INTERACTIVE BROKERS GROUP LLC 2012 BENEFITS SUMMARY

Medical

• Eligible the first of the month following date of hire.
• 100% employer paid premiums for Open Access Managed Choice Plan contingent on both employee and spouse completing a Health Assessment survey.
• Single or Family coverage.
• Disability
• Per quarter opt-out bonus available with proof of other coverage.

Dental

• Eligible the first of the month following date of hire.
• 50% Employer paid.
• Choose from PPO or HMO plans.
• Single or Family coverage; employee contribution deducted monthly.

Flexible Spending Account

• Eligible the first of the month following date of hire.
• Deducted from each paycheck.

Commuter Reimbursement Account

• Eligible the first of the month following date of hire.
• Deducted from the first paycheck of each month.

401(k) Plan

• Eligible after six months of service (must be 21 to participate).
• Can enroll on January 1, April 1, July 1 or October 1.
• Employee may contribute up to 15% of their salary and change the contribution percentage quarterly.
• Employer matches 50% of employee contribution up to 5% of gross salary.
• Vesting: 6 years - 20% increments per year after 2 years.

Vacation/Free Days

• 10 days vacation per year (12 days after 5 years).
• 6 free days per year.

Life Insurance and AD&D

• $10,000 for staff employees
• $20,000 for managers
• $50,000 for officers
• Voluntary spousal and child life available at 100% employee cost.

Short and Long Term Disability

• 100% company paid for basic STD and LTD.
• Voluntary STD and LTD available at 100% employee cost.

Company Paid Lunch

• Delivered daily.

Healthy Employee Reward

• IBG will pay $100 annually to all employees who receive an annual physical. To be eligible employees must submit written proof signed by their physician to Human Resources.

Tuition Reimbursement

• Reimbursement offered for approved job-related courses.

Annual Salary Review

• Includes annual bonus incentive.

Restricted Stock Plan

• Awarded annually based on performance.
• 10% vested in May 4 and 15% annually thereafter for six years.