How is the free withdrawal per month applied for multiple accounts?

If you maintain multiple accounts, each is eligible for two free withdrawals per month. However, the free withdrawals cannot be transferred from one account to another nor can they be carried over to the next month if unused.

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Why am I being charged a fee for my first withdrawal of the month?
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I already have a PEA Account. Can I open another one?
What is the fee to withdrawal from an ISA?