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to a mandatory hold period before they are credited to your IBKR account. This is standard procedure for Wise transfers. The funds are not immediately available upon deposit.\u003C\u002Fli>\u003C\u002Ful>\u003Cp>\u003Cstrong>Check Deposit Status\u003C\u002Fstrong>\u003C\u002Fp>\u003Col start=\"1\">\u003Cli>Log in to the IBKR Client Portal and navigate to the 'Deposits & Withdrawals' section of your Year-To-Date (YTD) Activity Statement to verify the current status of your deposit.\u003C\u002Fli>\u003C\u002Fol>\u003Cp>\u003Cstrong>Linked vs. Unlinked Wise Account\u003C\u002Fstrong>\u003C\u002Fp>\u003Cul>\u003Cli>If your Wise account is \u003Cstrong>linked\u003C\u002Fstrong> to your IBKR account, processing is typically faster.\u003C\u002Fli>\u003Cli>If your Wise account is \u003Cstrong>not linked\u003C\u002Fstrong>, the deposit will remain on hold for a longer period before being credited. To link your Wise account, log in to the Client Portal and follow the account linking steps.\u003C\u002Fli>\u003C\u002Ful>\u003Cp>To Link Your Wise Account and Make Future Deposits:\u003C\u002Fp>\u003Col start=\"1\">\u003Cli>Log in to the \u003Cstrong>\u003Ca href=\"https:\u002F\u002Fwww.interactivebrokers.com\u002Fsso\u002Fresolver?action=ACCT_MGMT_MAIN\">Client Portal\u003C\u002Fa>\u003C\u002Fstrong>\u003C\u002Fli>\u003Cli>Select \u003Cstrong>Transfer & Pay\u003C\u002Fstrong>, then \u003Cstrong>Transfer Funds\u003C\u002Fstrong>\u003C\u002Fli>\u003Cli>Click \u003Cstrong>Make a Deposit\u003C\u002Fstrong>\u003C\u002Fli>\u003Cli>Select your currency\u003C\u002Fli>\u003Cli>Choose \u003Cstrong>Transfer from Wise Balance\u003C\u002Fstrong> as the funding method\u003C\u002Fli>\u003C\u002Fol>\u003Cp>\u003Cstrong>Third-Party Deposits\u003C\u002Fstrong>\u003C\u002Fp>\u003Cul>\u003Cli>IBKR requires that all deposits come from a bank account in your own name. Deposits from another person's Wise account (e.g., a family member) may be subject to additional review or restrictions.\u003C\u002Fli>\u003C\u002Ful>\u003Cp>\u003Cstrong>For Faster Access to Funds\u003C\u002Fstrong>\u003C\u002Fp>\u003Cul>\u003Cli>Consider using a Bank Wire transfer from a bank account in your home country, as this method typically avoids the credit hold period associated with Wise deposits.\u003C\u002Fli>\u003C\u002Ful>\u003Cp>If the deposit still has not appeared after the hold period, please contact IBKR Client Services via Live Chat or Phone Support with your deposit details (amount, date, and Wise transaction reference) for further investigation.\u003C\u002Fp>\u003Chr\u002F>\u003Cp>\u003Cstrong>Additional Information\u003C\u002Fstrong>\u003C\u002Fp>\u003Cul>\u003Cli>\u003Ca href=\"https:\u002F\u002Fwww.interactivebrokers.com\u002Flib\u002Fcstools\u002Ffaq\u002F#\u002Fcontent\u002F1146098196\">Funding Via Wise\u003C\u002Fa> available in our Knowledge Base\u003C\u002Fli>\u003Cli>\u003Ca href=\"https:\u002F\u002Fwww.interactivebrokers.com\u002Fen\u002Findex.php?f=1544&p=cash#funding_01\">Limitations and credit and withdrawal hold periods for wire deposits\u003C\u002Fa> available on our website\u003C\u002Fli>\u003Cli>\u003Ca href=\"https:\u002F\u002Fwww.interactivebrokers.com\u002Flib\u002Fcstools\u002Ffaq\u002F#\u002Fcontent\u002F29083510\">When will the funds I deposited be credited to my account?\u003C\u002Fa> \u003C\u002Fli>\u003C\u002Ful>",[1206,1212],{"id":297,"title":298,"feedback_context":1207},{"request_context":1208,"type":1209,"id":297,"faq_id":297,"timestamp":1210,"cir_id":1211},"faq-browser-public,faq-browser-1:Jibotsrv3-ec985f1e-082b-4fac-90e1-b652135f19d9","FAQ_NAVIGATION",1794512653723,"c02fd486-da49-43ac-b42e-4498adac609c",{"id":327,"title":328,"feedback_context":1213},{"request_context":1208,"type":1209,"id":327,"faq_id":327,"timestamp":1210,"cir_id":1211},"\u003Cp>When depositing funds from a Wise account to your IBKR trading account, please be aware of the following:\u003C\u002Fp>\u003Cp>\u003Cstrong>Credit Hold Period\u003C\u002Fstrong>…\u003C\u002Fp>",[1216,1228,1236,1243],{"id":1217,"title":1218,"feedback_context":1219,"short_description":1222,"source":1223},"696250229","Why is there a discrepancy between the amount I transferred and the available balance or credited amount in my account?",{"request_context":1208,"type":1220,"id":1217,"faq_id":1217,"timestamp":1221,"cir_id":1211},"FAQ_SIMILAR",1794512653750,"\u003Cp>There are two main reasons for discrepancies between the amount you transfer and what's available or credited to your Interactive Brokers (IBKR) account:\u003C\u002Fp>\u003Col start=\"1\">\u003Cli>\u003Cstrong>ACH Deposit Hold Period:\u003C\u002Fstrong>\n\u003Cul>\u003Cli>When you make an ACH deposit, there's a standard hold period that affects your available balance:…\u003C\u002Fli>\u003C\u002Ful>\u003C\u002Fli>\u003C\u002Fol>",{"id":1224,"title":1225,"link":1226,"sourceType":1227},"faq","IBKR FAQs","https:\u002F\u002Fprod.ibkr-web.com\u002Fibconfluence\u002Fpages\u002Fviewpage.action?pageId=696250229","FAQ",{"id":1229,"title":1230,"feedback_context":1231,"short_description":1233,"source":1234},"126545826","What is the credit hold period for wire deposits?",{"request_context":1208,"type":1220,"id":1229,"faq_id":1229,"timestamp":1232,"cir_id":1211},1794512653751,"\u003Cp>Under normal circumstances, wire transfers will credit to your account immediately upon arrival.\u003C\u002Fp>\u003Cp>Funds are available for withdrawal after three business days…\u003C\u002Fp>",{"id":1224,"title":1225,"link":1235,"sourceType":1227},"https:\u002F\u002Fprod.ibkr-web.com\u002Fibconfluence\u002Fpages\u002Fviewpage.action?pageId=126545826",{"id":1237,"title":1238,"feedback_context":1239,"short_description":1240,"source":1241},"77064194","Does a deposit subject to a \"Credit Hold\" accrue credit interest during the hold period?",{"request_context":1208,"type":1220,"id":1237,"faq_id":1237,"timestamp":1232,"cir_id":1211},"\u003Cp>It depends upon the method of deposit. In the case of deposits made via ACH, interest accrues from the date the deposit arrives through the four-business day credit hold period after which it is credited to the account. In the case of check deposits (other than Bank Checks), no interest is accrued during the credit hold period. Bank Checks and wire transfers are credited to the account effective upon receipt and are therefore not subject to any credit hold…\u003C\u002Fp>",{"id":1224,"title":1225,"link":1242,"sourceType":1227},"https:\u002F\u002Fprod.ibkr-web.com\u002Fibconfluence\u002Fpages\u002Fviewpage.action?pageId=77064194",{"id":1244,"title":1245,"feedback_context":1246,"short_description":1247,"source":1248},"77832974","What is the credit hold period for internal transfers?",{"request_context":1208,"type":1220,"id":1244,"faq_id":1244,"timestamp":1232,"cir_id":1211},"\u003Cp>Internal transfers of funds between accounts at Interactive Brokers are not subject to a credit hold period. The funds are available immediately to trade in the destination account…\u003C\u002Fp>",{"id":1224,"title":1225,"link":1249,"sourceType":1227},"https:\u002F\u002Fprod.ibkr-web.com\u002Fibconfluence\u002Fpages\u002Fviewpage.action?pageId=77832974",{"request_context":1208,"type":1251,"id":1202,"faq_id":1202,"timestamp":1210,"cir_id":1211},"FAQ_CONTENT"]