{"id":236968,"date":"2026-01-07T04:44:50","date_gmt":"2026-01-07T09:44:50","guid":{"rendered":"https:\/\/ibkrcampus.com\/campus\/?post_type=ibkr-api-page&#038;p=236968"},"modified":"2026-03-15T04:01:32","modified_gmt":"2026-03-15T08:01:32","slug":"test-for-uk-residents","status":"publish","type":"ibkr-api-page","link":"https:\/\/www.interactivebrokers.com\/campus\/ibkr-api-page\/test-for-uk-residents\/","title":{"rendered":"Individual Savings Account for UK Residents"},"content":{"rendered":"\n<p>IBKR provides UK clients with access to tax-advantaged accounts, including Individual Savings Accounts (ISA) and Junior Individual Savings Accounts (JISA). This section provides guidance on implementing ISA and JISA account creation via the API.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-isa-individual-savings-account\">ISA (Individual Savings Account)<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Account Coupling Requirements<\/h3>\n\n\n\n<p>IBKR enforces mandatory account coupling with ISA accounts. When an ISA application is submitted, IBKR automatically creates a General Investment Account (GIA) underneath the IB-UK master.<\/p>\n\n\n\n<p><strong>Important:<\/strong>&nbsp;Agreements for both GIA and ISA must be included within the&nbsp;<code><strong>Documents<\/strong><\/code>&nbsp;section of the XML application submitted to IBKR using the&nbsp;<code><a href=\"https:\/\/www.interactivebrokers.com\/campus\/ibkr-api\/account-management-api-legacy\/#client-registration\">\/create<\/a><\/code> endpoint.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">ISA Restrictions<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\">Trading Permissions<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Stock Only<\/strong>&nbsp;&#8211; No other asset types permitted<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">Margin Requirements<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>No Margin Trading<\/strong>&nbsp;&#8211; Accounts must be configured as CASH<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">Identification Requirements<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Tax Residency:<\/strong>&nbsp;Must be GBR (United Kingdom)<\/li>\n\n\n\n<li><strong>National ID:<\/strong>&nbsp;If&nbsp;&#8220;<code>IssuingCountry\":\"GBR<\/code>&#8220;, <code>NationalCard <\/code>is required<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">ISA and GIA Coupling Details<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\">Creation Method<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>ISA can&nbsp;<strong>only<\/strong>&nbsp;be created using new origination (submitting application using <code><a href=\"https:\/\/www.interactivebrokers.com\/campus\/ibkr-api-page\/webapi-ref-staging\/#tag\/Account-Management-Accounts\/paths\/~1gw~1api~1v1~1accounts\/post\"><code><\/code><\/a><code><a href=\"https:\/\/www.interactivebrokers.com\/campus\/ibkr-api\/account-management-api-legacy\/#client-registration\">\/create<\/a><\/code><\/code> endpoint)<\/li>\n\n\n\n<li>ISA&nbsp;<strong>cannot<\/strong>&nbsp;be added using&nbsp;<code>AddAdditionalAcct<\/code><\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">Account Linking<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>ISA and linked GIA will be associated with a single username and password<\/li>\n\n\n\n<li>Credentials for the GIA account will be included within the&nbsp;<code>ISASatelliteAccount<\/code>&nbsp;section of the response file\n<ul class=\"wp-block-list\">\n<li><strong>Attribute:<\/strong>&nbsp;<code>satelliteAccountId<\/code><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">Multiple GIA Scenario<\/h4>\n\n\n\n<p>If a user maintains an existing GIA and requests an ISA:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The user will now have&nbsp;<strong>two GIA accounts<\/strong>, each with a different username<\/li>\n\n\n\n<li>The GIA associated with ISA&nbsp;<strong>cannot<\/strong>&nbsp;be linked to the existing GIA<\/li>\n\n\n\n<li>Each GIA operates independently with separate credentials<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">Account Closure Rules<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The GIA associated with ISA&nbsp;<strong>cannot<\/strong>&nbsp;be closed independently of the ISA<\/li>\n\n\n\n<li>To close: Submit closure request for the ISA, and the linked GIA will automatically be closed<\/li>\n\n\n\n<li>If a closure request is submitted for the GIA linked to ISA, an&nbsp;<strong>error will be thrown<\/strong><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Registration Tasks Assignment<\/h3>\n\n\n\n<p>Registration tasks are assigned at the applicant level:<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Two Applicants Scenario<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Applicant 1:<\/strong>&nbsp;ISA with Linked GIA<\/li>\n\n\n\n<li><strong>Applicant 2:<\/strong>&nbsp;Independent GIA<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">Single Applicant Scenario<\/h4>\n\n\n\n<p>Options include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>GIA + Linked GIA (created using&nbsp;<code><code>AddAdditionalAcct<\/code><\/code>)<\/li>\n\n\n\n<li>ISA with Linked GIA<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-technical-implementation\">Technical Implementation<\/h3>\n\n\n<div class=\"accordion accordion-large\"> \n\t<div class=\"accordion-item\">\n\t\t<button id=\"accordionCampus-6a31a41a21604\" class=\" collapsed w-100\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapseAccordion-6a31a41a21604\" aria-expanded=\"false\" aria-controls=\"collapseAccordion-6a31a41a21604\">\n\t\t\t<h3>Required fields for ISA Accounts<\/h3>\n\t\t\t\t\t<\/button>\n\t\t<div class=\"accordion-collapse collapse\" id=\"collapseAccordion-6a31a41a21604\" aria-labelledby=\"accordionCampus-6a31a41a21604\" data-bs-parent=\"\">\n\t\t\t<div class=\"accordion-body\">\n\t\t\t\t<div class=\"acf-innerblocks-container\">\n\n<div class=\"wp-block-columns are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:100%\">\n<figure class=\"wp-block-table alignleft is-style-stripes\"><table><thead><tr><th><strong>Object<\/strong><\/th><th>FD<\/th><th>FA<\/th><\/tr><\/thead><tbody><tr><td colspan=\"7\"><strong><a href=\"https:\/\/www.interactivebrokers.com\/campus\/ibkr-api\/account-management-api-legacy\/#associatedindividual\" target=\"_blank\" rel=\"noreferrer noopener\">Account Holder(s)<\/a><\/strong>*<\/td><\/tr><tr><td>Email*<\/td><td>Y<\/td><td>Y<\/td><\/tr><tr><td>Name*<br><sub>first, last<\/sub><\/td><td>Y<\/td><td>Y<\/td><\/tr><tr><td>DOB<\/td><td>Y<\/td><td>Y<\/td><\/tr><tr><td>CountryOfBirth<\/td><td>Y<\/td><td>Y<\/td><\/tr><tr><td>NumDependents<\/td><td>Y<\/td><td>Y<\/td><\/tr><tr><td>MaritalStatus<\/td><td>Y<\/td><td>Y<\/td><\/tr><tr><td>Identification&nbsp;<br><sub>ID&nbsp;Document, citizenship<\/sub><\/td><td>Y<\/td><td>Y<\/td><\/tr><tr><td>MailingAddress<br><sub>country*, state, city, street_1, postal_code<\/sub><\/td><td>Y<\/td><td>Y<\/td><\/tr><tr><td>Residence<br><sub>country*, state, city, street_1, postal_code<\/sub><\/td><td>Y<\/td><td>Y<\/td><\/tr><tr><td>Phone<br><sub>number, type- Mobile Required<\/sub><\/td><td>Y<\/td><td>Y<\/td><\/tr><tr><td>EmploymentType<\/td><td>Y<\/td><td>Y<\/td><\/tr><tr><td>EmploymentDetails<br><sub>If EMPLOYED or SELFEMPLOYED: employer, occupation, employer_business, employer_address<\/sub><\/td><td>Y<\/td><td>Y<\/td><\/tr><tr><td>TaxResidencies*<br><sub>country and tin<\/sub><\/td><td>Y<\/td><td>Y<\/td><\/tr><tr><td>Tax Form <br><sub>W8Ben, W9<\/sub><\/td><td>Y<\/td><td>Y<\/td><\/tr><tr><td>IBKR Agreements and Disclosures <\/td><td>Y<\/td><td>Y<\/td><\/tr><tr><td>Proof of Address and Proof of ID Documents<\/td><td>Y (If&nbsp;Trulioo Verification&nbsp;is NoMatch)<\/td><td>Y (If&nbsp;Trulioo Verification&nbsp;is NoMatch)<\/td><\/tr><tr><td colspan=\"7\"><strong><a href=\"https:\/\/www.interactivebrokers.com\/campus\/ibkr-api\/account-management-api-legacy\/#accounts\" target=\"_blank\" rel=\"noreferrer noopener\">Account Information<\/a><\/strong><\/td><\/tr><tr><td>FinancialInformation&nbsp;<br><sub>net_worth, liquid_net_worth, annual_net_income<\/sub><\/td><td>Y<\/td><td>Y<\/td><\/tr><tr><td>SourcesOfWealth<\/td><td>Y<\/td><td>Y<\/td><\/tr><tr><td>InvestmentExperience <br><sub>years_trading, trades_per_year, knowledge_level<\/sub><\/td><td>Y<\/td><td>Y<\/td><\/tr><tr><td>RegulatoryInformation <br><sub>account holder or immediate family member controller, employee of a publicly traded company or a registered rep<\/sub><\/td><td>Y<\/td><td>Y<\/td><\/tr><tr><td>Accounts*<br><sub>base_currency, margin<\/sub><\/td><td>Y<\/td><td>Y<\/td><\/tr><tr><td>TradingPermissions*<\/td><td>Y<\/td><td>Y<\/td><\/tr><tr><td>InvestmentObjectives<\/td><td>Y<\/td><td>Y<\/td><\/tr><tr><td>AdvisorWrapFees*<\/td><td>N<\/td><td>Y<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><\/p>\n<\/div>\n<\/div>\n\n<\/div>\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-sample-applications\">Sample Applications<\/h4>\n\n\n<div id=\"accordion-sm-6a31a41a21aa8\" class=\"accordion accordion-small\"> \n\t<div class=\"accordion-item\">\n\t\t<button id=\"accordionCampus-6a31a41a21aa8\" class=\"collapsed w-100\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapseAccordion-6a31a41a21aa8\" aria-expanded=\"false\" aria-controls=\"collapseAccordion-6a31a41a21aa8\">\n\t\t\t<h6>ISA | GBR | Full Integration<\/h6>\n\t\t\t\t\t<\/button>\n\t\t<div class=\"accordion-collapse collapse\" id=\"collapseAccordion-6a31a41a21aa8\" aria-labelledby=\"accordionCampus-6a31a41a21aa8\" data-bs-parent=\"#accordion-sm-6a31a41a21aa8\">\n\t\t\t<div class=\"accordion-body\">\n\t\t\t\t<div class=\"acf-innerblocks-container\">\n\n<pre class=\"EnlighterJSRAW\" data-enlighter-language=\"generic\" data-enlighter-theme=\"\" data-enlighter-highlight=\"\" data-enlighter-linenumbers=\"\" data-enlighter-lineoffset=\"\" data-enlighter-title=\"\" data-enlighter-group=\"\">&lt;?xml version=\"1.0\" encoding=\"UTF-8\" standalone=\"yes\"?&gt;\n&lt;Applications xmlns=\"https:\/\/www.interactivebrokers.com\/schemas\/IBCust_import\"&gt;\n  &lt;Application has_translation=\"false\"&gt;\n    &lt;Customer md_status_nonpro=\"true\" email=\"janedoe@tester.com\" prefix=\"nvest\" type=\"INDIVIDUAL\" external_id=\"testapp1234\"&gt;\n      &lt;AccountHolder&gt;\n        &lt;AccountHolderDetails is_translated=\"false\" same_mail_address=\"true\" external_id=\"testapp1234\"&gt;\n          &lt;Name last=\"Doe\" first=\"Jane\"\/&gt;\n          &lt;DOB&gt;1995-04-28&lt;\/DOB&gt;\n          &lt;CountryOfBirth&gt;GBR&lt;\/CountryOfBirth&gt;\n          &lt;MaritalStatus&gt;S&lt;\/MaritalStatus&gt;\n          &lt;NumDependents&gt;0&lt;\/NumDependents&gt;\n          &lt;Residence postal_code=\"SW9 9NY\" country=\"GBR\" state=\"GB-ENG\" city=\"London\" street_1=\"1 Tester Lane\"\/&gt;\n          &lt;Phones&gt;\n            &lt;Phone country=\"GBR\" number=\"+4407584089999\" type=\"Mobile\"\/&gt;\n          &lt;\/Phones&gt;\n          &lt;Email email=\"janedoe@tester.com\"\/&gt;\n          &lt;Identification hasExpirationDate=\"false\" IssuingCountry=\"GBR\" NationalCard=\"PA123456D\" citizenship=\"GBR\"\/&gt;\n          &lt;EmploymentType&gt;EMPLOYED&lt;\/EmploymentType&gt;\n          &lt;EmploymentDetails&gt;\n            &lt;employer&gt;CHIPOTLE&lt;\/employer&gt;\n            &lt;occupation&gt;EXECUTIVE&lt;\/occupation&gt;\n            &lt;employer_business&gt;FOOD AND BEVERAGE&lt;\/employer_business&gt;\n            &lt;employer_address postal_code=\"W1G 0PW\" country=\"GBR\" state=\"GB-ENG\" city=\"London\" street_1=\"1 TESTER Square\"\/&gt;\n          &lt;\/EmploymentDetails&gt;\n          &lt;TaxResidencies&gt;\n            &lt;TaxResidency TINType=\"NonUS_NationalId\" TIN=\"PA123456D\" country=\"GBR\"\/&gt;\n          &lt;\/TaxResidencies&gt;\n          &lt;W8Ben electronic_format=\"true\" tax_form_file=\"Form5001.pdf\" blank_form=\"true\" cert=\"true\" part_2_9a_country=\"GBR\" tin_or_explanation_reqd_to_create_accounts=\"true\" foreign_tax_id=\"PA141807D\" name=\"Jane Doe\"\/&gt;\n        &lt;\/AccountHolderDetails&gt;\n        &lt;FinancialInformation is_translated=\"false\" annual_net_income=\"250000\" liquid_net_worth=\"500000\" net_worth=\"500000\"&gt;\n          &lt;InvestmentExperience&gt;\n            &lt;AssetExperience knowledge_level=\"Extensive\" trades_per_year=\"4\" years_trading=\"5\" asset_class=\"STK\"\/&gt;\n            &lt;AssetExperience knowledge_level=\"Extensive\" trades_per_year=\"4\" years_trading=\"5\" asset_class=\"OPT\"\/&gt;\n          &lt;\/InvestmentExperience&gt;\n          &lt;SourcesOfWealth&gt;\n            &lt;SourceOfWealth is_used_for_funds=\"true\" percentage=\"100\" source_type=\"SOW-IND-Income\"\/&gt;\n          &lt;\/SourcesOfWealth&gt;\n        &lt;\/FinancialInformation&gt;\n        &lt;RegulatoryInformation is_translated=\"false\"&gt;\n          &lt;RegulatoryDetail status=\"false\" code=\"ControlPubTraded\"\/&gt;\n          &lt;RegulatoryDetail status=\"false\" code=\"EmployeePubTrade\"\/&gt;\n          &lt;RegulatoryDetail status=\"false\" code=\"AFFILIATION\"\/&gt;\n        &lt;\/RegulatoryInformation&gt;\n      &lt;\/AccountHolder&gt;\n    &lt;\/Customer&gt;\n    &lt;Accounts&gt;\n      &lt;Account IRA_type=\"ISA\" IRA=\"true\" margin=\"Cash\" multicurrency=\"false\" base_currency=\"GBP\" external_id=\"testapp1234\"&gt;\n        &lt;InvestmentObjectives&gt;\n          &lt;objective&gt;Speculation&lt;\/objective&gt;\n        &lt;\/InvestmentObjectives&gt;\n        &lt;TradingPermissions&gt;\n          &lt;TradingPermission product=\"STOCKS\" country=\"ALL\"\/&gt;\n        &lt;\/TradingPermissions&gt;\n        &lt;AdvisorWrapFees strategy=\"NO_FEE\"\/&gt;\n      &lt;\/Account&gt;\n    &lt;\/Accounts&gt;\n    &lt;Users&gt;\n      &lt;User prefix=\"nvest\" external_individual_id=\"testapp1234\" external_user_id=\"testapp1234\"\/&gt;\n    &lt;\/Users&gt;\n    &lt;Documents&gt;\n      &lt;Document exec_ts=\"1731406668576\" exec_login_ts=\"1731406668576\" valid_address=\"false\" form_no=\"5001\"&gt;\n        &lt;SignedBy&gt;Jane Doe&lt;\/SignedBy&gt;\n        &lt;AttachedFile sha1_checksum=\"D8AA699678D12DE6AC468A864D4FAE7999AA904B\" file_length=\"67700\" file_name=\"Form5001.pdf\"\/&gt;\n      &lt;\/Document&gt;\n      &lt;Document exec_ts=\"20240117041717\" exec_login_ts=\"20240117041717\" valid_address=\"false\" form_no=\"2109\"&gt;\n        &lt;SignedBy&gt;Jane Doe&lt;\/SignedBy&gt;\n        &lt;AttachedFile sha1_checksum=\"BF01D3C5B2B7BC6CA90A4051636051A828FD735F\" file_length=\"15697\" file_name=\"Form2109.pdf\"\/&gt;\n      &lt;\/Document&gt;\n      &lt;Document exec_ts=\"20150716152843\" exec_login_ts=\"20150716015642\" valid_address=\"false\" form_no=\"3024\"&gt;\n        &lt;SignedBy&gt;Jane Doe&lt;\/SignedBy&gt;\n        &lt;AttachedFile sha1_checksum=\"274FA053D7E4080F0AD429787B9F94ABDF5498D7\" file_length=\"67600\" file_name=\"Form3024.pdf\"\/&gt;\n      &lt;\/Document&gt;\n      &lt;Document exec_ts=\"1731406668576\" exec_login_ts=\"1731406668576\" valid_address=\"false\" form_no=\"4319\"&gt;\n        &lt;SignedBy&gt;Jane Doe&lt;\/SignedBy&gt;\n        &lt;AttachedFile sha1_checksum=\"485e44e6bc1e969ee1888fbf12bc957d7d41a182\" file_length=\"472704\" file_name=\"Form4319.pdf\"\/&gt;\n      &lt;\/Document&gt;\n      &lt;Document exec_ts=\"1731406668576\" exec_login_ts=\"1731406668576\" valid_address=\"false\" form_no=\"4376\"&gt;\n        &lt;SignedBy&gt;Jane Doe&lt;\/SignedBy&gt;\n        &lt;AttachedFile sha1_checksum=\"67D8506963789C3A2DA7B68F134D8F3F2515AFBC\" file_length=\"118429\" file_name=\"Form4376.pdf\"\/&gt;\n      &lt;\/Document&gt;\n      &lt;Document exec_ts=\"1731406668576\" exec_login_ts=\"1731406668576\" valid_address=\"false\" form_no=\"4547\"&gt;\n        &lt;SignedBy&gt;Jane Doe&lt;\/SignedBy&gt;\n        &lt;AttachedFile sha1_checksum=\"C7A601FD4C746EFC8767FCE886B03782A5C89A1C\" file_length=\"409788\" file_name=\"Form4547.pdf\"\/&gt;\n      &lt;\/Document&gt;\n      &lt;Document exec_ts=\"1731406668576\" exec_login_ts=\"1731406668576\" valid_address=\"false\" form_no=\"4548\"&gt;\n        &lt;SignedBy&gt;Jane Doe&lt;\/SignedBy&gt;\n        &lt;AttachedFile sha1_checksum=\"5FFF4BFEDD2F75A63EF493BB9F6ADEA63EBAF2A6\" file_length=\"416100\" file_name=\"Form4548.pdf\"\/&gt;\n      &lt;\/Document&gt;\n    &lt;\/Documents&gt;\n  &lt;\/Application&gt;\n&lt;\/Applications&gt;<\/pre>\n\n<\/div>\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div id=\"accordion-sm-6a31a41a21d63\" class=\"accordion accordion-small\"> \n\t<div class=\"accordion-item\">\n\t\t<button id=\"accordionCampus-6a31a41a21d63\" class=\"collapsed w-100\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapseAccordion-6a31a41a21d63\" aria-expanded=\"false\" aria-controls=\"collapseAccordion-6a31a41a21d63\">\n\t\t\t<h6>ISA | GBR | Hybrid- All Info<\/h6>\n\t\t\t\t\t<\/button>\n\t\t<div class=\"accordion-collapse collapse\" id=\"collapseAccordion-6a31a41a21d63\" aria-labelledby=\"accordionCampus-6a31a41a21d63\" data-bs-parent=\"#accordion-sm-6a31a41a21d63\">\n\t\t\t<div class=\"accordion-body\">\n\t\t\t\t<div class=\"acf-innerblocks-container\">\n\n<pre class=\"EnlighterJSRAW\" data-enlighter-language=\"generic\" data-enlighter-theme=\"\" data-enlighter-highlight=\"\" data-enlighter-linenumbers=\"\" data-enlighter-lineoffset=\"\" data-enlighter-title=\"\" data-enlighter-group=\"\">&lt;?xml version=\"1.0\" encoding=\"UTF-8\" standalone=\"yes\"?&gt;\n&lt;Applications xmlns=\"https:\/\/www.interactivebrokers.com\/schemas\/IBCust_import\"&gt;\n  &lt;Application has_translation=\"false\"&gt;\n    &lt;Customer md_status_nonpro=\"true\" email=\"janedoe@tester.com\" prefix=\"nvest\" type=\"INDIVIDUAL\" external_id=\"testapp1234\"&gt;\n      &lt;AccountHolder&gt;\n        &lt;AccountHolderDetails is_translated=\"false\" same_mail_address=\"true\" external_id=\"testapp1234\"&gt;\n          &lt;Name last=\"Doe\" first=\"Jane\"\/&gt;\n          &lt;DOB&gt;1995-04-28&lt;\/DOB&gt;\n          &lt;CountryOfBirth&gt;GBR&lt;\/CountryOfBirth&gt;\n          &lt;MaritalStatus&gt;S&lt;\/MaritalStatus&gt;\n          &lt;NumDependents&gt;0&lt;\/NumDependents&gt;\n          &lt;Residence postal_code=\"SW9 9NY\" country=\"GBR\" state=\"GB-ENG\" city=\"London\" street_1=\"1 Tester Lane\"\/&gt;\n          &lt;Phones&gt;\n            &lt;Phone country=\"GBR\" number=\"+4407584089999\" type=\"Mobile\"\/&gt;\n          &lt;\/Phones&gt;\n          &lt;Email email=\"janedoe@tester.com\"\/&gt;\n          &lt;Identification hasExpirationDate=\"false\" IssuingCountry=\"GBR\" NationalCard=\"PA123456D\" citizenship=\"GBR\"\/&gt;\n          &lt;EmploymentType&gt;EMPLOYED&lt;\/EmploymentType&gt;\n          &lt;EmploymentDetails&gt;\n            &lt;employer&gt;CHIPOTLE&lt;\/employer&gt;\n            &lt;occupation&gt;EXECUTIVE&lt;\/occupation&gt;\n            &lt;employer_business&gt;FOOD AND BEVERAGE&lt;\/employer_business&gt;\n            &lt;employer_address postal_code=\"W1G 0PW\" country=\"GBR\" state=\"GB-ENG\" city=\"London\" street_1=\"1 TESTER Square\"\/&gt;\n          &lt;\/EmploymentDetails&gt;\n          &lt;TaxResidencies&gt;\n            &lt;TaxResidency TINType=\"NonUS_NationalId\" TIN=\"PA123456D\" country=\"GBR\"\/&gt;\n          &lt;\/TaxResidencies&gt;\n          &lt;W8Ben electronic_format=\"true\" tax_form_file=\"Form5001.pdf\" blank_form=\"true\" cert=\"true\" part_2_9a_country=\"GBR\" tin_or_explanation_reqd_to_create_accounts=\"true\" foreign_tax_id=\"PA141807D\" name=\"Jane Doe\"\/&gt;\n        &lt;\/AccountHolderDetails&gt;\n        &lt;FinancialInformation is_translated=\"false\" annual_net_income=\"250000\" liquid_net_worth=\"500000\" net_worth=\"500000\"&gt;\n          &lt;InvestmentExperience&gt;\n            &lt;AssetExperience knowledge_level=\"Extensive\" trades_per_year=\"4\" years_trading=\"5\" asset_class=\"STK\"\/&gt;\n            &lt;AssetExperience knowledge_level=\"Extensive\" trades_per_year=\"4\" years_trading=\"5\" asset_class=\"OPT\"\/&gt;\n          &lt;\/InvestmentExperience&gt;\n          &lt;SourcesOfWealth&gt;\n            &lt;SourceOfWealth is_used_for_funds=\"true\" percentage=\"100\" source_type=\"SOW-IND-Income\"\/&gt;\n          &lt;\/SourcesOfWealth&gt;\n        &lt;\/FinancialInformation&gt;\n        &lt;RegulatoryInformation is_translated=\"false\"&gt;\n          &lt;RegulatoryDetail status=\"false\" code=\"ControlPubTraded\"\/&gt;\n          &lt;RegulatoryDetail status=\"false\" code=\"EmployeePubTrade\"\/&gt;\n          &lt;RegulatoryDetail status=\"false\" code=\"AFFILIATION\"\/&gt;\n        &lt;\/RegulatoryInformation&gt;\n      &lt;\/AccountHolder&gt;\n    &lt;\/Customer&gt;\n    &lt;Accounts&gt;\n      &lt;Account IRA_type=\"ISA\" IRA=\"true\" margin=\"Cash\" multicurrency=\"false\" base_currency=\"GBP\" external_id=\"testapp1234\"&gt;\n        &lt;InvestmentObjectives&gt;\n          &lt;objective&gt;Speculation&lt;\/objective&gt;\n        &lt;\/InvestmentObjectives&gt;\n        &lt;TradingPermissions&gt;\n          &lt;TradingPermission product=\"STOCKS\" country=\"ALL\"\/&gt;\n        &lt;\/TradingPermissions&gt;\n        &lt;AdvisorWrapFees strategy=\"NO_FEE\"\/&gt;\n      &lt;\/Account&gt;\n    &lt;\/Accounts&gt;\n    &lt;Users&gt;\n      &lt;User prefix=\"nvest\" external_individual_id=\"testapp1234\" external_user_id=\"testapp1234\"\/&gt;\n    &lt;\/Users&gt;\n  &lt;\/Application&gt;\n&lt;\/Applications&gt;<\/pre>\n\n<\/div>\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">JISA (Junior Individual Savings Account)<\/h2>\n\n\n\n<p>Unlike ISA, JISA does&nbsp;<strong>not<\/strong>&nbsp;enforce account coupling with a GIA. However, JISA applications require two sets of contact information:<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">1. Account Holder Details<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The&nbsp;<code>AccountHolderDetails<\/code>&nbsp;section reflects the&nbsp;<strong>Junior Contact (minor)<\/strong>&nbsp;who owns the account<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">2. Registered Contact<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The&nbsp;<code>AssociatedIndividual<\/code>&nbsp;section contains information about the individual overseeing or managing the account (parent\/guardian)<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-technical-implementation-0\">Technical Implementation<\/h3>\n\n\n<div id=\"accordion-sm-6a31a41a2251e\" class=\"accordion accordion-small\"> \n\t<div class=\"accordion-item\">\n\t\t<button id=\"accordionCampus-6a31a41a2251e\" class=\"collapsed w-100\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapseAccordion-6a31a41a2251e\" aria-expanded=\"false\" aria-controls=\"collapseAccordion-6a31a41a2251e\">\n\t\t\t<h6>Required fields for Junior ISA Accounts<\/h6>\n\t\t\t\t\t<\/button>\n\t\t<div class=\"accordion-collapse collapse\" id=\"collapseAccordion-6a31a41a2251e\" aria-labelledby=\"accordionCampus-6a31a41a2251e\" data-bs-parent=\"#accordion-sm-6a31a41a2251e\">\n\t\t\t<div class=\"accordion-body\">\n\t\t\t\t<div class=\"acf-innerblocks-container\">\n\n<figure class=\"wp-block-table alignleft is-style-stripes\"><table><thead><tr><th><strong>Object<\/strong><\/th><th>FD<\/th><th>FA<\/th><\/tr><\/thead><tbody><tr><td><strong>Junior Contact Information<\/strong><\/td><td>Y<\/td><td>Y<\/td><\/tr><tr><td>Name*<br><sub>first, last<\/sub><\/td><td>Y<\/td><td>Y<\/td><\/tr><tr><td>Residence<br><sub>country*, state, city, street_1, postal_code<\/sub><\/td><td>Y<\/td><td>Y<\/td><\/tr><tr><td>MailingAddress <br><sub>country*, state, city, street_1, postal_code<\/sub><\/td><td>Y<\/td><td>Y<\/td><\/tr><tr><td>DOB<\/td><td>Y<\/td><td>Y<\/td><\/tr><tr><td>CountryOfBirth<\/td><td>Y<\/td><td>Y<\/td><\/tr><tr><td>Identification&nbsp;<br><sub>ID&nbsp;Document, citizenship<\/sub><\/td><td>Y<\/td><td>Y<\/td><\/tr><tr><td>TaxResidencies*<br><sub>country and tin<\/sub><\/td><td>Y<\/td><td>Y<\/td><\/tr><tr><td>SourcesOfWealth<\/td><td>Y<\/td><td>Y<\/td><\/tr><tr><td>Tax Form <br><sub>W8Ben<\/sub><\/td><td><\/td><td><\/td><\/tr><tr><td colspan=\"7\"><strong>Registered Contact<\/strong><\/td><\/tr><tr><td>Email*<\/td><td>Y<\/td><td>Y<\/td><\/tr><tr><td>Name*<br><sub>first, last<\/sub><\/td><td>Y<\/td><td>Y<\/td><\/tr><tr><td>DOB<\/td><td>Y<\/td><td>Y<\/td><\/tr><tr><td>CountryOfBirth<\/td><td>Y<\/td><td>Y<\/td><\/tr><tr><td>MailingAddress<br><sub>country*, state, city, street_1, postal_code<\/sub><\/td><td>Y<\/td><td>Y<\/td><\/tr><tr><td>Residence<br><sub>country*, state, city, street_1, postal_code<\/sub><\/td><td>Y<\/td><td>Y<\/td><\/tr><tr><td>Identification&nbsp;<br><sub>ID&nbsp;Document, citizenship<\/sub><\/td><td><\/td><td><\/td><\/tr><tr><td>Phone<br><sub>number, type- Mobile Required<\/sub><\/td><td>Y<\/td><td>Y<\/td><\/tr><tr><td>EmploymentType<\/td><td>Y<\/td><td>Y<\/td><\/tr><tr><td>EmploymentDetails<br><sub>If EMPLOYED or SELFEMPLOYED: employer, occupation, employerBusiness, employerAddress<\/sub><\/td><td>Y<\/td><td>Y<\/td><\/tr><tr><td>IBKR Agreements and Disclosures <\/td><td>Y<\/td><td>Y<\/td><\/tr><tr><td>Proof of Address and Proof of ID Documents<\/td><td>Y (If&nbsp;Trulioo Verification&nbsp;is NoMatch)<\/td><td>Y (If&nbsp;Trulioo Verification&nbsp;is NoMatch)<\/td><\/tr><tr><td colspan=\"7\"><strong><a href=\"https:\/\/www.interactivebrokers.com\/campus\/ibkr-api\/account-management-api-legacy\/#accounts\" target=\"_blank\" rel=\"noreferrer noopener\">Account Information<\/a><\/strong><\/td><\/tr><tr><td>FinancialInformation&nbsp;<br><sub>net_worth, liquid_net_worth, annual_net_income<\/sub><\/td><td>Y<\/td><td>Y<\/td><\/tr><tr><td>InvestmentExperience <br><sub>years_trading, trades_per_year, knowledge_level<\/sub><\/td><td>Y<\/td><td>Y<\/td><\/tr><tr><td>RegulatoryInformation <br><sub>account holder or immediate family member controller, employee of a publicly traded company or a registered rep<\/sub><\/td><td>Y<\/td><td>Y<\/td><\/tr><tr><td>Accounts*<br><sub>base_currency, margin<\/sub><\/td><td>Y<\/td><td>Y<\/td><\/tr><tr><td>TradingPermissions*<\/td><td>Y<\/td><td>Y<\/td><\/tr><tr><td>InvestmentObjectives<\/td><td>Y<\/td><td>Y<\/td><\/tr><tr><td>AdvisorWrapFees*<\/td><td>Y<\/td><td>Y<\/td><\/tr><tr><td>Title<br><sub>code<\/sub><\/td><td>Y<\/td><td>Y<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><\/p>\n\n<\/div>\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-sample-applications-0\">Sample Applications<\/h4>\n\n\n<div id=\"accordion-sm-6a31a41a22704\" class=\"accordion accordion-small\"> \n\t<div class=\"accordion-item\">\n\t\t<button id=\"accordionCampus-6a31a41a22704\" class=\"collapsed w-100\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapseAccordion-6a31a41a22704\" aria-expanded=\"false\" aria-controls=\"collapseAccordion-6a31a41a22704\">\n\t\t\t<h6>JISA | GBR | Full Integration<\/h6>\n\t\t\t\t\t<\/button>\n\t\t<div class=\"accordion-collapse collapse\" id=\"collapseAccordion-6a31a41a22704\" aria-labelledby=\"accordionCampus-6a31a41a22704\" data-bs-parent=\"#accordion-sm-6a31a41a22704\">\n\t\t\t<div class=\"accordion-body\">\n\t\t\t\t<div class=\"acf-innerblocks-container\">\n\n<pre class=\"EnlighterJSRAW\" data-enlighter-language=\"generic\" data-enlighter-theme=\"\" data-enlighter-highlight=\"\" data-enlighter-linenumbers=\"\" data-enlighter-lineoffset=\"\" data-enlighter-title=\"\" data-enlighter-group=\"\">&lt;?xml version=\"1.0\" encoding=\"UTF-8\" standalone=\"yes\"?&gt;\n&lt;Applications xmlns=\"http:\/\/www.interactivebrokers.com\/schemas\/IBCust_import\"&gt;\n  &lt;Application has_translation=\"false\"&gt;\n    &lt;Customer md_status_nonpro=\"false\" email=\"DAM41832012@aol.com\" prefix=\"skm\" type=\"INDIVIDUAL\" external_id=\"tester123\"&gt;\n      &lt;AccountHolder&gt;\n        &lt;AccountHolderDetails AuthorizedPerson=\"false\" same_mail_address=\"false\" external_id=\"tester123\"&gt;\n          &lt;Name last=\"Contact\" first=\"Junior\"\/&gt;\n          &lt;DOB&gt;2022-12-20&lt;\/DOB&gt;\n          &lt;CountryOfBirth&gt;GBR&lt;\/CountryOfBirth&gt;\n          &lt;Residence postal_code=\"BR2 9FR\" country=\"GB\" state=\"GB-LND\" city=\"LONDON\" street_1=\"24 TESTER LANE\"\/&gt;\n          &lt;Identification hasExpirationDate=\"false\" IssuingCountry=\"GBR\" NationalCard=\"NB123456C\" citizenship=\"GBR\"\/&gt;\n          &lt;TaxResidencies&gt;\n            &lt;TaxResidency TINType=\"NonUS_NationalId\" TIN=\"NB123456C\" country=\"GBR\"\/&gt;\n          &lt;\/TaxResidencies&gt;\n          &lt;W8Ben electronic_format=\"true\" tax_form_file=\"Form5001.pdf\" blank_form=\"true\" signature_type=\"Electronic\" cert=\"true\" part_2_9a_country=\"GBR\" tin_or_explanation_reqd_to_create_accounts=\"true\" foreign_tax_id=\"NB400056C\" name=\"Junior Contact\"&gt;\n            &lt;LocalTaxForms&gt;\n              &lt;LocalTaxForm treaty_country=\"GBR\" qualify=\"true\" tax_authority=\"CANADA_TA\"\/&gt;\n              &lt;LocalTaxForm treaty_country=\"GBR\" qualify=\"true\" tax_authority=\"AUSTRALIA_TA\"\/&gt;\n            &lt;\/LocalTaxForms&gt;\n          &lt;\/W8Ben&gt;\n          &lt;Title code=\"Account Holder\"\/&gt;\n        &lt;\/AccountHolderDetails&gt;\n        &lt;AssociatedIndividual AuthorizedPerson=\"false\" same_mail_address=\"true\" external_id=\"tester123_rc\"&gt;\n          &lt;Name last=\"Contact\" first=\"Registered\"\/&gt;\n          &lt;DOB&gt;1963-12-20&lt;\/DOB&gt;\n          &lt;CountryOfBirth&gt;GBR&lt;\/CountryOfBirth&gt;\n          &lt;Residence postal_code=\"BR2 9FR\" country=\"GB\" state=\"GB-LND\" city=\"LONDON\" street_1=\"24 TESTER LANE\"\/&gt;\n          &lt;Phones&gt;\n            &lt;Phone is_verified=\"false\" country=\"GBR\" number=\"447483849999\" type=\"Mobile\"\/&gt;\n          &lt;\/Phones&gt;\n          &lt;Email email=\"DAM41832012@aol.com\"\/&gt;\n          &lt;Identification hasExpirationDate=\"false\" IssuingCountry=\"GBR\" NationalCard=\"NB400056A\" citizenship=\"GBR\"\/&gt;\n          &lt;EmploymentType&gt;EMPLOYED&lt;\/EmploymentType&gt;\n          &lt;EmploymentDetails&gt;\n            &lt;employer&gt;Crown Prosecution Service &lt;\/employer&gt;\n            &lt;occupation&gt;Other&lt;\/occupation&gt;\n            &lt;description&gt;CIVIL&lt;\/description&gt;\n            &lt;employer_business&gt;Community\/Social Service&lt;\/employer_business&gt;\n            &lt;employer_address country=\"GBR\"\/&gt;\n          &lt;\/EmploymentDetails&gt;\n          &lt;Title code=\"Registered Contact\"\/&gt;\n        &lt;\/AssociatedIndividual&gt;\n        &lt;FinancialInformation is_translated=\"false\" annual_net_income=\"41600\" liquid_net_worth=\"70000\" net_worth=\"375000\"&gt;\n          &lt;InvestmentExperience&gt;\n            &lt;AssetExperience knowledge_level=\"Extensive\" trades_per_year=\"27\" years_trading=\"11\" asset_class=\"STK\"\/&gt;\n          &lt;\/InvestmentExperience&gt;\n          &lt;SourcesOfWealth&gt;\n            &lt;SourceOfWealth is_used_for_funds=\"true\" percentage=\"10\" source_type=\"SOW-IND-Income\"\/&gt;\n            &lt;SourceOfWealth is_used_for_funds=\"true\" percentage=\"90\" source_type=\"SOW-IND-Pension\"\/&gt;\n          &lt;\/SourcesOfWealth&gt;\n        &lt;\/FinancialInformation&gt;\n        &lt;RegulatoryInformation is_translated=\"false\"&gt;\n          &lt;RegulatoryDetail status=\"false\" code=\"EmployeePubTrade\"\/&gt;\n          &lt;RegulatoryDetail status=\"false\" code=\"ControlPubTraded\"\/&gt;\n          &lt;RegulatoryDetail status=\"false\" code=\"AFFILIATION\"\/&gt;\n        &lt;\/RegulatoryInformation&gt;\n      &lt;\/AccountHolder&gt;\n    &lt;\/Customer&gt;\n    &lt;Accounts&gt;\n      &lt;Account drip=\"false\" IRA_type=\"JISA\" IRA=\"true\" margin=\"Cash\" multicurrency=\"true\" base_currency=\"GBP\" external_id=\"tester123\"&gt;\n        &lt;InvestmentObjectives&gt;\n          &lt;objective&gt;Growth&lt;\/objective&gt;\n        &lt;\/InvestmentObjectives&gt;\n        &lt;TradingPermissions&gt;\n          &lt;TradingPermission exchange_group=\"US-SEC\"\/&gt;\n          &lt;TradingPermission exchange_group=\"EURONEXT-FUND\"\/&gt;\n        &lt;\/TradingPermissions&gt;\n      &lt;\/Account&gt;\n    &lt;\/Accounts&gt;\n    &lt;Users&gt;\n      &lt;User prefix=\"skm\" external_individual_id=\"tester123\" external_user_id=\"tester123\"\/&gt;\n    &lt;\/Users&gt;\n  &lt;\/Application&gt;\n&lt;\/Applications&gt;<\/pre>\n\n\n\n<p><br><\/p>\n\n<\/div>\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div id=\"accordion-sm-6a31a41a22879\" class=\"accordion accordion-small\"> \n\t<div class=\"accordion-item\">\n\t\t<button id=\"accordionCampus-6a31a41a22879\" class=\"collapsed w-100\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapseAccordion-6a31a41a22879\" aria-expanded=\"false\" aria-controls=\"collapseAccordion-6a31a41a22879\">\n\t\t\t<h6>JISA | GBR | Hybrid- All Info<\/h6>\n\t\t\t\t\t<\/button>\n\t\t<div class=\"accordion-collapse collapse\" id=\"collapseAccordion-6a31a41a22879\" aria-labelledby=\"accordionCampus-6a31a41a22879\" data-bs-parent=\"#accordion-sm-6a31a41a22879\">\n\t\t\t<div class=\"accordion-body\">\n\t\t\t\t<div class=\"acf-innerblocks-container\">\n\n<pre class=\"EnlighterJSRAW\" data-enlighter-language=\"generic\" data-enlighter-theme=\"\" data-enlighter-highlight=\"\" data-enlighter-linenumbers=\"\" data-enlighter-lineoffset=\"\" data-enlighter-title=\"\" data-enlighter-group=\"\">&lt;?xml version=\"1.0\" encoding=\"UTF-8\" standalone=\"yes\"?&gt;\n&lt;Applications xmlns=\"https:\/\/www.interactivebrokers.com\/schemas\/IBCust_import\"&gt;\n  &lt;Application has_translation=\"false\"&gt;\n    &lt;Customer md_status_nonpro=\"false\" email=\"DAM41832012@aol.com\" prefix=\"skm\" type=\"INDIVIDUAL\" external_id=\"tester123\"&gt;\n      &lt;AccountHolder&gt;\n        &lt;AccountHolderDetails AuthorizedPerson=\"false\" same_mail_address=\"false\" external_id=\"tester123\"&gt;\n          &lt;Name last=\"Contact\" first=\"Junior\"\/&gt;\n          &lt;DOB&gt;2022-12-20&lt;\/DOB&gt;\n          &lt;CountryOfBirth&gt;GBR&lt;\/CountryOfBirth&gt;\n          &lt;Residence postal_code=\"BR2 9FR\" country=\"GB\" state=\"GB-LND\" city=\"LONDON\" street_1=\"24 TESTER LANE\"\/&gt;\n          &lt;Identification hasExpirationDate=\"false\" IssuingCountry=\"GBR\" NationalCard=\"NB123456C\" citizenship=\"GBR\"\/&gt;\n          &lt;TaxResidencies&gt;\n            &lt;TaxResidency TINType=\"NonUS_NationalId\" TIN=\"NB123456C\" country=\"GBR\"\/&gt;\n          &lt;\/TaxResidencies&gt;\n          &lt;W8Ben electronic_format=\"true\" tax_form_file=\"Form5001.pdf\" blank_form=\"true\" signature_type=\"Electronic\" cert=\"true\" part_2_9a_country=\"GBR\" tin_or_explanation_reqd_to_create_accounts=\"true\" foreign_tax_id=\"NB400056C\" name=\"Junior Contact\"&gt;\n            &lt;LocalTaxForms&gt;\n              &lt;LocalTaxForm treaty_country=\"GBR\" qualify=\"true\" tax_authority=\"CANADA_TA\"\/&gt;\n              &lt;LocalTaxForm treaty_country=\"GBR\" qualify=\"true\" tax_authority=\"AUSTRALIA_TA\"\/&gt;\n            &lt;\/LocalTaxForms&gt;\n          &lt;\/W8Ben&gt;\n          &lt;Title code=\"Account Holder\"\/&gt;\n        &lt;\/AccountHolderDetails&gt;\n        &lt;AssociatedIndividual AuthorizedPerson=\"false\" same_mail_address=\"true\" external_id=\"tester123_rc\"&gt;\n          &lt;Name last=\"Contact\" first=\"Registered\"\/&gt;\n          &lt;DOB&gt;1963-12-20&lt;\/DOB&gt;\n          &lt;CountryOfBirth&gt;GBR&lt;\/CountryOfBirth&gt;\n          &lt;Residence postal_code=\"BR2 9FR\" country=\"GB\" state=\"GB-LND\" city=\"LONDON\" street_1=\"24 TESTER LANE\"\/&gt;\n          &lt;Phones&gt;\n            &lt;Phone is_verified=\"false\" country=\"GBR\" number=\"447483849999\" type=\"Mobile\"\/&gt;\n          &lt;\/Phones&gt;\n          &lt;Email email=\"DAM41832012@aol.com\"\/&gt;\n          &lt;Identification hasExpirationDate=\"false\" IssuingCountry=\"GBR\" NationalCard=\"NB400056A\" citizenship=\"GBR\"\/&gt;\n          &lt;EmploymentType&gt;EMPLOYED&lt;\/EmploymentType&gt;\n          &lt;EmploymentDetails&gt;\n            &lt;employer&gt;Crown Prosecution Service &lt;\/employer&gt;\n            &lt;occupation&gt;Other&lt;\/occupation&gt;\n            &lt;description&gt;CIVIL&lt;\/description&gt;\n            &lt;employer_business&gt;Community\/Social Service&lt;\/employer_business&gt;\n            &lt;employer_address country=\"GBR\"\/&gt;\n          &lt;\/EmploymentDetails&gt;\n          &lt;Title code=\"Registered Contact\"\/&gt;\n        &lt;\/AssociatedIndividual&gt;\n        &lt;FinancialInformation is_translated=\"false\" annual_net_income=\"41600\" liquid_net_worth=\"70000\" net_worth=\"375000\"&gt;\n          &lt;InvestmentExperience&gt;\n            &lt;AssetExperience knowledge_level=\"Extensive\" trades_per_year=\"27\" years_trading=\"11\" asset_class=\"STK\"\/&gt;\n          &lt;\/InvestmentExperience&gt;\n          &lt;SourcesOfWealth&gt;\n            &lt;SourceOfWealth is_used_for_funds=\"true\" percentage=\"10\" source_type=\"SOW-IND-Income\"\/&gt;\n            &lt;SourceOfWealth is_used_for_funds=\"true\" percentage=\"90\" source_type=\"SOW-IND-Pension\"\/&gt;\n          &lt;\/SourcesOfWealth&gt;\n        &lt;\/FinancialInformation&gt;\n        &lt;RegulatoryInformation is_translated=\"false\"&gt;\n          &lt;RegulatoryDetail status=\"false\" code=\"EmployeePubTrade\"\/&gt;\n          &lt;RegulatoryDetail status=\"false\" code=\"ControlPubTraded\"\/&gt;\n          &lt;RegulatoryDetail status=\"false\" code=\"AFFILIATION\"\/&gt;\n        &lt;\/RegulatoryInformation&gt;\n      &lt;\/AccountHolder&gt;\n    &lt;\/Customer&gt;\n    &lt;Accounts&gt;\n      &lt;Account drip=\"false\" IRA_type=\"JISA\" IRA=\"true\" margin=\"Cash\" multicurrency=\"true\" base_currency=\"GBP\" external_id=\"tester123\"&gt;\n        &lt;InvestmentObjectives&gt;\n          &lt;objective&gt;Growth&lt;\/objective&gt;\n        &lt;\/InvestmentObjectives&gt;\n        &lt;TradingPermissions&gt;\n          &lt;TradingPermission exchange_group=\"US-SEC\"\/&gt;\n          &lt;TradingPermission exchange_group=\"EURONEXT-FUND\"\/&gt;\n        &lt;\/TradingPermissions&gt;\n      &lt;\/Account&gt;\n    &lt;\/Accounts&gt;\n    &lt;Users&gt;\n      &lt;User prefix=\"skm\" external_individual_id=\"tester123\" external_user_id=\"tester123\"\/&gt;\n    &lt;\/Users&gt;\n  &lt;\/Application&gt;\n&lt;\/Applications&gt;<\/pre>\n\n<\/div>\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>IBKR provides UK clients with access to tax-advantaged accounts, including Individual Savings Accounts (ISA) and Junior Individual Savings Accounts (JISA). This section provides guidance on implementing ISA and JISA account creation via the API. ISA (Individual Savings Account) Account Coupling Requirements IBKR enforces mandatory account coupling with ISA accounts. When an ISA application is submitted, [&hellip;]<\/p>\n","protected":false},"featured_media":0,"parent":0,"template":"","meta":{"_acf_changed":false,"footnotes":""},"ibkr-api":[20362],"ibkr-reporting":[],"class_list":{"0":"post-236968","1":"ibkr-api-page","2":"type-ibkr-api-page","3":"status-publish","5":"ibkr-api-account-management-api-legacy"},"pp_statuses_selecting_workflow":false,"pp_workflow_action":"current","pp_status_selection":"publish","acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.9 (Yoast SEO v27.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Archives | IBKR API | IBKR Campus<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.interactivebrokers.com\/campus\/wp-json\/wp\/v2\/ibkr-api-page\/236968\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Individual Savings Account for UK Residents | IBKR Campus US\" \/>\n<meta property=\"og:description\" content=\"IBKR provides UK clients with access to tax-advantaged accounts, including Individual Savings Accounts (ISA) and Junior Individual Savings Accounts (JISA). This section provides guidance on implementing ISA and JISA account creation via the API. ISA (Individual Savings Account) Account Coupling Requirements IBKR enforces mandatory account coupling with ISA accounts. 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