "TestIndividual20250922",
        "externalIndividualId": "TestIndividual20250922",
        "prefix": "lewipg"
      }
    ],
    "documents": [],
    "translation": false,
    "paperAccount": false
  }
}

{
  "application": {
    "customer": {
      "trust": {
        "identification": [
          {
            "address": {
              "street1": "2 Pickwick Plaza",
              "city": "Greenwich",
              "state": "SA-08",
              "country": "SAU",
              "postalCode": "53072"
            },
            "name": "Test Truster",
            "typeOfTrust": "REVOCABLE",
            "dateFormed": "2020-08-19",
            "formationCountry": "SAU",
            "formationState": "SA-08",
            "registrationNumber": "111555",
            "registrationType": "EIN",
            "registrationCountry": "SAU",
            "sameMailAddress": true,
            "translated": false
          }
        ],
        "financialInformation": [
          {
            "investmentExperience": [
              {
                "assetClass": "STK",
                "yearsTrading": 8,
                "tradesPerYear": 100,
                "knowledgeLevel": "Extensive"
              }
            ],
            "sourcesOfWealth": [
              {
                "sourceType": "SOW-ORG-RetainedEarnings",
                "percentage": 50,
                "usedForFunds": true
              },
              {
                "sourceType": "SOW-ORG-Other",
                "percentage": 50,
                "usedForFunds": true,
                "description": "Income"
              }
            ],
            "netWorth": 9,
            "liquidNetWorth": 7,
            "annualNetIncome": 7,
            "translated": false
          }
        ],
        "trustees": {
          "individuals": [
            {
              "name": {
                "first": "Jane",
                "last": "Doe"
              },
              "dateOfBirth": "1985-03-09",
              "residenceAddress": {
                "street1": "2 Pickwick Plaza",
                "city": "Greenwich",
                "state": "SA-08",
                "country": "SAU",
                "postalCode": "53072"
              },
              "email": "dam@ibkr.com",
              "identification": {
                "citizenship": "SAU",
                "nationalCard": "11122334",
                "issuingCountry": "SAU",
                "expire": false
              },
              "employmentType": "EMPLOYED",
              "employmentDetails": {
                "employer": "Interactive Brokers",
                "occupation": "Engineer",
                "employerBusiness": "Business_NonFinance",
                "employerAddress": {
                  "country": "SAU"
                }
              },
              "externalId": "TestTrust2022TASP1",
              "sameMailAddress": true,
              "authorizedToSignOnBehalfOfOwner": true,
              "authorizedTrader": true,
              "primaryTrustee": true
            }
          ]
        },
        "beneficiaries": {
          "individual": [
            {
              "name": {
                "first": "Jane",
                "last": "Doe"
              },
              "externalId": "TestTrust2022TASP3",
              "sameMailAddress": true
            },
            {
              "name": {
                "first": "John",
                "last": "Doe"
              },
              "externalId": "TestTrust2022TASP4",
              "sameMailAddress": true
            }
          ]
        },
        "grantors": {
          "individual": [
            {
              "name": {
                "first": "Jane",
                "last": "Doe"
              },
              "dateOfBirth": "1985-03-09",
              "residenceAddress": {
                "street1": "2 Pickwick Plaza",
                "city": "Greenwich",
                "state": "SA-08",
                "country": "SAU",
                "postalCode": "53072"
              },
              "email": "dam@ibkr.com",
              "identification": {
                "citizenship": "SAU",
                "nationalCard": "11122334",
                "issuingCountry": "SAU",
                "expire": false
              },
              "employeeTitle": "Dermatologist",
              "externalId": "TestTrust2022TASP5",
              "sameMailAddress": true,
              "authorizedToSignOnBehalfOfOwner": false,
              "authorizedTrader": false,
              "ownershipPercentage": 50,
              "titles": [
                {
                  "value": "Grantor"
                }
              ],
              "authorizedPerson": false
            }
          ]
        },
        "thirdPartyManagement": false
      },
      "externalId": "TestTrust2022",
      "type": "TRUST",
      "prefix": "testr",
      "email": "dam@ibkr.com",
      "mdStatusNonPro": true
    },
    "accounts": [
      {
        "investmentObjectives": [
          "Trading",
          "Growth"
        ],
        "tradingPermissions": [
          {
            "exchangeGroup": "US-Sec"
          }
        ],
        "advisorWrapFees": {
          "strategy": "NO_FEE",
          "chargeAdvisor": false,
          "chargeOtherFeesToAdvisor": false
        },
        "externalId": "TestTrust2022AC",
        "baseCurrency": "USD",
        "multiCurrency": true,
        "margin": "REGT",
        "stockYieldProgram": true,
        "alias": "Test Trust",
        "drip": false
      }
    ],
    "users": [
      {
        "externalUserId": "TestTrust2022USR",
        "externalIndividualId": "TestTrust2022TASP1",
        "prefix": "testr"
      }
    ],
    "translation": false
  }
}

{
  "application": {
    "customer": {
      "trust": {
        "identification": [
          {
            "address": {
              "street1": "2 Pickwick Plaza",
              "city": "Greenwich",
              "state": "SA-08",
              "country": "SAU",
              "postalCode": "53072"
            },
            "name": "Test Truster",
            "typeOfTrust": "REVOCABLE",
            "dateFormed": "2020-08-19",
            "formationCountry": "SAU",
            "formationState": "SA-08",
            "sameMailAddress": true
          }
        ],
        "financialInformation": [
          {
            "translated": false
          }
        ],
        "trustees": {
          "individuals": [
            {
              "name": {
                "first": "Jane",
                "last": "Doe"
              },
              "email": "dam@ibkr.com",
              "identification": {
                "citizenship": "SAU",
                "issuingCountry": "SAU",
                "expire": false
              },
              "externalId": "TestTrust2022TASP1",
              "sameMailAddress": true,
              "authorizedToSignOnBehalfOfOwner": true,
              "authorizedTrader": true,
              "usTaxResident": true,
              "primaryTrustee": true
            }
          ]
        },
        "thirdPartyManagement": false
      },
      "externalId": "TestTrust2022",
      "type": "TRUST",
      "prefix": "testr",
      "email": "dam@ibkr.com",
      "mdStatusNonPro": true
    },
    "accounts": [
      {
        "tradingPermissions": [
          {
            "exchangeGroup": "US-Sec"
          }
        ],
        "advisorWrapFees": {
          "strategy": "NO_FEE",
          "chargeAdvisor": false,
          "chargeOtherFeesToAdvisor": false
        },
        "externalId": "TestTrust2022AC",
        "baseCurrency": "USD",
        "multiCurrency": true,
        "margin": "REGT",
        "ira": false,
        "alias": "Test Trust",
        "drip": false
      }
    ],
    "users": [
      {
        "externalUserId": "TestTrust2022USR",
        "externalIndividualId": "TestTrust2022TASP1",
        "prefix": "testr"
      }
    ],
    "translation": false
  }
}

{
  "application": {
    "customer": {
      "organization": {
        "identifications": [
          {
            "placeOfBusinessAddress": {
              "street1": "1 Tester Road",
              "city": "Tester",
              "state": "CT",
              "country": "USA",
              "postalCode": "29209"
            },
            "phones": [
              {
                "type": "Business",
                "number": "2034228988",
                "country": "USA",
                "verified": false
              }
            ],
            "name": "Test Org USA",
            "businessDescription": "Yes",
            "identification": "1111222",
            "identificationCountry": "USA",
            "formationCountry": "USA",
            "sameMailAddress": true,
            "translated": false
          }
        ],
        "financialInformation": [
          {
            "investmentExperience": [
              {
                "assetClass": "STK",
                "yearsTrading": 10,
                "tradesPerYear": 60,
                "knowledgeLevel": "Extensive"
              }
            ],
            "sourcesOfWealth": [
              {
                "sourceType": "SOW-ORG-OwnerEquity",
                "percentage": 100,
                "usedForFunds": true
              }
            ],
            "netWorth": 8,
            "liquidNetWorth": 8,
            "annualNetIncome": 4,
            "translated": false
          }
        ],
        "associatedEntities": {
          "associatedIndividuals": [
            {
              "name": {
                "first": "Joe",
                "last": "Doe"
              },
              "dateOfBirth": "1940-08-09",
              "countryOfBirth": "USA",
              "residenceAddress": {
                "street1": "1 Tester Road",
                "city": "Tester",
                "state": "CT",
                "country": "USA",
                "postalCode": "29209"
              },
              "phones": [
                {
                  "type": "Mobile",
                  "number": "2034228988",
                  "country": "USA",
                  "verified": false
                }
              ],
              "email": "tester@ibkr.com",
              "identification": {
                "citizenship": "USA",
                "ssn": "111221111",
                "issuingCountry": "USA",
                "expire": false
              },
              "employmentType": "EMPLOYED",
              "employmentDetails": {
                "employer": "IBKR",
                "occupation": "Financial Managers",
                "employerBusiness": "Investment Advisory",
                "employerAddress": {
                  "street1": "2 Pickwick Plaza",
                  "city": "Greenwich",
                  "state": "CT",
                  "country": "USA",
                  "postalCode": "06905"
                }
              },
              "taxResidencies": [
                {
                  "country": "USA",
                  "tin": "111221111",
                  "tinType": "SSN"
                }
              ],
              "externalId": "OrgTesterOASP12",
              "sameMailAddress": true,
              "authorizedToSignOnBehalfOfOwner": false,
              "authorizedTrader": false,
              "titles": [
                {
                  "code": "DIRECTOR"
                }
              ],
              "authorizedPerson": true
            },
            {
              "name": {
                "first": "Jane",
                "last": "Doe"
              },
              "dateOfBirth": "1972-07-27",
              "countryOfBirth": "USA",
              "residenceAddress": {
                "street1": "1 Tester Road",
                "city": "Tester",
                "state": "CT",
                "country": "USA",
                "postalCode": "29209"
              },
              "phones": [
                {
                  "type": "Mobile",
                  "number": "2034228988",
                  "country": "USA",
                  "verified": false
                }
              ],
              "identification": {
                "citizenship": "USA",
                "ssn": "111221111",
                "issuingCountry": "USA",
                "expire": false
              },
              "employmentType": "RETIRED",
              "taxResidencies": [
                {
                  "country": "USA",
                  "tin": "1112222",
                  "tinType": "SSN"
                }
              ],
              "externalId": "OrgTesterOASP1",
              "sameMailAddress": true,
              "authorizedToSignOnBehalfOfOwner": false,
              "authorizedTrader": false,
              "ownershipPercentage": 50,
              "titles": [
                {
                  "code": "OWNER"
                }
              ],
              "authorizedPerson": false
            }
          ]
        },
        "taxResidencies": [
          {
            "country": "USA",
            "tin": "1111222"
          }
        ],
        "typeOfTrading": "FIRM",
        "type": "LLC",
        "usTaxPurposeType": "C"
      },
      "externalId": "OrgTester",
      "type": "ORG",
      "prefix": "testt",
      "email": "tester@ibkr.com",
      "mdStatusNonPro": false
    },
    "accounts": [
      {
        "investmentObjectives": [
          "Income",
          "Growth"
        ],
        "tradingPermissions": [
          {
            "country": "UNITED STATES",
            "product": "STOCKS"
          }
        ],
        "advisorWrapFees": {
          "strategy": "NO_FEE",
          "chargeAdvisor": false,
          "chargeOtherFeesToAdvisor": false
        },
        "externalId": "OrgTesterAC",
        "baseCurrency": "USD",
        "multiCurrency": true,
        "margin": "MARGIN",
        "ira": false,
        "stockYieldProgram": true,
        "alias": "Tester Org",
        "drip": false
      }
    ],
    "users": [
      {
        "externalUserId": "OrgTesterUSR",
        "externalIndividualId": "OrgTesterAH",
        "prefix": "testt"
      }
    ],
  }
}

{
  "application": {
    "customer": {
      "organization": {
        "identifications": [
          {
            "placeOfBusinessAddress": {
              "street1": "Pickwick Plaza",
              "city": "Greewnich City",
              "state": "CT",
              "country": "USA",
              "postalCode": "06905"
            },
            "name": "Test Org",
            "identification": "11122333",
            "identificationCountry": "USA",
            "formationCountry": "USA",
            "sameMailAddress": true }
        ],
        "associatedEntities": {
          "associatedIndividuals": [
            {
              "name": {
                "salutation": "Mrs.",
                "first": "Tester",
                "last": "Test"
              },
              "dateOfBirth": "1990-05-21",
              "residenceAddress": {
                "street1": "Pickwick Plaza",
                "city": "Greewnich City",
                "state": "CT",
                "country": "USA",
                "postalCode": "06905"
              },
              "email": "tester@gmail.com",
              "identification": {
                "citizenship": "USA",
                "ssn": "11122333",
                "issuingCountry": "USA"
              },
              "taxResidencies": [
                {
                  "country": "USA",
                  "tin": "11122333",
                  "tinType": "SSN"
                }
              ],
              "externalId": "OrgTester123ap",
              "sameMailAddress": true,
              "authorizedToSignOnBehalfOfOwner": false,
              "authorizedTrader": false,
              "titles": [
                {
                  "code": "SECRETARY"
                }
              ],
              "authorizedPerson": true
            }
          ]
        },
        "taxResidencies": [
          {
            "country": "USA",
            "tin": "11122333"
          }
        ],
        "type": "PARTNERSHIP",
        "usTaxPurposeType": "C"
      },
      "externalId": "OrgTester123",
      "type": "ORG",
      "prefix": "teste",
      "email": "tester@gmail.com",
      "mdStatusNonPro": false
    },
    "accounts": [
      {
        "tradingPermissions": [
          {
            "exchangeGroup": "US-Sec"
          }
        ],
        "advisorWrapFees": {
          "strategy": "NO_FEE",
          "chargeAdvisor": false,
          "chargeOtherFeesToAdvisor": false
        },
        "externalId": "OrgTester123",
        "baseCurrency": "USD",
        "multiCurrency": true,
        "margin": "Cash",
        "drip": false
      }
    ],
    "users": [
      {
        "externalUserId": "OrgTester123usr",
        "externalIndividualId": "OrgTester123ind",
        "prefix": "teste"
      }
    ],
  }
}

{
  "application": {
    "customer": {
      "accountHolder": {
        "accountHolderDetails": [
          {
            "name": {
              "first": "Jane",
              "last": "Doe"
            },
            "dateOfBirth": "1995-04-28",
            "countryOfBirth": "GBR",
            "maritalStatus": "S",
            "numDependents": 0,
            "residenceAddress": {
              "street1": "1 Tester Lane",
              "city": "London",
              "state": "GB-ENG",
              "country": "GBR",
              "postalCode": "SW9 9NY"
            },
            "phones": [
              {
                "type": "Mobile",
                "number": "+4407584089999",
                "country": "GBR"
              }
            ],
            "email": "janedoe@tester.com",
            "identification": {
              "citizenship": "GBR",
              "nationalCard": "PA123456D",
              "issuingCountry": "GBR",
              "expire": false
            },
            "employmentType": "EMPLOYED",
            "employmentDetails": {
              "employer": "CHIPOTLE",
              "occupation": "EXECUTIVE",
              "employerBusiness": "FOOD AND BEVERAGE",
              "employerAddress": {
                "street1": "1 TESTER Square",
                "city": "London",
                "state": "GB-ENG",
                "country": "GBR",
                "postalCode": "W1G 0PW"
              }
            },
            "taxResidencies": [
              {
                "country": "GBR",
                "tin": "PA123456D",
                "tinType": "NonUS_NationalId"
              }
            ],
            "w8Ben": {
              "name": "Jane Doe",
              "foreignTaxId": "PA141807D",
              "tinOrExplanationRequired": true,
              "part29ACountry": "GBR",
              "cert": true,
              "blankForm": true,
              "taxFormFile": "Form5001.pdf",
              "electronicFormat": true
            },
            "externalId": "testapp1234",
            "sameMailAddress": true,
            "translated": false
          }
        ],
        "financialInformation": [
          {
            "investmentExperience": [
              {
                "assetClass": "STK",
                "yearsTrading": 5,
                "tradesPerYear": 4,
                "knowledgeLevel": "Extensive"
              },
              {
                "assetClass": "OPT",
                "yearsTrading": 5,
                "tradesPerYear": 4,
                "knowledgeLevel": "Extensive"
              }
            ],
            "sourcesOfWealth": [
              {
                "sourceType": "SOW-IND-Income",
                "percentage": 100,
                "usedForFunds": true
              }
            ],
            "netWorth": 500000,
            "liquidNetWorth": 500000,
            "annualNetIncome": 250000,
            "translated": false
          }
        ],
        "regulatoryInformation": [
          {
            "regulatoryDetail": [
              {
                "code": "ControlPubTraded",
                "status": false
              },
              {
                "code": "EmployeePubTrade",
                "status": false
              },
              {
                "code": "AFFILIATION",
                "status": false
              }
            ],
            "translated": false
          }
        ]
      },
      "externalId": "testapp1234",
      "type": "INDIVIDUAL",
      "prefix": "nvest",
      "email": "janedoe@tester.com",
      "mdStatusNonPro": true
    },
    "accounts": [
      {
        "investmentObjectives": [
          "Speculation"
        ],
        "tradingPermissions": [
          {
            "country": "ALL",
            "product": "STOCKS"
          }
        ],
        "advisorWrapFees": {
          "strategy": "NO_FEE"
        },
        "externalId": "testapp1234",
        "baseCurrency": "GBP",
        "multiCurrency": false,
        "margin": "Cash",
        "ira": true,
        "iraType": "ISA"
      }
    ],
    "users": [
      {
        "externalUserId": "testapp1234",
        "externalIndividualId": "testapp1234",
        "prefix": "nvest"
      }
    ],
    "documents": [
      {
        "signedBy": [
          "Jane Doe"
        ],
        "attachedFile": {
          "fileName": "Form5001.pdf",
          "fileLength": 67700,
          "sha1Checksum": "D8AA699678D12DE6AC468A864D4FAE7999AA904B"
        },
        "formNumber": 5001,
        "validAddress": false,
        "execLoginTimestamp": 1731406668576,
        "execTimestamp": 1731406668576
      },
      {
        "signedBy": [
          "Jane Doe"
        ],
        "attachedFile": {
          "fileName": "Form2109.pdf",
          "fileLength": 15697,
          "sha1Checksum": "BF01D3C5B2B7BC6CA90A4051636051A828FD735F"
        },
        "formNumber": 2109,
        "validAddress": false,
        "execLoginTimestamp": 20240117041717,
        "execTimestamp": 20240117041717
      },
      {
        "signedBy": [
          "Jane Doe"
        ],
        "attachedFile": {
          "fileName": "Form3024.pdf",
          "fileLength": 67600,
          "sha1Checksum": "274FA053D7E4080F0AD429787B9F94ABDF5498D7"
        },
        "formNumber": 3024,
        "validAddress": false,
        "execLoginTimestamp": 20150716015642,
        "execTimestamp": 20150716152843
      },
      {
        "signedBy": [
          "Jane Doe"
        ],
        "attachedFile": {
          "fileName": "Form4319.pdf",
          "fileLength": 472704,
          "sha1Checksum": "485e44e6bc1e969ee1888fbf12bc957d7d41a182"
        },
        "formNumber": 4319,
        "validAddress": false,
        "execLoginTimestamp": 1731406668576,
        "execTimestamp": 1731406668576
      },
      {
        "signedBy": [
          "Jane Doe"
        ],
        "attachedFile": {
          "fileName": "Form4376.pdf",
          "fileLength": 118429,
          "sha1Checksum": "67D8506963789C3A2DA7B68F134D8F3F2515AFBC"
        },
        "formNumber": 4376,
        "validAddress": false,
        "execLoginTimestamp": 1731406668576,
        "execTimestamp": 1731406668576
      },
      {
        "signedBy": [
          "Jane Doe"
        ],
        "attachedFile": {
          "fileName": "Form4547.pdf",
          "fileLength": 409788,
          "sha1Checksum": "C7A601FD4C746EFC8767FCE886B03782A5C89A1C"
        },
        "formNumber": 4547,
        "validAddress": false,
        "execLoginTimestamp": 1731406668576,
        "execTimestamp": 1731406668576
      },
      {
        "signedBy": [
          "Jane Doe"
        ],
        "attachedFile": {
          "fileName": "Form4548.pdf",
          "fileLength": 416100,
          "sha1Checksum": "5FFF4BFEDD2F75A63EF493BB9F6ADEA63EBAF2A6"
        },
        "formNumber": 4548,
        "validAddress": false,
        "execLoginTimestamp": 1731406668576,
        "execTimestamp": 1731406668576
      }
    ],
    "translation": false
  }
}

{
  "application": {
    "customer": {
      "accountHolder": {
        "accountHolderDetails": [
          {
            "name": {
              "first": "Junior",
              "last": "Contact"
            },
            "dateOfBirth": "2022-12-20",
            "countryOfBirth": "GBR",
            "residenceAddress": {
              "street1": "24 TESTER LANE",
              "city": "LONDON",
              "state": "GB-LND",
              "country": "GB",
              "postalCode": "BR2 9FR"
            },
            "identification": {
              "citizenship": "GBR",
              "nationalCard": "NB123456C",
              "issuingCountry": "GBR",
              "expire": false
            },
            "taxResidencies": [
              {
                "country": "GBR",
                "tin": "NB123456C",
                "tinType": "NonUS_NationalId"
              }
            ],
            "w8Ben": {
              "localTaxForms": [
                {
                  "taxAuthority": "CANADA_TA",
                  "qualified": true,
                  "treatyCountry": "GBR"
                },
                {
                  "taxAuthority": "AUSTRALIA_TA",
                  "qualified": true,
                  "treatyCountry": "GBR"
                }
              ],
              "name": "Junior Contact",
              "foreignTaxId": "NB400056C",
              "tinOrExplanationRequired": true,
              "part29ACountry": "GBR",
              "cert": true,
              "signatureType": "Electronic",
              "blankForm": true,
              "taxFormFile": "Form5001.pdf",
              "electronicFormat": true
            },
            "externalId": "tester123",
            "sameMailAddress": false,
            "titles": [
              {
                "code": "Account Holder"
              }
            ],
            "authorizedPerson": false
          }
        ],
        "associatedIndividual": {
          "name": {
            "first": "Registered",
            "last": "Contact"
          },
          "dateOfBirth": "1963-12-20",
          "countryOfBirth": "GBR",
          "residenceAddress": {
            "street1": "24 TESTER LANE",
            "city": "LONDON",
            "state": "GB-LND",
            "country": "GB",
            "postalCode": "BR2 9FR"
          },
          "phones": [
            {
              "type": "Mobile",
              "number": "447483849999",
              "country": "GBR",
              "verified": false
            }
          ],
          "email": "DAM41832012@aol.com",
          "identification": {
            "citizenship": "GBR",
            "nationalCard": "NB400056A",
            "issuingCountry": "GBR",
            "expire": false
          },
          "employmentType": "EMPLOYED",
          "employmentDetails": {
            "employer": "Crown Prosecution Service ",
            "occupation": "Other",
            "description": "CIVIL",
            "employerBusiness": "Community/Social Service",
            "employerAddress": {
              "country": "GBR"
            }
          },
          "externalId": "tester123_rc",
          "sameMailAddress": true,
          "titles": [
            {
              "code": "Registered Contact"
            }
          ],
          "authorizedPerson": false
        },
        "financialInformation": [
          {
            "investmentExperience": [
              {
                "assetClass": "STK",
                "yearsTrading": 11,
                "tradesPerYear": 27,
                "knowledgeLevel": "Extensive"
              }
            ],
            "sourcesOfWealth": [
              {
                "sourceType": "SOW-IND-Income",
                "percentage": 10,
                "usedForFunds": true
              },
              {
                "sourceType": "SOW-IND-Pension",
                "percentage": 90,
                "usedForFunds": true
              }
            ],
            "netWorth": 375000,
            "liquidNetWorth": 70000,
            "annualNetIncome": 41600,
            "translated": false
          }
        ],
        "regulatoryInformation": [
          {
            "regulatoryDetail": [
              {
                "code": "EmployeePubTrade",
                "status": false
              },
              {
                "code": "ControlPubTraded",
                "status": false
              },
              {
                "code": "AFFILIATION",
                "status": false
              }
            ],
            "translated": false
          }
        ]
      },
      "externalId": "tester123",
      "type": "INDIVIDUAL",
      "prefix": "skm",
      "email": "DAM41832012@aol.com",
      "mdStatusNonPro": false
    },
    "accounts": [
      {
        "investmentObjectives": [
          "Growth"
        ],
        "tradingPermissions": [
          {
            "exchangeGroup": "US-SEC"
          },
          {
            "exchangeGroup": "EURONEXT-FUND"
          }
        ],
        "externalId": "tester123",
        "baseCurrency": "GBP",
        "multiCurrency": true,
        "margin": "Cash",
        "ira": true,
        "iraType": "JISA",
        "drip": false
      }
    ],
    "users": [
      {
        "externalUserId": "tester123",
        "externalIndividualId": "tester123",
        "prefix": "skm"
      }
    ],
    "documents": [
      {
        "signedBy": [
          "Registered Contact"
        ],
        "attachedFile": {
          "fileName": "Form5001.pdf",
          "fileLength": 67700,
          "sha1Checksum": "d8aa699678d12de6ac468a864d4fae7999aa904b"
        },
        "formNumber": 5001,
        "validAddress": false,
        "execLoginTimestamp": 20250511201657
      },
      {
        "signedBy": [
          "Registered Contact"
        ],
        "attachedFile": {
          "fileName": "Form3083.pdf",
          "fileLength": 557790,
          "sha1Checksum": "9C79DB3DF0925D126541817F2BBC7418BBD3EC4E"
        },
        "formNumber": 3083,
        "validAddress": false,
        "execLoginTimestamp": 20250511201657
      },
      {
        "signedBy": [
          "Registered Contact"
        ],
        "attachedFile": {
          "fileName": "Form4070.pdf",
          "fileLength": 27117,
          "sha1Checksum": "3BF982D0D81F0F6B1BBD37E9789EE6585F46F8DC"
        },
        "formNumber": 4070,
        "validAddress": false,
        "execLoginTimestamp": 20250511201657
      },
      {
        "signedBy": [
          "Registered Contact"
        ],
        "attachedFile": {
          "fileName": "Form9130.pdf",
          "fileLength": 252630,
          "sha1Checksum": "3F6E0751854D0BB7717AB4E954D97EDF31FEE6EA"
        },
        "formNumber": 9130,
        "validAddress": false,
        "execLoginTimestamp": 20250511201657
      }
    ],
    "translation": false
  }
}

{
  "application": {
    "customer": {
      "accountHolder": {
        "accountHolderDetails": [
          {
            "name": {
              "first": "Jane",
              "last": "Doe"
            },
            "dateOfBirth": "1995-04-28",
            "countryOfBirth": "GBR",
            "maritalStatus": "S",
            "numDependents": 0,
            "residenceAddress": {
              "street1": "1 Tester Lane",
              "city": "London",
              "state": "GB-ENG",
              "country": "GBR",
              "postalCode": "SW9 9NY"
            },
            "phones": [
              {
                "type": "Mobile",
                "number": "+4407584089999",
                "country": "GBR"
              }
            ],
            "email": "janedoe@tester.com",
            "identification": {
              "citizenship": "GBR",
              "nationalCard": "PA123456D",
              "issuingCountry": "GBR",
              "expire": false
            },
            "employmentType": "EMPLOYED",
            "employmentDetails": {
              "employer": "CHIPOTLE",
              "occupation": "EXECUTIVE",
              "employerBusiness": "FOOD AND BEVERAGE",
              "employerAddress": {
                "street1": "1 TESTER Square",
                "city": "London",
                "state": "GB-ENG",
                "country": "GBR",
                "postalCode": "W1G 0PW"
              }
            },
            "taxResidencies": [
              {
                "country": "GBR",
                "tin": "PA123456D",
                "tinType": "NonUS_NationalId"
              }
            ],
            "w8Ben": {
              "name": "Jane Doe",
              "foreignTaxId": "PA141807D",
              "tinOrExplanationRequired": true,
              "part29ACountry": "GBR",
              "cert": true,
              "blankForm": true,
              "taxFormFile": "Form5001.pdf",
              "electronicFormat": true
            },
            "externalId": "testapp1234",
            "sameMailAddress": true,
            "translated": false
          }
        ],
        "financialInformation": [
          {
            "investmentExperience": [
              {
                "assetClass": "STK",
                "yearsTrading": 5,
                "tradesPerYear": 4,
                "knowledgeLevel": "Extensive"
              },
              {
                "assetClass": "OPT",
                "yearsTrading": 5,
                "tradesPerYear": 4,
                "knowledgeLevel": "Extensive"
              }
            ],
            "sourcesOfWealth": [
              {
                "sourceType": "SOW-IND-Income",
                "percentage": 100,
                "usedForFunds": true
              }
            ],
            "netWorth": 500000,
            "liquidNetWorth": 500000,
            "annualNetIncome": 250000,
            "translated": false
          }
        ],
        "regulatoryInformation": [
          {
            "regulatoryDetail": [
              {
                "code": "ControlPubTraded",
                "status": false
              },
              {
                "code": "EmployeePubTrade",
                "status": false
              },
              {
                "code": "AFFILIATION",
                "status": false
              }
            ],
            "translated": false
          }
        ]
      },
      "externalId": "testapp1234",
      "type": "INDIVIDUAL",
      "prefix": "nvest",
      "email": "janedoe@tester.com",
      "mdStatusNonPro": true
    },
    "accounts": [
      {
        "investmentObjectives": [
          "Speculation"
        ],
        "tradingPermissions": [
          {
            "country": "ALL",
            "product": "STOCKS"
          }
        ],
        "advisorWrapFees": {
          "strategy": "NO_FEE"
        },
        "externalId": "testapp1234",
        "baseCurrency": "GBP",
        "multiCurrency": false,
        "margin": "Cash",
        "ira": true,
        "iraType": "ISA"
      }
    ],
    "users": [
      {
        "externalUserId": "testapp1234",
        "externalIndividualId": "testapp1234",
        "prefix": "nvest"
      }
    ],
    "translation": false
  }
}

{
  "application": {
    "customer": {
      "accountHolder": {
        "accountHolderDetails": [
          {
            "name": {
              "first": "Junior",
              "last": "Contact"
            },
            "dateOfBirth": "2022-12-20",
            "countryOfBirth": "GBR",
            "residenceAddress": {
              "street1": "24 TESTER LANE",
              "city": "LONDON",
              "state": "GB-LND",
              "country": "GB",
              "postalCode": "BR2 9FR"
            },
            "identification": {
              "citizenship": "GBR",
              "nationalCard": "NB123456C",
              "issuingCountry": "GBR",
              "expire": false
            },
            "taxResidencies": [
              {
                "country": "GBR",
                "tin": "NB123456C",
                "tinType": "NonUS_NationalId"
              }
            ],
            "w8Ben": {
              "localTaxForms": [
                {
                  "taxAuthority": "CANADA_TA",
                  "qualified": true,
                  "treatyCountry": "GBR"
                },
                {
                  "taxAuthority": "AUSTRALIA_TA",
                  "qualified": true,
                  "treatyCountry": "GBR"
                }
              ],
              "name": "Junior Contact",
              "foreignTaxId": "NB400056C",
              "tinOrExplanationRequired": true,
              "part29ACountry": "GBR",
              "cert": true,
              "signatureType": "Electronic",
              "blankForm": true,
              "taxFormFile": "Form5001.pdf",
              "electronicFormat": true
            },
            "externalId": "tester123",
            "sameMailAddress": false,
            "titles": [
              {
                "code": "Account Holder"
              }
            ],
            "authorizedPerson": false
          }
        ],
        "associatedIndividual": {
          "name": {
            "first": "Registered",
            "last": "Contact"
          },
          "dateOfBirth": "1963-12-20",
          "countryOfBirth": "GBR",
          "residenceAddress": {
            "street1": "24 TESTER LANE",
            "city": "LONDON",
            "state": "GB-LND",
            "country": "GB",
            "postalCode": "BR2 9FR"
          },
          "phones": [
            {
              "type": "Mobile",
              "number": "447483849999",
              "country": "GBR",
              "verified": false
            }
          ],
          "email": "DAM41832012@aol.com",
          "identification": {
            "citizenship": "GBR",
            "nationalCard": "NB400056A",
            "issuingCountry": "GBR",
            "expire": false
          },
          "employmentType": "EMPLOYED",
          "employmentDetails": {
            "employer": "Crown Prosecution Service ",
            "occupation": "Other",
            "description": "CIVIL",
            "employerBusiness": "Community/Social Service",
            "employerAddress": {
              "country": "GBR"
            }
          },
          "externalId": "tester123_rc",
          "sameMailAddress": true,
          "titles": [
            {
              "code": "Registered Contact"
            }
          ],
          "authorizedPerson": false
        },
        "financialInformation": [
          {
            "investmentExperience": [
              {
                "assetClass": "STK",
                "yearsTrading": 11,
                "tradesPerYear": 27,
                "knowledgeLevel": "Extensive"
              }
            ],
            "sourcesOfWealth": [
              {
                "sourceType": "SOW-IND-Income",
                "percentage": 10,
                "usedForFunds": true
              },
              {
                "sourceType": "SOW-IND-Pension",
                "percentage": 90,
                "usedForFunds": true
              }
            ],
            "netWorth": 375000,
            "liquidNetWorth": 70000,
            "annualNetIncome": 41600,
            "translated": false
          }
        ],
        "regulatoryInformation": [
          {
            "regulatoryDetail": [
              {
                "code": "EmployeePubTrade",
                "status": false
              },
              {
                "code": "ControlPubTraded",
                "status": false
              },
              {
                "code": "AFFILIATION",
                "status": false
              }
            ],
            "translated": false
          }
        ]
      },
      "externalId": "tester123",
      "type": "INDIVIDUAL",
      "prefix": "skm",
      "email": "DAM41832012@aol.com",
      "mdStatusNonPro": false
    },
    "accounts": [
      {
        "investmentObjectives": [
          "Growth"
        ],
        "tradingPermissions": [
          {
            "exchangeGroup": "US-SEC"
          },
          {
            "exchangeGroup": "EURONEXT-FUND"
          }
        ],
        "externalId": "tester123",
        "baseCurrency": "GBP",
        "multiCurrency": true,
        "margin": "Cash",
        "ira": true,
        "iraType": "JISA",
        "drip": false
      }
    ],
    "users": [
      {
        "externalUserId": "tester123",
        "externalIndividualId": "tester123",
        "prefix": "skm"
      }
    ],
       "translation": false
  }
}

{
  "application": {
    "customer": {
      "accountHolder": {
        "accountHolderDetails": [
          {
            "name": {
              "first": "Jane",
              "last": "Doe"
            },
            "dateOfBirth": "1990-01-29",
            "countryOfBirth": "CZE",
            "residenceAddress": {
              "street1": "1 Test Street",
              "city": "Praha",
              "state": "CZ-10",
              "country": "CZE",
              "postalCode": "100001"
            },
            "email": Doe.Jane@hotmail.com,
            "identification": {
              "citizenship": "CZE",
              "nationalCard": "910829/5009",
              "issuingCountry": "CZE",
              "expire": false
            },
            "taxResidencies": [
              {
                "country": "CZE"
              }
            ],
            "w8Ben": {
              "name": "Jane Doe",
              "tinOrExplanationRequired": true,
              "explanation": "TIN_NOT_DISCLOSED",
              "part29ACountry": "CZE",
              "cert": true,
              "signatureType": "Electronic",
              "blankForm": false,
              "taxFormFile": "Form5001.pdf",
              "electronicFormat": true,
            },
            "externalId": "CZE_NonQI_Indi_Nov2024",
            "sameMailAddress": true
          }
        ]
      },
      "externalId": "CZE_NonQI_Indi_Nov2024",
      "type": "INDIVIDUAL",
      "prefix": "testr",
      "email": "Doe.Jane@hotmail.com",
      "mdStatusNonPro": false,
      "meetAmlStandard": "true",
      "directTradingAccess": true,
      "paperAccount": false
    },
    "accounts": [
      {
        "tradingPermissions": [
          {
            "country": "UNITED STATES",
            "product": "STOCKS"
          },
          {
            "country": "UNITED KINGDOM",
            "product": "STOCKS"
          },
          {
            "country": "GERMANY",
            "product": "STOCKS"
          }
        ],
        "externalId": "CZE_NonQI_Indi_Nov2024",
        "baseCurrency": "CZK",
        "multiCurrency": true,
        "margin": "Cash",
      }
    ],
    "users": [
      {
        "externalUserId": "CZE_NonQI_Indi_Nov2024",
        "externalIndividualId": "CZE_NonQI_Indi_Nov2024",
        "prefix": "testr"
      }
    ],
    "documents": [
      {
        "signedBy": [
          "Jane Doe"
        ],
        "attachedFile": {
          "fileName": "Form5001.pdf",
          "fileLength": 199261,
          "sha1Checksum": "bd60f461d19b9b052bb67a67f8e8a2eeaeb644f8"
        },
        "formNumber": 5001,
        "validAddress": false,
        "execLoginTimestamp": 20231108103920,
        "execTimestamp": 20231108103941
      },
      {
        "signedBy": [
          "Jane Doe"
        ],
        "attachedFile": {
          "fileName": "ProofOfAddressDocd.pdf",
          "fileLength": 329,
          "sha1Checksum": "118416bebc7373939b74d848cb072119e6c0fd5f"
        },
        "formNumber": 8002,
        "validAddress": false,
        "execLoginTimestamp": 20231108103913,
        "execTimestamp": 20231108104004,
        "proofOfAddressType": "Government Issued Letters"
      }
    ],
    "translation": false,
    "paperAccount": false
  }
}