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Same day ACH deposits are limited to $100,000.\u003C\u002Fli>\u003Cli>Eligible US clients of US Financial Advisors have an ACH deposit limit of $250,000 over seven business days.\u003C\u002Fli>\u003Cli>This service is exclusively available for US currency deposits originating from accounts held under your name at US banks that support ACH transfers.\u003C\u002Fli>\u003Cli>For deposits received before 2pm EST, funds become available for withdrawal following the completion of a 4-business-day credit hold period. Deposits received after 2pm EST are subject to a 5-business-day hold before funds can be withdrawn.\u003C\u002Fli>\u003Cli>Your withdrawal will be subject to a 44-business-day withdrawal hold period unless you withdraw funds via ACH to the same bank account from which you made your deposit.\u003C\u002Fli>\u003C\u002Ful>\u003Cp>\u003Cstrong>Please Note\u003C\u002Fstrong>\u003C\u002Fp>\u003Cul>\u003Cli>All ACH deposits received before 2:00 PM EST are subject to a 4-business-day hold; deposits received after the cutoff will require a 5-business-day hold period. Though funds may be released earlier at IBKR's sole discretion (depending on tenure, deposit history and account balance), IBKR does not provide any guarantees of the accelerated provision on all ACH deposits.\u003C\u002Fli>\u003Cli>Brokers receiving ACH funds transfer to portfolio margin accounts will not have the funds credited to the account until the funds are settled. If you seek immediate use of funds in your portfolio margin account, you may wish to consider a wire transfer.\u003C\u002Fli>\u003C\u002Ful>\u003Cp>\n\u003C\u002Fp>\u003Chr\u002F>\u003Cp>\u003Cstrong>Additional Information\u003C\u002Fstrong> \u003C\u002Fp>\u003Cul>\u003Cli>\u003Ca href=\"https:\u002F\u002Fwww.interactivebrokers.com\u002Fen\u002Findex.php?f=1544&p=cash#funding_03\">Limitations and credit and withdrawal hold periods for ACH deposits\u003C\u002Fa> available on our website\u003C\u002Fli>\u003C\u002Ful>",[1207,1213],{"id":297,"title":298,"feedback_context":1208},{"request_context":1209,"type":1210,"id":297,"faq_id":297,"timestamp":1211,"cir_id":1212},"faq-browser-public,faq-browser-1:JFaqHTTP6-955ef2f2-aa9c-4cfe-aed1-3a80ee6e1e51","FAQ_NAVIGATION",1794552194628,"daab3111-4e31-4762-aeb4-3c10cc84aace",{"id":327,"title":328,"feedback_context":1214},{"request_context":1209,"type":1210,"id":327,"faq_id":327,"timestamp":1211,"cir_id":1212},"\u003Cp>The following restrictions apply to ACH deposits:\u003C\u002Fp>\u003Cul>\u003Cli>ACH deposits are limited to $100,000 over seven business days. Same day ACH deposits are limited to $100,000.\u003C\u002Fli>\u003Cli>Eligible US clients of US Financial Advisors have an ACH deposit limit of $250,000 over seven business days…\u003C\u002Fli>\u003C\u002Ful>",[1217,1230,1238,1246],{"id":1218,"title":1219,"feedback_context":1220,"short_description":1223,"source":1224,"slug":1229},"32647324","How do I send money via an ACH transfer?",{"request_context":1209,"type":1221,"id":1218,"faq_id":1218,"timestamp":1222,"cir_id":1212},"FAQ_SIMILAR",1794552194654,"\u003Cp>\u003Cstrong>\u003Ca href=\"https:\u002F\u002Fwww.interactivebrokers.com\u002Fsso\u002Fresolver?action=TransferFunds&type=DEPOSIT&method=ACH&currency=USD\">INITIATE ACH TRANSFER\u003C\u002Fa>\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>Automated Clearing House (ACH) deposits\u002Fwithdrawals may be made to your IBKR account from and to your bank. ACH transfers are only available for US Dollar deposits from an account held in your name at a U.S. bank that allows ACH deposits. To fund an account in USD from a bank located outside of the U.S. you can use a Bank Wire, please see:…\u003C\u002Fp>",{"id":1225,"title":1226,"link":1227,"sourceType":1228},"faq","IBKR FAQs","https:\u002F\u002Fprod.ibkr-web.com\u002Fibconfluence\u002Fpages\u002Fviewpage.action?pageId=32647324","FAQ","send-money-via-ach-transfer-32647324",{"id":1231,"title":1232,"feedback_context":1233,"short_description":1234,"source":1235,"slug":1237},"1529579747","If a deposit intended to meet an IMD call occurs over the weekend or on a U.S. trading holiday, when will the deposit be applied?",{"request_context":1209,"type":1221,"id":1231,"faq_id":1231,"timestamp":1222,"cir_id":1212},"\u003Cp>If a deposit intended to satisfy an Intraday Margin Deficit (IMD) call is made over a weekend or on a U.S. trading holiday, the deposit is generally credited as part of the deposit activity for the next business day.\u003C\u002Fp>\u003Cp>\u003Cstrong>Example:\u003C\u002Fstrong> If a deposit is made over the weekend and an additional deposit is made the following Monday, both deposits are credited together as part of Monday's deposit activity…\u003C\u002Fp>",{"id":1225,"title":1226,"link":1236,"sourceType":1228},"https:\u002F\u002Fprod.ibkr-web.com\u002Fibconfluence\u002Fpages\u002Fviewpage.action?pageId=1529579747","if-deposit-intended-meet-imd-1529579747",{"id":1239,"title":1240,"feedback_context":1241,"short_description":1242,"source":1243,"slug":1245},"61920646","How do I connect my account for ACH & RFP via Client Portal?",{"request_context":1209,"type":1221,"id":1239,"faq_id":1239,"timestamp":1222,"cir_id":1212},"\u003Cp>\u003Cstrong>\u003Ca href=\"https:\u002F\u002Fwww.interactivebrokers.com\u002Fsso\u002Fresolver?action=TransferFunds&type=WITHDRAWAL&method=ACH&currency=USD\">CONNECT YOUR BANK ACCOUNT\u003C\u002Fa>\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>Use the button above or follow the below procedure to connect your bank account for ACH via Traditional Account Verification:…\u003C\u002Fp>",{"id":1225,"title":1226,"link":1244,"sourceType":1228},"https:\u002F\u002Fprod.ibkr-web.com\u002Fibconfluence\u002Fpages\u002Fviewpage.action?pageId=61920646","connect-account-ach-rfp-via-61920646",{"id":1247,"title":1248,"feedback_context":1249,"short_description":1250,"source":1251,"slug":1253},"35796616","I have a bank account in the US but I am a customer of Interactive Brokers Canada. Why can't I use ACH to send funds from my bank account?",{"request_context":1209,"type":1221,"id":1247,"faq_id":1247,"timestamp":1222,"cir_id":1212},"\u003Cp>Interactive Brokers does not allow international ACH transactions between a bank account held at a US bank and a bank account held at a Canadian bank. Since Interactive Brokers Canada Inc. deposits its clients' cash in bank accounts with Canadian banks, an ACH transaction from a US bank is not an acceptable funding method. If you are attempting to fund from any location outside of Canada, Bank Wire is the only method available…\u003C\u002Fp>",{"id":1225,"title":1226,"link":1252,"sourceType":1228},"https:\u002F\u002Fprod.ibkr-web.com\u002Fibconfluence\u002Fpages\u002Fviewpage.action?pageId=35796616","have-bank-account-us-but-35796616",{"request_context":1209,"type":1255,"id":1203,"faq_id":1203,"timestamp":1211,"cir_id":1212},"FAQ_CONTENT","restrictions-linked-bank-account-ach-64184577"]