{"id":253251,"date":"2026-08-11T11:59:36","date_gmt":"2026-08-11T15:59:36","guid":{"rendered":"https:\/\/ibkrcampus.com\/campus\/?post_type=glossary-terms&#038;p=253251"},"modified":"2026-08-11T11:59:38","modified_gmt":"2026-08-11T15:59:38","slug":"indemnity-insurance","status":"publish","type":"glossary-terms","link":"https:\/\/www.interactivebrokers.com\/campus\/glossary-terms\/indemnity-insurance\/","title":{"rendered":"Indemnity Insurance"},"content":{"rendered":"\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-50\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/ndcdyn.interactivebrokers.com\/mkt\/?src=glossGenAcc&amp;url=%2FUniversal%2FApplication\" target=\"_blank\" rel=\"noreferrer noopener\">Open Account<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Indemnity insurance reimburses documented losses up to policy limits following a claims adjustment process, and it is the familiar form of most property coverage. Because payouts track actual damage, basis risk is low, but settlement requires inspection, documentation, and sometimes negotiation, which can delay payment for months or years after a major event when adjusters are overwhelmed. Deductibles, sub-limits, and coverage exclusions determine what portion of a loss is ultimately recovered.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Indemnity insurance reimburses documented losses up to policy limits following a claims adjustment process, and it is the familiar form of most property coverage. Because payouts track actual damage, basis risk is low, but settlement requires inspection, documentation, and sometimes negotiation, which can delay payment for months or years after a major event when adjusters are overwhelmed. Deductibles, sub-limits, and coverage exclusions determine what portion of a loss is ultimately recovered.<\/p>\n","protected":false},"featured_media":0,"parent":0,"template":"","meta":{"_acf_changed":false,"footnotes":""},"traders-glossary":[13274,13251],"class_list":["post-253251","glossary-terms","type-glossary-terms","status-publish","traders-glossary-trading-terms-i","traders-glossary-trading-alphabet"],"pp_statuses_selecting_workflow":false,"pp_workflow_action":"current","pp_status_selection":"publish","acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.9 (Yoast SEO v28.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Archives Term | IBKR Glossary | IBKR Campus<\/title>\n<meta name=\"description\" content=\"Indemnity insurance reimburses documented losses up to policy limits following a claims adjustment process.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, 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