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Charts",{"request_context":23,"type":24,"id":1188,"faq_id":1188,"timestamp":989,"cir_id":26},{"request_context":23,"type":24,"id":1090,"faq_id":1090,"timestamp":989,"cir_id":26},{"request_context":23,"type":24,"id":982,"faq_id":982,"timestamp":1193,"cir_id":26},1794521498946,{"request_context":23,"type":294,"id":627,"faq_id":627,"timestamp":550,"cir_id":26},"https:\u002F\u002Fwww.interactivebrokers.com\u002Fibot",{"@type":1197,"server_version":5,"session_id":1198,"id":1199,"question":1200,"answer":1201,"navigation":1202,"short_description":1211,"similars":1212,"feedback_context":1246},"FAQ_BROWSER_CONTENT","6bc26444-2ea8-41e8-8fdd-5a65b68c76e3","28220803","What time of day are ACH deposit requests processed?","\u003Cp>ACH deposits are processed regularly throughout the day and ACH deposits are subject to a 4 business day credit hold before funds are available for trading.\u003C\u002Fp>\u003Cp>Clients who submit their ACH deposit request by 2pm EST will have access to their funds after the 4th business day; for clients who submit their ACH deposit request after 2pm EST will have access to their funds after the 5th business day due to the 2pm EST processing cutoff time.\u003C\u002Fp>\u003Cp>\u003Cstrong>Examples of Credit Hold\u003C\u002Fstrong>\u003C\u002Fp>\u003Cul>\u003Cli>Client submits ACH deposit request at 11am EST on Monday. Funds would be credited early Friday AM.\u003C\u002Fli>\u003Cli>Client submits ACH deposit request at 3pm EST on Tuesday. Funds would be credited early Tuesday AM on the following Tuesday.\u003C\u002Fli>\u003C\u002Ful>\u003Cp>\u003Cstrong>Note\u003C\u002Fstrong>\u003C\u002Fp>\u003Cul>\u003Cli>All deposits made by ACH are subject to a standard 4 business days credit hold. Though funds may be released earlier at IBKR's sole discretion (depending on tenure, deposit history and account balance), IBKR does not provide any guarantees of the accelerated provision on all ACH deposits.\u003C\u002Fli>\u003Cli>Brokers receiving ACH funds transfer to portfolio margin accounts will not have the funds credited to the account until the funds are settled. If you seek immediate use of funds in your portfolio margin account, you may wish to consider a wire transfer.\u003C\u002Fli>\u003C\u002Ful>\u003Cp>\u003Cstrong>Additional Information\u003C\u002Fstrong>\u003C\u002Fp>\u003Cul>\u003Cli>ACH deposits, including the time of credit to the account and limitations, are available on \u003Ca href=\"https:\u002F\u002Fwww.interactivebrokers.com\u002Fen\u002Findex.php?f=1544#funding_03\">our website\u003C\u002Fa>.\u003C\u002Fli>\u003C\u002Ful>",[1203,1209],{"id":297,"title":298,"feedback_context":1204},{"request_context":1205,"type":1206,"id":297,"faq_id":297,"timestamp":1207,"cir_id":1208},"faq-browser-public,faq-browser-1:Jibotsrv3-515a610c-8a00-4b6e-bf32-8dd99dc12d73","FAQ_NAVIGATION",1794521498957,"c00b6579-b4d7-4062-8286-b7d6a51e52f9",{"id":301,"title":302,"feedback_context":1210},{"request_context":1205,"type":1206,"id":301,"faq_id":301,"timestamp":1207,"cir_id":1208},"\u003Cp>ACH deposits are processed regularly throughout the day and ACH deposits are subject to a 4 business day credit hold before funds are available for trading.\u003C\u002Fp>\u003Cp>Clients who submit their ACH deposit request by 2pm EST will have access to their funds after the 4th business day; for clients who submit their ACH deposit request after 2pm EST will have access to their funds after the 5th business day due to the 2pm EST processing cutoff time…\u003C\u002Fp>",[1213,1225,1232,1239],{"id":1214,"title":1215,"feedback_context":1216,"short_description":1219,"source":1220},"41556596","What is the credit hold period for ACH deposits?",{"request_context":1205,"type":1217,"id":1214,"faq_id":1214,"timestamp":1218,"cir_id":1208},"FAQ_SIMILAR",1794521498997,"\u003Cp>ACH transfers, while electronic, function similarly to checks as funds are not guaranteed upon receipt. ACH deposits received before 2pm EST are subject to a 4-business-day hold period from the value date, while those received after 2pm EST require a 5-business-day hold. This ACH deposit credit hold is systematically released when the US regular market opens on the respective fourth or fifth business day following the transaction…\u003C\u002Fp>",{"id":1221,"title":1222,"link":1223,"sourceType":1224},"faq","IBKR FAQs","https:\u002F\u002Fprod.ibkr-web.com\u002Fibconfluence\u002Fpages\u002Fviewpage.action?pageId=41556596","FAQ",{"id":1226,"title":1227,"feedback_context":1228,"short_description":1229,"source":1230},"778013148","I recently transferred in funds via ACH and converted them to another currency. Why am I unable to withdraw the converted funds?",{"request_context":1205,"type":1217,"id":1226,"faq_id":1226,"timestamp":1218,"cir_id":1208},"\u003Cp>Funds transferred in via ACH may be withdrawn after the four day credit hold back to the originating bank. However, if funds are converted or withdrawn to a bank other than the originating bank via ACH, a 44-business-day withdrawal hold period will be applied…\u003C\u002Fp>",{"id":1221,"title":1222,"link":1231,"sourceType":1224},"https:\u002F\u002Fprod.ibkr-web.com\u002Fibconfluence\u002Fpages\u002Fviewpage.action?pageId=778013148",{"id":1233,"title":1234,"feedback_context":1235,"short_description":1236,"source":1237},"77064194","Does a deposit subject to a \"Credit Hold\" accrue credit interest during the hold period?",{"request_context":1205,"type":1217,"id":1233,"faq_id":1233,"timestamp":1218,"cir_id":1208},"\u003Cp>It depends upon the method of deposit. In the case of deposits made via ACH, interest accrues from the date the deposit arrives through the four-business day credit hold period after which it is credited to the account. In the case of check deposits (other than Bank Checks), no interest is accrued during the credit hold period. Bank Checks and wire transfers are credited to the account effective upon receipt and are therefore not subject to any credit hold…\u003C\u002Fp>",{"id":1221,"title":1222,"link":1238,"sourceType":1224},"https:\u002F\u002Fprod.ibkr-web.com\u002Fibconfluence\u002Fpages\u002Fviewpage.action?pageId=77064194",{"id":1240,"title":1241,"feedback_context":1242,"short_description":1243,"source":1244},"77064172","What is the definition of credit hold period?",{"request_context":1205,"type":1217,"id":1240,"faq_id":1240,"timestamp":1218,"cir_id":1208},"\u003Cp>The Credit Hold Period is the number of days before funds are posted to the customer's account and are available for trading. Funds are posted after the close of business of the relevant day (e.g., 4 business days means funds are posted close of business on the 4th day)…\u003C\u002Fp>",{"id":1221,"title":1222,"link":1245,"sourceType":1224},"https:\u002F\u002Fprod.ibkr-web.com\u002Fibconfluence\u002Fpages\u002Fviewpage.action?pageId=77064172",{"request_context":1205,"type":1247,"id":1199,"faq_id":1199,"timestamp":1207,"cir_id":1208},"FAQ_CONTENT"]