IBKR permits the return of credited payments from an ISA account back to the originating bank account under these conditions:
- Client informs IBKR within 4 weeks of unintentional over-contribution.
- Funds remained in cash, unused for trading.
- No partial or full payouts occurred, as these are taxable events.
- Cancellation occurs before the tax year deadline of April 5th.
You are required to contact Client Services via the message center for further assistance. When creating a ticket, please select topic "Funds and Banking".