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apply. This policy was implemented to protect against preventable losses due to reversals. A check deposit may be reversed for several reasons, including but not limited to, insufficient funds, stop payment, and invalid and\u002For missing information. Clients are encouraged to send funds via a bank check or a wire if they wish for immediate availability of funds.\u003C\u002Fp>\u003Cp>\u003Cstrong>Additional Information\u003C\u002Fstrong> \u003C\u002Fp>\u003Cul>\u003Cli>\u003Ca href=\"https:\u002F\u002Fwww.interactivebrokers.com\u002Fen\u002Findex.php?f=1544#funding_05\">Limitations and credit and withdrawal hold periods for Online Bill Payment deposits\u003C\u002Fa> can be found on our website.\u003C\u002Fli>\u003C\u002Ful>",[1204,1210],{"id":297,"title":298,"feedback_context":1205},{"request_context":1206,"type":1207,"id":297,"faq_id":297,"timestamp":1208,"cir_id":1209},"faq-browser-public,faq-browser-1:Jibotsrv4-329f8b05-1e7f-493e-9e83-e44a621471d6","FAQ_NAVIGATION",1794547531832,"5942ec5c-820e-4ddb-b0ae-520d1cb3301b",{"id":326,"title":327,"feedback_context":1211},{"request_context":1206,"type":1207,"id":326,"faq_id":326,"timestamp":1208,"cir_id":1209},"\u003Cp>An Online Bill Pay can be sent by your bank as an electronic payment or as a physical check.  The method your bank chooses is out of IBKR's control. In the event the sending institution sends a check to IBKR, our standard six business day hold policy will apply. This policy was implemented to protect against preventable losses due to reversals. A check deposit may be reversed for several reasons, including but not limited to, insufficient funds, stop payment, and invalid and\u002For missing information. Clients are encouraged to send funds via a bank check or a wire if they wish for immediate availability of funds…\u003C\u002Fp>",[1214,1227,1235,1243],{"id":1215,"title":1216,"feedback_context":1217,"short_description":1220,"source":1221,"slug":1226},"469871476","How do I deposit USD to Interactive Brokers?",{"request_context":1206,"type":1218,"id":1215,"faq_id":1215,"timestamp":1219,"cir_id":1209},"FAQ_SIMILAR",1794547531865,"\u003Cp>\u003Cstrong>What type of transfer can I use to fund my account with USD?\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>IBKR offers a number of flexible and convenient methods for funding your account. The funding options are Direct ACH Transfer, ACH, Bank Wire, Online Bill Pay, Check, Mobile Check,  Request for Payment (RFP) and via Wise…\u003C\u002Fp>",{"id":1222,"title":1223,"link":1224,"sourceType":1225},"faq","IBKR FAQs","https:\u002F\u002Fprod.ibkr-web.com\u002Fibconfluence\u002Fpages\u002Fviewpage.action?pageId=469871476","FAQ","deposit-usd-interactive-brokers-469871476",{"id":1228,"title":1229,"feedback_context":1230,"short_description":1231,"source":1232,"slug":1234},"61900540","Do I need to send a proof of deposit?",{"request_context":1206,"type":1218,"id":1228,"faq_id":1228,"timestamp":1219,"cir_id":1209},"\u003Cp>Proof of deposits are only required if requested. 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