Opting up is your choice. Only consider opting up if all the following are true for you:
- You understand complex and higher‑risk products without relying on prompts or warnings.
- You accept fewer checks and fewer warnings about appropriateness. We may still carry out checks in some situations, but they are less likely.
- You are happy not receiving KIDs for packaged products.
- If you plan to trade CFDs, you accept the loss of some protections. This includes negative balance protection, leverage caps and 50% margin close‑out.
- You can handle larger and faster losses if you trade leveraged products. You understand you could lose more than the money in your account.
- You are happy for us to give more weight to factors like speed or the chance of execution over total cost when handling your orders.
Eligibility and process
The FCA sets the conditions you must meet. We will check your expertise, experience and knowledge. We must also take reasonable steps to confirm you meet at least two of the FCA’s quantitative criteria.
If we agree to opt you up, we will ask you to confirm in writing that you understand the protections you will lose.
If you are not sure
- Stay as a Retail Client; or
- Get independent financial advice.
You can ask us to move you back to Retail later if you want more protection.