Deposits
Easily fund your Interactive Brokers (IBKR) account using our straightforward deposit options. We have included everything you need to know to get your funds working for you quickly and efficiently.
Before initiating your transfer, ensure your IBKR account is active and gather the necessary information:
- Your IBKR account number
- Deposit amount
- Sending institution details
The specific banking instructions will be provided when you create a deposit notification through the portal – an essential step that ensures your funds are properly matched to your account.
Quick Start: FUND YOUR ACCOUNT
- Log in to the Client Portal
- Select Transfer & Pay and then Transfer Funds menu options
- Select Deposit Funds followed by the desired Deposit Method
- Click Get Instructions to get started
Important SEK Deposit Information
- What are SWIFT and Bankgiro payments for SEK?
- Two transfer methods are available for SEK deposits depending on your bank's location.
- Bankgiro is available for banks located in Sweden, while banks located outside of Sweden will use International Bank Transfers (SWIFT).
- Bankgiro:
- Bankgiro is the domestic payment system for the Swedish market in which all banks are included. Banks connect your bank account with your Bankgiro number, and on the day of payment, a withdrawal is made from the payer's account, and a deposit is made to the payee. Bankgiro transfers typically arrive same day to 1 business day at free or very low cost. For further information, see: https://www.bankgirot.se/en/about-bankgirot/our-offer/payment-systems/bankgiro-system/
- SWIFT payment:
- International bank transfers (SWIFT) from outside Sweden may involve intermediary or correspondent banks, which can add complexity to cross-border payments. These transfers typically take 1 to 4 business days and may be delayed due to operating hours of local settlement systems or compliance checks across different jurisdictions.
- IBKR does not control transfer speed. Consult your sending institution about processing times and cut-off times.
- Payments requiring additional review may take longer to credit.
- Please consult with the sending institution about costs, as fees vary by financial institution. We do not charge for deposits.
Transfer Methods:
IBKR offers multiple methods for depositing SEK into your account. Each method provides different benefits in terms of processing speed, convenience, and associated fees. Available transfer options may vary depending on which IBKR entity services your account, as certain deposit methods are entity-specific.
- Bank Transfer/Bankgiro
- Transfer from Wise Balance
Bank Transfer/Bankgiro
Set up a template at your bank to transfer funds from your bank to your IBKR account.
| Availability | All entities except IB Australia, IB Singapore, IB India, and IB Japan |
| Required Information: | Sending bank's details (sending institution name and account number), and IBKR's provided bank account details |
| Speed: | 1 to 2 business days |
| Limits: | Transfer limits may be set by your bank |
| Fee(s): | Fees may apply and are determined by your bank. Generally, fees are free or very low |
| Trading Availability: | Funds are immediately available for trading after arriving at IBKR |
| Withdrawal Hold(s): | 3 business days |
Transfer from Wise Balance
Link your Wise profile, then initiate a fund transfer from your Wise multi-currency account to your IBKR account. Wise converts your funds into an IBKR supported currency and transfers the funds to your IBKR account.
| Availability | IBKR LLC, IB Hong Kong, IB Ireland, and IB UK |
| Required Information: | Your Wise username and password to link to your IBKR account |
| Speed: | Wise converts your funds into a supported currency for this method and transfers the funds to your account. Provide transaction details to review currency-specific arrival times |
| Limits: | Generally, no limits, however transfer limits may be set by Wise |
| Fee(s): | Wise charges for currency conversion. Provide transaction details to review currency-specific fees |
| Trading Availability: | Funds are immediately available for trading after arriving at IBKR |
| Withdrawal Hold(s): | 3 business days |
Withdrawals
Access your funds with our streamlined withdrawal process. This section shows you how to transfer money from your IBKR account back to your bank. We have made retrieving your funds straightforward so you can access your money when you need it.
Quick Start: WITHDRAW FROM YOUR ACCOUNT
- Log in to the Client Portal
- Select Transfer & Pay and then Transfer Funds menu options
- Select Withdraw Funds followed by the desired Withdrawal Method
- Click Use the Method to get started
Important SEK Withdrawal Information
IBKR allows 2 free withdrawals per month. Subsequent withdrawals, regardless of method, are charged a fee. The fee charged depends upon the denomination of the currency withdrawn and the withdrawal method. Please see the IBKR website for more details.
Transfer Methods
IBKR provides withdrawal options depending on which IBKR entity services your account, as certain withdrawal methods may be entity-specific. Available method(s) differ in processing time, limits and associated fees. Review the details below to understand your options.
- Wire/Bankgiro
Wire/Bankgiro
One-time setup of a withdrawal destination at IBKR to tell us where to send the funds via the SWIFT Network.
| Availability | All entities except IB Australia, IB Singapore, IB India and IB Japan |
| Speed: | Receive the funds next day |
| Limits: | Daily limits apply depending on your secure login device. May be subject to further review by your bank |
| Fee(s): | IBKR charges a SEK 50.00 fee for subsequent withdrawals beyond the complimentary allowance. Your bank may also charge fees for incoming funds |
Other Considerations
Unacceptable Deposit Methods
The following deposit methods are not accepted for SEK:
- Physical cash (coin or currency) – IBKR does not support physical cash deposits or over-the-counter transactions at bank branches.
Third-Party Deposits and Withdrawals
Third-party deposits are funds that originate from an account not owned by the receiving IBKR account holder. IBKR generally discourages and reserves the right to reject third-party deposits due to industry-wide fraud and money laundering concerns.
IBKR considers requests to withdraw funds to an account not in your name, but approval is not guaranteed and requires additional reviews. For faster processing it is recommended to withdraw funds to your own bank account. Note that this service is not available for IBA, IBIN, IBSJ, and IBSG customers.
Digital Wallet Providers
IBKR does not support digital banks when the bank is based on a digital wallet. IBKR does not recommend sending funds from a payment processor as funds are often sent without the payment details or sufficient information. This can lead to significant delays in allocating the deposit to your brokerage account or in some cases, to the rejection of the payment. Please see Deposit instructions for payment apps for more information.
Other Restrictions
For anti-money laundering compliance, residents of high-risk countries face restrictions on transfers between countries and can only withdraw to accounts they previously deposited from. We may limit your transfer destinations regardless of location, and changing your base currency requires a 5-day waiting period before withdrawals. Restricted transactions will be automatically blocked. Please see Funds transfer restrictions for more information.
Top Deposits and Withdrawals FAQs