Can I rollover my IRA after 60 days?

You may move IRA assets from an IRA or qualified plan through a transfer or a rollover. A direct transfer of cash or assets from an IRA to new IBKR IRA account is generally tax-free and does not constitute a rollover. A direct transfer of cash or assets from a qualified plan is always a rollover. A rollover is a tax-free distribution of cash or assets from an IRA or qualified plan that you contribute to a new IBKR IRA account within a 60 day period to complete the rollover transaction. While the rules for rollovers and transfers differ, they accomplish similar objectives. Both rollovers and transfers facilitate the tax-free movement of IRA monies from one trustee or custodian to another…

Yes, you can convert your traditional IRA to a roth IRA in the Client Portal.

Additional Information…

An IRA rollover completed after the 60-day rollover deadline is considered late.  Your IRA custodian may accept a rollover contribution that missed the 60-day requirement with a waiver. In certain circumstances, the IRS may provide an extension or waiver in the form of a self-certification.  …

You are not allowed to take a loan against an IRA. You may be eligible for a 60 day rollover. We suggest you review the IRS website for additional information…