When depositing funds from a Wise account to your IBKR trading account, please be aware of the following:
Credit Hold Period
- Wise deposits are subject to a mandatory hold period before they are credited to your IBKR account. This is standard procedure for Wise transfers. The funds are not immediately available upon deposit.
Check Deposit Status
- Log in to the IBKR Client Portal and navigate to the 'Deposits & Withdrawals' section of your Year-To-Date (YTD) Activity Statement to verify the current status of your deposit.
Linked vs. Unlinked Wise Account
- If your Wise account is linked to your IBKR account, processing is typically faster.
- If your Wise account is not linked, the deposit will remain on hold for a longer period before being credited. To link your Wise account, log in to the Client Portal and follow the account linking steps.
To Link Your Wise Account and Make Future Deposits:
- Log in to the Client Portal
- Select Transfer & Pay, then Transfer Funds
- Click Make a Deposit
- Select your currency
- Choose Transfer from Wise Balance as the funding method
Third-Party Deposits
- IBKR requires that all deposits come from a bank account in your own name. Deposits from another person's Wise account (e.g., a family member) may be subject to additional review or restrictions.
For Faster Access to Funds
- Consider using a Bank Wire transfer from a bank account in your home country, as this method typically avoids the credit hold period associated with Wise deposits.
If the deposit still has not appeared after the hold period, please contact IBKR Client Services via Live Chat or Phone Support with your deposit details (amount, date, and Wise transaction reference) for further investigation.
Additional Information
- Funding Via Wise available in our Knowledge Base
- Limitations and credit and withdrawal hold periods for wire deposits available on our website
- When will the funds I deposited be credited to my account?