{"id":189757,"date":"2023-05-03T11:45:00","date_gmt":"2023-05-03T15:45:00","guid":{"rendered":"https:\/\/ibkrcampus.com\/?p=189757"},"modified":"2023-10-05T16:26:27","modified_gmt":"2023-10-05T20:26:27","slug":"using-variable-withdrawal-rate-strategies-in-retirement","status":"publish","type":"post","link":"https:\/\/www.interactivebrokers.com\/campus\/podcasts\/contributor-podcasts\/using-variable-withdrawal-rate-strategies-in-retirement\/","title":{"rendered":"Using Variable Withdrawal Rate Strategies in Retirement"},"content":{"rendered":"\n<p>Many investors are familiar with the 4% rule and fixed withdrawal rate retirement strategies. But in the real world, maintaining a fixed withdrawal rate is rarely the way things actually work out in retirement since the future is impossible to predict. In this episode, we look at the advantages of variable withdrawal strategies and look at the major approaches they utilize.<\/p>\n\n\n\n<p><a href=\"https:\/\/podcasts.apple.com\/us\/podcast\/using-variable-withdrawal-rate-strategies-in-retirement\/id1670513515?i=1000611287358\">Listen on Apple<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/podcasters.spotify.com\/pod\/show\/education-financial-plan\">Listen on Spotify<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/youtu.be\/9uFkznphwZA\">Watch on YouTube<\/a><\/p>\n\n\n\n<p>&#8212;<\/p>\n\n\n\n<p>Originally Posted May 1, 2023 &#8211; <a href=\"https:\/\/blog.validea.com\/using-variable-withdrawal-rate-strategies-in-retirement\/\">Using Variable Withdrawal Rate Strategies in Retirement<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>In this episode, we look at the advantages of variable withdrawal strategies and look at the major approaches they utilize.<\/p>\n","protected":false},"author":186,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[455,18,6,13857,8,178,9,26],"tags":[460,715,15228],"contributors-categories":[13819],"class_list":{"0":"post-189757","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-contributor-podcasts","7":"category-macro","8":"category-north-america","9":"category-podcasts","10":"category-region","11":"category-retirement","12":"category-securities","13":"category-text-articles","14":"tag-podcast","15":"tag-retirement","16":"tag-withdrawal-rate-strategies","17":"contributors-categories-validea-capital-management"},"pp_statuses_selecting_workflow":false,"pp_workflow_action":"current","pp_status_selection":"publish","acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.9 (Yoast SEO v27.3) - 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