To check specifically for your deposit please log in to the Client Portal, go to Transfer & Pay followed by Transaction History, select the entry and hover your cursor over the Status column to display a pop-up with the information.
More information on withdrawal hold periods available on our website.
Wire
- The Wire Withdrawal Hold Period is three business days (you may withdraw funds after three business days).
- A wire cannot be internally transferred during the three-day hold period.
ACH Transfer
- Funds may be withdrawn after the four day credit hold back to the originating bank.
- If funds are withdrawn to a bank other than the originating bank via ACH, a 44-business-day withdrawal hold period will be applied.
- ACH funds cannot be internally transferred during the 44-business-day withdrawal hold period.
Check (All checks including retirement plan checks)
- USD Checks Funds are available to withdraw after a 6 business day credit hold, with the exception of Bank Checks, which can be withdrawn immediately.
- HKD Checks The Withdrawal Hold Period is three business days (you may withdraw funds after three business days).
- CAD Checks Fundsare available to withdraw after a five business day credit hold. Please note, only RRSP, Spousal RRSP, and TFSA transfer checks from non-ATON participants are currently accepted.
Online Bill Payment
- Electronic fund transfers: you may withdraw your funds after three business days. US checks: you may withdraw your funds after six business days.
Canadian Bill Payment
- Electronic funds transfer using bill payment: You may withdraw your funds after three business days.
Canadian Electronic Funds Transfer (EFT)
- Funds may be withdrawn after the five day credit hold.
- If funds are withdrawn to a bank other than the originating bank/instruction, a 66-business-day withdrawal hold period will be applied.
Direct Deposit
- You may withdraw your funds after three business days.
Please Note
- The hold period does not include any banking holidays or weekends.
Additional Information
- Withdrawal hold periods available on our website.