What does the transfer rejection message "Account Violates Credit Policy at IBKR" mean?

When depositing funds from a Wise account to your IBKR trading account, please be aware of the following:

Credit Hold Period…

It depends upon the method of deposit. In the case of deposits made via ACH, interest accrues from the date the deposit arrives through the four-business day credit hold period after which it is credited to the account. In the case of check deposits (other than Bank Checks), no interest is accrued during the credit hold period. Bank Checks and wire transfers are credited to the account effective upon receipt and are therefore not subject to any credit hold…

When you see the message "RejectIfOpening" it means an opening order for that contract is not allowed for your account. This rejection typically occurs when the account has a "Pending Task" that still has to be completed. Look in Pending Items…

Credit and withdrawal hold times depend on the transfer method chosen.

For example, a wire transfer will credit to the account immediately upon arrival, while there is a withdrawal hold period of three business days…