The timing for CAD deposits varies based on the payment network your bank uses to transfer the funds.
| Payment Type | Timing | Approximate Cost* |
| Bank Wire | Usually 1 business day or less | Determined by your bank |
| Canadian Online Bill Payment | Usually 3 business days | $0 |
| Canadian Electronic Funds Transfer (EFT), | Usually 5 business days | $0 |
*Please consult with the sending institution about the costs to process your payment as this may vary by financial institution. IBKR does not charge fees for the deposit of funds.
Note
- IBKR credits funds in real time upon receipt under normal circumstances.
- IBKR does not have influence on the speed of transfer. You may consult with the sending institution regarding their processing times and cut off times.
- Payments that are subject to additional review may take longer to credit.
Additional Information