I recently transferred in funds via ACH and converted them to another currency. Why am I unable to withdraw the converted funds?

Funds transferred in via ACH may be withdrawn after the four day credit hold back to the originating bank. However, if funds are converted or withdrawn to a bank other than the originating bank via ACH, a 44-business-day withdrawal hold period will be applied.

If you wish to withdraw the funds in the converted currency, you must first withdraw the funds in their original currency back to the originating account via ACH. Once the funds have been returned, then you can deposit via wire transfer and withdraw the desired funds without the 44 business day restriction. For wires, funds can be withdrawn after three business days. 

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