How do I connect my account for ACH & RFP via Client Portal?

CONNECT YOUR BANK ACCOUNT

Use the button above or follow the below procedure to connect your bank account for ACH via Traditional Account Verification:

1. Log in to Client Portal
2. Select Transfer & Pay followed by Transfer Funds
3. Select Deposit Funds or Withdraw Funds
4. Choose either Use a new deposit method or Use a new withdrawal method
5. Select Currency United States Dollar (USD) and click on the  Link a Bank Account  button next to Link a New Bank Account
6. Then click on Enter your banking information, fill out the information on the page and click Continue
7. You will be asked to confirm your request via electronic signature and security token authentication which authorizes both IBKR and your bank to act upon any transfer requests you provide through IBKR;
8. If your bank account is in your name then your account will instantly link to your bank account. Then you can set up your deposit or withdrawal transfers. 
9. If we cannot verify the bank account is in your name, we will use the traditional verification method of sending two micro-deposits to your bank account.
10. Within 1-3 business days, two random credits (micro-deposits) each less than one dollar and a corresponding debit (withdrawal) will be issued to your bank account
11. You will need to monitor your bank account for these transactions as they will be needed to confirm this funding instruction. Note that these transactions may take place on different days.

Once you have these amounts, complete your traditional account verification for ACH proceed as follows:

1. Log back in to the Client Portal
2. Click on the bell icon in the upper right
3. From the drop down menu select Pending Items and choose ACH verification.

Once you have entered the correct amounts, you may use the ACH instruction for deposit and withdrawal transfers.

Please Note

• The process to connect your bank account to be used for ACH deposits/withdrawals can be initiated from your IBKR account or at your bank as described in the IBKR Knowledge Base.
• ACH transfers are only available for US Dollar deposits from an account held in your name at a US bank that allows ACH deposits. To fund an account in USD from a bank located outside of the US you can use a Bank Wire. Please see: How do I fund my account via bank wire?

Additional Information

• ACH transactions in our Users' Guide.
• How to Initiate ACH Transfers