How do I change the year for an IRA contribution that has already been made?

The recharacterization of IRA contributions is a change of the annual contribution made to a Traditional or Roth IRA into the other IRA type. This includes the designation of a contribution plus earnings from one IRA type into the other IRA type.

Recharacterzied contributions do not include Roth Conversions or Rollovers…

To have your IRA distribution code adjusted, please submit a webticket and state what adjustment you need to have made. The IRA department will review and, if appropriate, make the adjustment. To submit a webticket, login to the Client Portal…

When you intend to make a new contribution into your ISA account, you can see an overview of the contributions for the current tax year on the 'Make a Deposit' page in the Client Portal. Alternatively, you can check the contributions made (along with withdrawals) by running a…

You can find information on current IRA contribution limits on our website. If contributions are made to multiple IRA accounts established for the same beneficial owner, the contribution limit to the Roth will be reduced as if all contributions were made to the Roth. …