Your deposit may not arrive and will return to your sending bank if:
- Bank routing details don't match IBKR's provided instructions (Bank Account Title, Beneficiary Account Number, Beneficiary Bank SWIFT/Routing Code)
- Currency sent differs from currency selected in deposit notification
In either case, funds typically return to your sending bank within several business days. If you haven't received the returned funds after 4 business days, please contact your bank to initiate a recall.
Important Notes:
- Only your sending bank can trace or recall payments
- Return processing time depends on the banks involved
- IBKR provides different instructions for each currency
- Always verify banking details and currency before sending
Missing Payment Reference?
If you forgot to include your U-Account/Name in the payment reference field, funds may arrive. IBKR will contact you if additional information is needed to credit the funds. Learn more here: What is a proof of deposit?
Additional Information