What is the rate I earn on my cash balances in an IBKR Lite account with IBKR Singapore?

The interest paid on cash balances is calculated based on the Tier 2 IBKR Pro rate minus 1%.

For more information, please review the webpage for Interest Paid on Idle Cash Balances…

There is no difference in trading commissions in between cash accounts and margin accounts.

More information on trading commissions and interest paid on idle cash balances and charged on margin loans…

For negative rate currencies, IBKR Lite clients will get the same benefit as IBKR Pro clients of not being charged interest on the first tier. However, IBKR Lite clients may be charged on Tier 2 balances.

Additional Information…

IBSG clients enrolled in IBKR Lite are subject to the following interest, fees and rates:

• lower interest earned on uninvested cash balances;
• no interest earned on uninvested cash balances that are being posted to IBSG as collateral to meet margin requirements associated with derivative products;…