| 经纪商 | 利率 | |
|---|---|---|
| Bank of America | 0.04% | |
| Citi | 0.07% | |
| E-Trade | 0.01% | |
| 盈透证券 | 4.83% | * |
| JP Morgan | 0.02% | |
| Schwab | 0.45% | |
| Wells Fargo | 1.00% |
利率截至2023年11月6日。* 净资产价值大于10万美元的账户其证券分区内的已结算现金正余额可获得上述利率，而净资产价值小于10万美元的账户将根据账户的规模按比例计算利率。账户大宗商品分区持有的现金不能获得利息。利率可能会发生变化。
盈透证券有限公司（Interactive Brokers LLC）是一家美国的经纪商/自营交易商，不是银行，因此盈透证券’的账户不受美国联邦存款保险公司（FDIC）保护，而是受美国证券投资者保护公司（SIPC）保险覆盖。有关SIPC保障的额外信息，请访问www.sipc.org。所显示银行利率是以10万美元存款金额且客户身处康涅狄格州格林威治（Greenwich, CT）为基础。银行利率会视乎客户所在地而有所不同。
BM = IBKR基准利率。更多信息，请参见IBKR基准利率。
| 币种 | 等级 | 支付的利率：IBKR Pro版 | 支付的利率：IBKR Lite版 |
|---|---|---|---|
| 美元 | 0 ≤ 10,000 | 0% | 0% |
| > 10,000 | 4.830% (BM - 0.5%) | 3.830% (BM - 1.5%) | |
| 阿联酋迪拉姆 | 0 ≤ 35,000 | 0% | 0% |
| > 35,000 | 4.327% (BM - 0.75%) | 3.327% (BM - 1.75%) | |
| 澳元 | 0 ≤ 15,000 | 0% | 0% |
| 15,000 ≤ 150,000 | 3.702% (BM - 0.5%) | 2.702% (BM - 1.5%) | |
| > 150,000 | 3.952% (BM - 0.25%) | 2.702% (BM - 1.5%) | |
| 加元 | 0 ≤ 13,000 | 0% | 0% |
| > 13,000 | 4.532% (BM - 0.5%) | 3.532% (BM - 1.5%) | |
| 瑞士法郎 | 0 ≤ 10,000 | 0% | 0% |
| > 10,000 | 1.156% (BM - 0.5%) | 0.156% (BM - 1.5%) | |
| 离岸人民币 | 0 ≤ 70,000 | 0% | 0% |
| > 70,000 | 0.50% | 0.50% | |
| 捷克克朗 | 0 ≤ 250,000 | 0% | 0% |
| > 250,000 | 4.891% (BM - 2%) | 3.891% (BM - 3%) | |
| 丹麦克朗 | 0 ≤ 75,000 | 0% | 0% |
| > 75,000 | 3.067% (BM - 0.5%) | 2.067% (BM - 1.5%) | |
| 欧元 | 0 ≤ 10,000 | 0% | 0% |
| > 10,000 | 3.436% (BM - 0.5%) | 2.436% (BM - 1.5%) | |
| 英镑 | 0 ≤ 8,000 | 0% | 0% |
| > 8,000 | 4.716% (BM - 0.5%) | 3.716% (BM - 1.5%) | |
| 港币 | 0 ≤ 78,000 | 0% | 0% |
| > 78,000 | 3.589% (BM - 0.75%) | 2.589% (BM - 1.75%) | |
| 匈牙利福林 | 0 ≤ 3,500,000 | 0% | 0% |
| > 3,500,000 | 8.253% (BM - 3%) | 7.253% (BM - 4%) | |
| 以色列谢克尔 | 全部 | 0% | 0% |
| 印度卢比 | 全部 | 0% | 0% |
| 日元 | 0 ≤ 5,000,000 | 0% | 0% |
| > 5,000,000 | -0.438% (BM - 0.25%) | -1.438% (BM - 1.25%) | |
| 韩元 | 0 ≤ 12,000,000 | 0% | 0% |
| > 12,000,000 | 2.000% (BM - 1.5%) | 1.000% (BM - 2.5%) | |
| 墨西哥比索 | 0 ≤ 200,000 | 0% | 0% |
| > 200,000 | 7.085% (BM - 4%) | 6.085% (BM - 5%) | |
| 挪威克朗 | 0 ≤ 100,000 | 0% | 0% |
| > 100,000 | 2.208% (BM - 2%) | 1.208% (BM - 3%) | |
| 新西兰元 | 0 ≤ 15,000 | 0% | 0% |
| > 15,000 | 2.826% (BM - 2.5%) | 1.826% (BM - 3.5%) | |
| 波兰兹罗提 | 0 ≤ 400,000 | 0% | 0% |
| > 400,000 | 3.676% (BM - 2%) | 2.676% (BM - 3%) | |
| 沙特里亚尔 | 0 ≤ 35,000 | 0% | 0% |
| > 35,000 | 4.559% (BM - 0.75%) | 3.559% (BM - 1.75%) | |
| 瑞典克朗 | 0 ≤ 110,000 | 0% | 0% |
| > 110,000 | 3.428% (BM - 0.5%) | 2.428% (BM - 1.5%) | |
| 新加坡元 | 0 ≤ 14,000 | 0% | 0% |
| > 14,000 | 2.658% (BM - 1%) | 1.658% (BM - 2%) | |
| 土耳其里拉 | 0 ≤ 250,000 | 0% | 0% |
| > 250,000 | 5% | 4% | |
| 南非兰特 | 0 ≤ 150,000 | 0% | 0% |
| > 150,000 | 7.582% (BM - 1%) | 6.582% (BM - 2%) |
负利率：对于日元余额，IBKR可能会对多头余额应用有效的负利率。对持有日元的账户应用的负利率与账户规模无关。其它货币，如有效利率小于零，则对其余额支付的利息为0%。
| 现金（美元） | 利率 | 支付的利息 | 混合利率 | |
|---|---|---|---|---|
| 阶梯临界值及以下 | 10,000 | 0.00% | 0 | |
| 阶梯临界值以上 | 990,000 | 4.83% | ||
| 合计 | 1,000,000 | |||
| 混合利率 | 1,000,000 | |||
| 现金（美元） | 利率 | 支付的利息 | 混合利率 | |
|---|---|---|---|---|
| 阶梯临界值及以下 | 10,000 | 0.00% | 0 | |
| 阶梯临界值以上 | 290,000 | 4.83% | ||
| 合计 | 300,000 | |||
| 混合利率 | 300,000 | |||
披露
