{"id":191906,"date":"2023-06-13T11:00:00","date_gmt":"2023-06-13T15:00:00","guid":{"rendered":"https:\/\/ibkrcampus.com\/?p=191906"},"modified":"2023-10-05T16:22:16","modified_gmt":"2023-10-05T20:22:16","slug":"bridging-financial-planning-and-factor-investing-with-northern-trusts-peter-mladina","status":"publish","type":"post","link":"https:\/\/www.interactivebrokers.com\/campus\/podcasts\/contributor-podcasts\/bridging-financial-planning-and-factor-investing-with-northern-trusts-peter-mladina\/","title":{"rendered":"Bridging Financial Planning and Factor Investing with Northern Trust&#8217;s Peter Mladina"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">In this episode, we speak with Northern Trust\u2019s Peter Mladina. Peter has published extensive research in the areas of both financial planning and factor investing. We discuss his work in both areas and brought in our friend and co-host of our The Education of a Financial Planner podcast Matt Zeigler to help us with the questions on the planning side. We cover goals-based planning, modeling human capital, how to think about alpha in a post CAPM world, the future of the 60-40 portfolio and a lot more.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-jump-to-episode-highlights\"><strong>Jump to episode highlights:<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.youtube.com\/watch?v=WkLkCJbzYkY&amp;t=175s\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>02:55<\/strong><\/a>&nbsp;\u2013 What Peter has learned from his experience teaching at UCLA<\/li>\n\n\n\n<li><a href=\"https:\/\/www.youtube.com\/watch?v=WkLkCJbzYkY&amp;t=408s\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>06:48<\/strong><\/a>&nbsp;\u2013 What is goals-based planning?<\/li>\n\n\n\n<li><a href=\"https:\/\/www.youtube.com\/watch?v=WkLkCJbzYkY&amp;t=551s\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>09:11<\/strong><\/a>&nbsp;\u2013 How to frame competing purposes in financial planning<\/li>\n\n\n\n<li><a href=\"https:\/\/www.youtube.com\/watch?v=WkLkCJbzYkY&amp;t=727s\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>12:07<\/strong><\/a>&nbsp;\u2013 Building sub-portfolios for individual purposes<\/li>\n\n\n\n<li><a href=\"https:\/\/www.youtube.com\/watch?v=WkLkCJbzYkY&amp;t=1124s\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>18:44<\/strong><\/a>&nbsp;\u2013 How to model human capital<\/li>\n\n\n\n<li><a href=\"https:\/\/www.youtube.com\/watch?v=WkLkCJbzYkY&amp;t=1424s\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>23:44<\/strong><\/a>&nbsp;\u2013 What makes for a good investing factor?<\/li>\n\n\n\n<li><a href=\"https:\/\/www.youtube.com\/watch?v=WkLkCJbzYkY&amp;t=1822s\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>30:22<\/strong><\/a>&nbsp;\u2013 Using factors in a long-only world when they were tested long-short<\/li>\n\n\n\n<li><a href=\"https:\/\/www.youtube.com\/watch?v=WkLkCJbzYkY&amp;t=1985s\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>33:05<\/strong><\/a>&nbsp;\u2013 How alpha changes as risk-factor models expand beyond CAPM<\/li>\n\n\n\n<li><a href=\"https:\/\/www.youtube.com\/watch?v=WkLkCJbzYkY&amp;t=2147s\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>35:47<\/strong><\/a>&nbsp;\u2013 Is alpha more difficult to generate using a 3 factor model?<\/li>\n\n\n\n<li><a href=\"https:\/\/www.youtube.com\/watch?v=WkLkCJbzYkY&amp;t=2423s\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>40:23<\/strong><\/a>&nbsp;\u2013 Key things to look at when evaluating active managers<\/li>\n\n\n\n<li><a href=\"https:\/\/www.youtube.com\/watch?v=WkLkCJbzYkY&amp;t=2866s\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>47:46<\/strong><\/a>&nbsp;\u2013 The future of the 60-40 portfolio<\/li>\n\n\n\n<li><a href=\"https:\/\/www.youtube.com\/watch?v=WkLkCJbzYkY&amp;t=3257s\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>54:17<\/strong><\/a>&nbsp;\u2013 How Peter looks at rebalancing<\/li>\n\n\n\n<li><a href=\"https:\/\/www.youtube.com\/watch?v=WkLkCJbzYkY&amp;t=3552s\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>59:12<\/strong><\/a>&nbsp;\u2013 Active life management<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/podcasts.apple.com\/us\/podcast\/bridging-financial-planning-and-factor-investing\/id1490296778?i=1000615269329\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Listen on Apple<\/strong><\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/open.spotify.com\/episode\/2SfRCDrpEsrgRGKM1D5eQt\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Listen on Spotify<\/strong><\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.youtube.com\/watch?v=WkLkCJbzYkY\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Watch on YouTube<\/strong><\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8212;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Originally Posted June 13, 2023 &#8211; <a href=\"https:\/\/blog.validea.com\/bridging-financial-planning-and-factor-investing-with-northern-trusts-peter-mladina\/\">Bridging Financial Planning and Factor Investing with Northern Trust&#8217;s Peter Mladina<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>In this episode, we speak with Northern Trust\u2019s Peter Mladina. Peter has published extensive research in the areas of both financial planning and factor investing. <\/p>\n","protected":false},"author":186,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[455,18,6,13857,8,9,26,3],"tags":[5757,789,460],"contributors-categories":[13819],"class_list":["post-191906","post","type-post","status-publish","format-standard","category-contributor-podcasts","category-macro","category-north-america","category-podcasts","category-region","category-securities","category-text-articles","category-traders-insight","tag-factor-investing","tag-investing","tag-podcast","contributors-categories-validea-capital-management"],"pp_statuses_selecting_workflow":false,"pp_workflow_action":"current","pp_status_selection":"publish","acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.9 (Yoast SEO v28.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Bridging Financial Planning and Factor Investing with Northern Trust&#8217;s Peter Mladina<\/title>\n<meta name=\"description\" content=\"In this episode, we speak with Northern Trust\u2019s Peter Mladina. Peter has published extensive research in the areas of both financial planning and...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.interactivebrokers.com\/campus\/wp-json\/wp\/v2\/posts\/191906\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bridging Financial Planning and Factor Investing with Northern Trust&#039;s Peter Mladina | IBKR Campus US\" \/>\n<meta property=\"og:description\" content=\"In this episode, we speak with Northern Trust\u2019s Peter Mladina. Peter has published extensive research in the areas of both financial planning and factor investing.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.interactivebrokers.com\/campus\/podcasts\/contributor-podcasts\/bridging-financial-planning-and-factor-investing-with-northern-trusts-peter-mladina\/\" \/>\n<meta property=\"og:site_name\" content=\"IBKR Campus US\" \/>\n<meta property=\"article:published_time\" content=\"2023-06-13T15:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-10-05T20:22:16+00:00\" \/>\n<meta name=\"author\" content=\"Contributor Author\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Contributor Author\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\n\t    \"@context\": \"https:\\\/\\\/schema.org\",\n\t    \"@graph\": [\n\t        {\n\t            \"@type\": \"NewsArticle\",\n\t            \"@id\": \"https:\\\/\\\/www.interactivebrokers.com\\\/campus\\\/podcasts\\\/contributor-podcasts\\\/bridging-financial-planning-and-factor-investing-with-northern-trusts-peter-mladina\\\/#article\",\n\t            \"isPartOf\": {\n\t                \"@id\": \"https:\\\/\\\/www.interactivebrokers.com\\\/campus\\\/podcasts\\\/contributor-podcasts\\\/bridging-financial-planning-and-factor-investing-with-northern-trusts-peter-mladina\\\/\"\n\t            },\n\t            \"author\": {\n\t                \"name\": \"Contributor Author\",\n\t                \"@id\": \"https:\\\/\\\/ibkrcampus.com\\\/campus\\\/#\\\/schema\\\/person\\\/e823e46b42ca381080387e794318a485\"\n\t            },\n\t            \"headline\": \"Bridging Financial Planning and Factor Investing with Northern Trust&#8217;s Peter Mladina\",\n\t            \"datePublished\": \"2023-06-13T15:00:00+00:00\",\n\t            \"dateModified\": \"2023-10-05T20:22:16+00:00\",\n\t            \"mainEntityOfPage\": {\n\t                \"@id\": \"https:\\\/\\\/www.interactivebrokers.com\\\/campus\\\/podcasts\\\/contributor-podcasts\\\/bridging-financial-planning-and-factor-investing-with-northern-trusts-peter-mladina\\\/\"\n\t            },\n\t            \"wordCount\": 235,\n\t            \"commentCount\": 0,\n\t            \"publisher\": {\n\t                \"@id\": \"https:\\\/\\\/ibkrcampus.com\\\/campus\\\/#organization\"\n\t            },\n\t            \"keywords\": [\n\t                \"factor investing\",\n\t                \"investing\",\n\t                \"podcast\"\n\t            ],\n\t            \"articleSection\": [\n\t                \"Contributor Podcasts\",\n\t                \"Macro\",\n\t                \"North America\",\n\t                \"Podcasts\",\n\t                \"Region\",\n\t                \"Securities\",\n\t                \"Text Articles\",\n\t                \"Traders' Insight\"\n\t            ],\n\t            \"inLanguage\": \"en-US\",\n\t            \"potentialAction\": [\n\t                {\n\t                    \"@type\": \"CommentAction\",\n\t                    \"name\": \"Comment\",\n\t                    \"target\": [\n\t                        \"https:\\\/\\\/www.interactivebrokers.com\\\/campus\\\/podcasts\\\/contributor-podcasts\\\/bridging-financial-planning-and-factor-investing-with-northern-trusts-peter-mladina\\\/#respond\"\n\t                    ]\n\t                }\n\t            ]\n\t        },\n\t        {\n\t            \"@type\": \"WebPage\",\n\t            \"@id\": \"https:\\\/\\\/www.interactivebrokers.com\\\/campus\\\/podcasts\\\/contributor-podcasts\\\/bridging-financial-planning-and-factor-investing-with-northern-trusts-peter-mladina\\\/\",\n\t            \"url\": \"https:\\\/\\\/www.interactivebrokers.com\\\/campus\\\/podcasts\\\/contributor-podcasts\\\/bridging-financial-planning-and-factor-investing-with-northern-trusts-peter-mladina\\\/\",\n\t            \"name\": \"Bridging Financial Planning and Factor Investing with Northern Trust's Peter Mladina | IBKR Campus US\",\n\t            \"isPartOf\": {\n\t                \"@id\": \"https:\\\/\\\/ibkrcampus.com\\\/campus\\\/#website\"\n\t            },\n\t            \"datePublished\": \"2023-06-13T15:00:00+00:00\",\n\t            \"dateModified\": \"2023-10-05T20:22:16+00:00\",\n\t            \"description\": \"In this episode, we speak with Northern Trust\u2019s Peter Mladina. 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