Funding your IRA with cash contributions is offered by ACH, wire, online bill pay, or check. Before you contribute or transfer funds, you must fill out an IRA Deposit Form from Client Portal. Please note that there is a limitation on yearly IRA contributions.
Moving assets into your IRA from the same IRA plan with another financial institution is available through ACATS, or through Free of Payment (FOP) for US stock, warrants and US bonds. Firms call transfers between the same IRA plans a direct IRA transfer or a trustee to trustee transfer.
Directly transferring assets into your IRA from a Workplace Retirement Plan or from a different IRA plan type is a Rollover. If offered by the other financial institution, Free of Payment (FOP) lets you rollover positions. You can rollover money into your IRA by wire or a check by filling out an IRA Rollover Deposit Form from Client Portal.
Please consult your tax advisor regarding your specific situation.
See a complete list of all IRA transfer methods available to IBKR clients below and select any of them to learn more.
Wire | Check |** Direct Rollover |** Trustee-to-Trustee | Late Rollover | Employee/Employer SEP Contribution | Recharacterization | Roth IRA Conversion | ACATS
Additional Information
- IRA transfer methods on our website.