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their mind). The parent or guardian who opened the Junior ISA acts as the registered contact, but they cannot access the money once it has been deposited, unless there are exceptional circumstances. When your child turns 18, they can open a new adult IBUKL Stocks and Shares ISA via the IBKR website. Once the new adult IBUKL Stocks and Shares ISA is open, your child can submit a request for the funds to be transferred from the IBUKL Junior Stocks and Shares ISA to the new adult IBUKL Stocks and Shares ISA.\u003C\u002Fp>\u003Cp>\u003Cstrong>Additional Information\u003C\u002Fstrong>\u003C\u002Fp>\u003Cul>\u003Cli>\u003Ca href=\"https:\u002F\u002Fwww.interactivebrokers.com\u002Flib\u002Fcstools\u002Ffaq\u002F#\u002Fcontent\u002F340003447\">Can I make withdrawals from a Junior Stocks and Shares ISA?\u003C\u002Fa>\u003C\u002Fli>\u003Cli>\u003Ca href=\"https:\u002F\u002Fibkr.info\u002Farticle\u002F4587\">Information Regarding IBUKL JISA (Junior Individual Savings Account)\u003C\u002Fa>\u003C\u002Fli>\u003C\u002Ful>",[1204,1210,1212],{"id":331,"title":332,"feedback_context":1205},{"request_context":1206,"type":1207,"id":331,"faq_id":331,"timestamp":1208,"cir_id":1209},"faq-browser-public,faq-browser-1:JFaqHTTP6-4b0956be-657f-4717-a7ba-13b6899b4078","FAQ_NAVIGATION",1794515935018,"4c334f04-c1de-4e56-a342-aa2bdf62f840",{"id":381,"title":382,"feedback_context":1211},{"request_context":1206,"type":1207,"id":381,"faq_id":381,"timestamp":1208,"cir_id":1209},{"id":389,"title":390,"feedback_context":1213},{"request_context":1206,"type":1207,"id":389,"faq_id":389,"timestamp":1208,"cir_id":1209},"\u003Cp>All payments made into a Junior ISA belong to the child (i.e., all payments made into the Junior ISA are a gift to the child and as such cannot be repaid to the subscriber if at a later date the subscriber changes their mind). The parent or guardian who opened the Junior ISA acts as the registered contact, but they cannot access the money once it has been deposited, unless there are exceptional circumstances. …\u003C\u002Fp>",[1216,1228,1235,1242],{"id":1217,"title":1218,"feedback_context":1219,"short_description":1222,"source":1223},"340003378","Who can open a Junior ISA and who is the registered contact?",{"request_context":1206,"type":1220,"id":1217,"faq_id":1217,"timestamp":1221,"cir_id":1209},"FAQ_SIMILAR",1794515935055,"\u003Cp>You can open a Junior ISA for a child if you’re their parent or legal guardian. The parent or legal guardian opening the account will be the ‘registered contact’, but the money will not be accessible to them and will always belong to the child. The child normally won’t be able to access the money until their 18…\u003C\u002Fp>",{"id":1224,"title":1225,"link":1226,"sourceType":1227},"faq","IBKR FAQs","https:\u002F\u002Fprod.ibkr-web.com\u002Fibconfluence\u002Fpages\u002Fviewpage.action?pageId=340003378","FAQ",{"id":1229,"title":1230,"feedback_context":1231,"short_description":1232,"source":1233},"340003361","Who is eligible for a Junior ISA?",{"request_context":1206,"type":1220,"id":1229,"faq_id":1229,"timestamp":1221,"cir_id":1209},"\u003Cp>Your child is eligible for a Junior ISA if they’re under the age of 18, and resident in the UK. You can also open a Junior ISA for your child if you are a crown employee serving overseas.\n …\u003C\u002Fp>",{"id":1224,"title":1225,"link":1234,"sourceType":1227},"https:\u002F\u002Fprod.ibkr-web.com\u002Fibconfluence\u002Fpages\u002Fviewpage.action?pageId=340003361",{"id":1236,"title":1237,"feedback_context":1238,"short_description":1239,"source":1240},"340003447","Can I make withdrawals from a Junior Stocks and Shares ISA?",{"request_context":1206,"type":1220,"id":1236,"faq_id":1236,"timestamp":1221,"cir_id":1209},"\u003Cp>No, unless exceptional circumstances exist. All payments made into the IBUKL Junior Stocks and Shares ISA are a gift to the child and so cannot normally be withdrawn until the child turns 18.\u003C\u002Fp>\u003Cp>\u003Cstrong>Please Note\u003C\u002Fstrong>…\u003C\u002Fp>",{"id":1224,"title":1225,"link":1241,"sourceType":1227},"https:\u002F\u002Fprod.ibkr-web.com\u002Fibconfluence\u002Fpages\u002Fviewpage.action?pageId=340003447",{"id":1243,"title":1244,"feedback_context":1245,"short_description":1246,"source":1247},"340003522","What happens if I exceed my child's Junior ISA allowance?",{"request_context":1206,"type":1220,"id":1243,"faq_id":1243,"timestamp":1221,"cir_id":1209},"\u003Cp>If you have accidentally paid too much into your child’s Junior ISAs your child will not get any tax relief on the excess payments you have made. The Junior ISA allowance is a combined annual limit across both types of Junior ISA: cash, and stocks and shares…\u003C\u002Fp>",{"id":1224,"title":1225,"link":1248,"sourceType":1227},"https:\u002F\u002Fprod.ibkr-web.com\u002Fibconfluence\u002Fpages\u002Fviewpage.action?pageId=340003522",{"request_context":1206,"type":1250,"id":1200,"faq_id":1200,"timestamp":1208,"cir_id":1209},"FAQ_CONTENT"]