How can I view interest accruals, calculations, and payments for my account?

You can view interest accruals, calculations, and payments for your Interactive Brokers (IBKR) account through several methods:

• Activity Statements:
  1. Log into Client Portal
  2. Click Performance & Reports followed by Statements 
  3. In the Default Statements panel, select Activity
  4. Select Period, Date, Format and Language
  5. Click View or Download, as desired.

In the Activity Statement, you will find:

• • 'Interest Accruals' section: Shows daily interest accruals
  • 'Interest' section: Displays actual interest charged or paid (typically in the following month's statement)
  • 'Cash Report' section: Provides ending settled cash balance details
• Custom "Interest Details" Statement:
  1. Log in to Client Portal
  2. Click the Performance & Reports menu followed by Statements.
  3. In the Custom Statements panel, click the Create "+" icon on the right-hand side.
  4. Enter “Interest Details” as the Statement Name and "Activity" as the Statement Type
  5. Under Default Sections select your desired sections
  6. Under Optional Sections select “Interest Details”
  7. Under the Section Configurations and Delivery Configuration sections make desired selections and click Continue
  8. Review Your Custom Statement and click Create, then click OK on the confirmation screen.
  9. Once back on the Statements screen, scroll down to Custom Statements and click "Run" next to "Interest Details"
  10. Select your preferred Period, Date, and Language
  11. Click Download next to your preferred Format.

The Custom Statement shows:

• •  Daily negative or positive settled cash balances
  • Applicable interest rates
  • Calculated interest for each day
• Real-time Cash Balances:

Available in any IBKR trading platform.

In Client Portal:

• 1. Log in to Client Portal
  2. Go to the Home page
  3. Click the expand (arrow) icon in the Top Portfolio Positions widget
  4. View open positions and cash balances under "Cash"
  5. Click the Details "+" icon to see account details.
• Flex Query Reports:

1. Log in to Client Portal
2. Click Performance & Reports followed by Flex Queries 
3. Click the Create "+" icon to create an Activity Flex Query
4. Configure the report to include the Interest Accrual and/or Interest Details sections
5. Then click Continue and Create.

Important Notes

• Interest is calculated daily based on end-of-day settled cash balances.
• Interest accruals are typically posted to your account on the third business day of the following month.
• Interest accruals less than $1.00 (or the minimum unit for other currencies) will accumulate until they reach the amount required for posting.

Additional Information

• For current interest rates and detailed calculation information, visit the IBKR Pricing and Interest Rates page.