For questions about interest rate issues, please use the Inquiry Ticket or Chat system located in the Support menu of Account Management.
For all below examples assume benchmark rates as follows:
Benchmark (BM) | Rate |
---|---|
US Dollar Fed Funds Effective | 1.00% |
EONIA (Euro Overnight Index Average) | 2.080% |
GBP LIBOR (Overnight Rate) | 4.439% |
When you sell stock short and receive cash proceeds, we'll pay you daily interest on those proceeds as follows:
USD | Securities | Commodities | UKL | Total |
---|---|---|---|---|
Short Sales Collateral | 1,500,000 | 0 | 0 | 1,500,000 |
Excess Cash | 150,000 | 0 | 100,000 | 250,000 |
Ending Settled Cash | 1,650,000 | 0 | 100,000 | 1,750,000 |
Tier Balance | Cash | Interest | Calculation |
---|---|---|---|
< 100,000 | 100,000 | 0.00 | No payment on balances < 100,000 |
100,000 - 1,000,000 | 900,000 | 0.00 1 | [900,000 x (1.00%-1.25%)/360] |
1,000,000 - 3,000,000 | 500,000 | 6.94 | [500,000 x (1.00%-0.50%)/360] |
Short credit interest received | 6.94 |
Tier Balance | Cash | Interest | Calculation |
---|---|---|---|
< 10,000 | 10,000 | 0.00 | (10,000 x 0/360) |
10,000 - 100,000 | 90,000 | 1.25 | [90,000 x (1.00%-0.50%)/360] |
> 100,000 | 150,000 | 3.13 | [150,000 x (1.00%-0.25%)/360] |
Credit interest received (securities) | 2.63 | (4.38 x 150,000/250,000) | |
Credit interest received (UKL) | 1.75 | (4.38 x 100,000/250,000) |
EUR | Securities | Commodities | UKL | Total |
---|---|---|---|---|
Short Sales Collateral | 70,000 | 0 | 0 | 70,000 |
Excess Cash | 5,000 | 25,000 | 15,000 | 45,000 |
Ending Settled Cash | 75,000 | 25,000 | 15,000 | 115,000 |
Commodity Maintenance Margin | 0 | |||
Commodity Option Value | 0 |
Tier Balance | Cash | Interest | Calculation |
---|---|---|---|
< 80,000 | 70,000 | 0.00 | (70,000 x 0/360) |
> 80,000 | 0.00 | 0.00 | |
Short credit interest received | 0.00 |
Tier Balance | Cash | Interest | Calculation |
---|---|---|---|
< 7,500 | 7,500 | 0.00 | (7,500 x 0/360) |
> 7,500 | 37,500 | 1.65 | [37,500 x (2.08%-0.50%)/360] |
Credit interest received (securities) | 1.10 | (1.10 x 30,000/45,000) | |
Credit interest received (UKL) | 0.55 | (1.10 x 30,000/45,000) |
In this example, you have securities short sale cash proceeds, and an Excess Cash (credit) balance in your Commodities account and UKL account, but you also have a negative (debit) balance from borrowed cash. We'll charge you daily interest on the debit balance and pay you daily interest on the credit balance as follows:
USD | Securities | Commodities | UKL | Total |
---|---|---|---|---|
Short Sales Collateral | 680,000 | 0 | 0 | 680,000 |
Borrowed Cash | (180,000) | 0 | 0 | (180,000) |
Excess Cash | 0 | 120,000 | 30,000 | 150,000 |
Ending Settled Cash | 500,000 | 120,000 | 30,000 | 650,000 |
Commodity Maintenance Margin | 0 | |||
Commodity Option Value | 0 |
Tier Balance | Cash | Interest | Calculation |
---|---|---|---|
< 100,000 | 100,000 | 0.00 | (100,000 x 0/360) |
100,000 -1,000,000 | 580,000 | 0.00 1 | [580,000 x (1.00%-1.25%)/360] |
1M -3M | 0.00 | 0.00 | |
> 3M | 0.00 | 0.00 | |
Short credit interest received | 0.00 |
Tier Balance | Cash | Interest | Calculation |
---|---|---|---|
< 100,000 | 30,000 | 2.08 | [30,000 x (1.00% + 1.50%)/360] |
100,000 - 1,000,000 | 0.00 | 0.00 | |
1M – 3M | 0.00 | 0.00 | |
> 3M | 0.00 | 0.00 | |
Debit interest charged | 2.08 | ||
Credit Interest paid (UKL) | 0.00 | No credit interest will be paid |
Il rischio di perdite derivanti dalla negoziazione online di azioni, opzioni, future, valute, azioni estere e obbligazioni può essere significativo. La negoziazione di opzioni non è adatta a tutti gli investitori. Consulta l'informativa "Characteristics & Risks of Standardized Options" per saperne di più.
Il tuo capitale è a rischio e l'entità delle perdite può superare quella dell'investimento originario.
Interactive Brokers (U.K.) Limited è autorizzata e regolamentata dalla Financial Conduct Authority. Numero di registrazione presso la FCA: 208159.
Interactive Brokers LLC è una società regolamentata negli Stati Uniti dalla SEC e dalla CFTC e aderisce al sistema di indennizzo gestito dalla SIPC (www.sipc.org).
I prodotti sono coperti dal sistema di indennizzo previsto nel Regno Unito dalla FSCS solamente in misura limitata.
Prima di intraprendere attività di negoziazione i clienti sono tenuti a prendere visione delle rilevanti informative sui rischi di cui alla pagina Avvisi e informative.
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