入出金移管ルール
IBSJ(日本国内取引用口座)へのご入金方法
ご入金の際には、送金の前にアカウント・マネジメントより事前入金通知を行ってください。
- 振込先の詳細は事前入金通知を行った後のページに詳細として表示されます。資金の種別や送金方法によって振込先が異なる場合があります。
- 事前入金通知を入れずにご入金された場合の資金は通知が入れられるまで口座に反映されない状態でホールドされます。ご入金額や振込元が変更になった場合には指示の入れ直しを行ってください。
- 事前入金通知は実際の送金ではありません。送金は別途行ってください。
事前入金通知はアカウント・マネジメントの「入金出金」の項目、又は、口座開設お申し込みの最後のページから行ってください。
IBSJ及びIBLLC間での資金移動は受け付けておりません。口座名義が一致する銀行への出入金のみ受け付けております。
| 事前入金通知 | |||
| タイプ | 詳細 | 口座反映のタイミング | 制限 |
| 振込 | 全銀ネットワークの入出金は当日に反映されます。銀行から振込を行ってください。(クイック入金等は対応しておりません。)アカウント・マネジメント内の「入金出金」より事前入金通知が必要です。振り込みの際は弊社のUからはじまる口座番号をご入力ください。弊社の振込先口座番号はお客様固有の番号です。 | 着金確認が出来次口座には第即時反映がされます | ご入金された資金は3営業日間のホールド期間があります。3営業日後に出金が可能です。 |
http://www.interactivebrokers.com/en/p.php?f=fundingJP&p=japanFunding
IBLLCへの入金
Deposit notifications allow us to efficiently identify your incoming funds for proper credit to your account and to ensure that funds retain their originating currency of denomination.1
- Explicit instructions on where and how to send the funds will be provided after you complete the deposit notification. The instructions will vary according to your location and type of funds.
- Checks or wires sent to IB without completed deposit notifications will be held until we can contact you to complete one.
- A deposit notification does not move your funds. You must contact your bank or broker to complete the transfer.
- Cancellation of the deposit notification will not stop Interactive Brokers from presenting the check for payment.
To notify us of a deposit of funds, complete a deposit notification on the Fund Transfers page in Account Management or during your initial application process.
| Deposit Notifications | |||
| Type | Description | Time to Arrive | Limitations |
| Wire | Same day electronic movement of funds through the fed wire system. You must contact your bank to initiate a wire and to include your IB account name and number on the wire. Specific wire instructions and addresses will be displayed during the deposit notification process. | From immediate to 4 business days, depending on your bank. Non-U.S. banks are generally at the longer end of the range. Credit to account is immediate upon arrival. |
The Withdrawal Hold Period is 3 business days (you may withdraw funds after 3 business days). A wire cannot be internally transferred during the three-day hold period. |
|
Check2 (all checks including retirement plan checks) |
Paper and mail based deposit of funds. Write your account number on the check. Specific check instructions, including the printing of the deposit form, and addresses will be displayed during the deposit notification process. The IB address for sending your check will be printed on the deposit form. Please take note that Interactive Brokers Canada customers cannot fund their accounts with cheques or bank drafts. |
Depends on the speed of the mail. Under normal circumstances we deposit funds to your account on the same business day of check arrival. Funds are credited to the account after a 7 business day credit hold, with the exception of Bank Checks which are credited immediately. |
Only Bank, Bill Payment and Personal checks for US Dollars are accepted. Click here for a list of acceptable/unacceptable check types. Funds can be withdrawn as soon as the funds are credited with the exception of Bank Checks which may be withdrawn 3 business days after arrival. |
| Online Bill Payment | A check or electronic fund transfer that originates from an online payment service provided by your financial institution. For US checks, you add Interactive Brokers to your personal payee list and your bank mails a check for you. For electronic fund transfers, you select Interactive Brokers from your bank's list of merchants and your bank sends an electronic payment. |
Electronic fund transfers are credited to your account immediately. US checks will be credited to your account after 7 business days. |
Electronic fund transfers: you may withdraw your funds after 3 business days. US checks: you may withdraw your funds after 7 business days. |
| Canadian Bill Payment | An electronic fund transfer available for CAD currency deposits from a CAD currency account held in your name that originates from an online payment service provided by your financial institution located in Canada. Complete a deposit notification, then submit your bill payment on your bank's online payment service. | Bill payments submitted through your online bank payment system before 18:00 EST are generally received by IB within 3 business days and are immediately credited upon receipt. | Electronic funds transfer using bill payment: You may withdraw your funds after 3 business days. |
| US Automated Clearing House (ACH) Transfer Initiated at IB |
Multi-day electronic movement of funds through the ACH system. Initiation of an ACH transfer enables you to automatically move funds from a US bank that is a member of the Automated Clearing House (ACH) to IB. IB limits ACH deposits to $100,000 over 7 business days. You will be required to enter your bank's ABA number and your bank account number. If you do not know your bank's ABA number, you can enter the bank name and city and search for the correct ABA number. You will be required to complete two sets of verification with each new instruction. The first verification is through the use of a Registration Confirmation Number which will be sent to the user email address of record to confirm your email address. The second verification sends debit and credit amounts to your bank which appear on your bank statement and must be typed into your instruction as confirmation. This verification ensures that the person entering ACH bank information is the legitimate owner of the ACH bank account. |
ACH requests received by 14:00 ET will be credited to your account after 4 business days under normal circumstances. |
Only available for US currency deposits from an account held in your name at a US bank that allows ACH deposits. Funds may be withdrawn after the 4-day credit hold. If funds are withdrawn to a bank other than the originating bank, a 40-business-day withdrawal hold period will be applied. Customers who do not have a security device from IB are limited to a single ACH deposit of $20,000 or less. Additional ACH deposits require a security device which can be obtained through the Secure Login System. |
| ACH Initiated at Your Bank | Electronic notification that we will match to your transfer when it arrives. You must contact your bank to initiate the transfer. Only available for US currency deposits from a US bank. | Same as ACH initiated at IB. | Only available for US currency deposits from an account held in your name at a US bank that allows ACH deposits. Funds may be withdrawn after the 4-day credit hold. |
| Canadian Electronic Funds Transfer (EFT) |
EFT is available for USD or CAD currency deposits (for IB-CA entity accounts) from a USD or CAD currency account held in your name at a bank located in Canada that allows EFT transactions. IB limits EFT deposits to $100,000 over 7 business days. You will be required to enter your bank's three digit institution number, five-digit bank transit number and your bank account number. You will be required to complete two sets of verification with each new instruction. The first verification is through the use of a Registration Confirmation Number which will be sent to the user email address of record to confirm your email address. The second verification sends debit and credit amounts to your bank which appear on your bank statement and must be typed into your instruction as confirmation. This verification ensures that the person entering EFT bank information is the legitimate owner of the EFT bank account. |
EFT requests received by 09:30 ET, will be credited to your account after 4 business days under normal circumstances. |
Only available for USD or CAD currency deposits from a USD or CAD currency account held in your name at a bank located in Canada that allows EFT transactions. Funds may be withdrawn after the 4-day credit hold. If funds are withdrawn to a bank other than the originating bank/instruction, a 60-business-day withdrawal hold period will be applied. There is a USD equivalent 20,000 limit on EFT deposits for customers without an IB security device. This limit applies to the first EFT deposit only. No additional EFT deposits will be allowed without a security device. |
|
Direct Rollover (IRA account only) |
You may transfer assets from an existing 401K or other retirement plan into a Direct Rollover Account only. During the transaction process, you will be prompted to complete the information about your existing retirement plan which you must print, sign and send back to IB. IB will sign this form and forward it to your existing retirement plan to initiate the Direct Rollover. | Depends on third-party administrator. | Only available in the US for IRAs. |
|
Trustee-to-Trustee (IRA account only) |
You may transfer assets from an IRA account held with another trustee/custodian to an IB IRA account. The assets are transferred directly trustee/custodian to trustee/custodian, with no distribution of assets to you. During the transaction process, you will be presented with an IRA Transfer In Authorization form, which you must print out, complete and return to IB. You can also download the PDF form here. | Depends on third-party administrator. | Only available in the US for IRAs. |
Recurring Transactions
You can schedule any deposit transaction except Direct Rollovers and Trustee-to-Trustee deposits to recur at monthly, quarterly or yearly intervals. During the deposit notification process, you will be given the opportunity to save your transaction as a recurring transaction. The bank information you enter for the transaction can be used for both recurring and non-recurring transactions. You set up recurring transactions on the Fund Transfers page in Account Management.
| Account Type Specifics | |
| Type | Description |
| IRA Accounts |
Contributions may be made by wire, check, or EFT. Please note that there is a limitation on yearly IRA contributions as described in the Contributions Limits table. Transfers from another IRA plan may be made through ACATS. Use Direct Rollover for transfers from a 401k or retirement plan. In addition you may take possession of your funds from another plan and send a wire, check or EFT to IB, but a tax penalty may apply if the funds do not arrive within 60 days of the payout. When transferring from another IRA account, you may only deposit the cash or positions into an IB account that has the same IRA type. IB Direct Rollover accounts may receive funds from any type of IRA, 401k or retirement plan accounts. Once funds are transferred from a 401k or retirement plan account to an IB Direct Rollover account, they may not be transferred back to a 401k or retirement plan account. Please consult your tax advisor for guidance on IRA accounts. |
| Advisor Accounts | Advisor clients may complete a deposit notification in Account Management if they have a username and password. If they don't, the advisor can also complete a deposit notification for the client. |
| Proprietary Trading Group / Separate Trading Limit (STL) | All deposits should be made to the master trading account, and then transferred to the sub account(s). |
| Fully Disclosed Broker Accounts | Clients deposit funds directly into their accounts. Brokers may also use Account Management to deposit funds to the master account. Fully Disclosed Brokers can also enter wire and check deposit notifications for their client accounts. |
| Non-Disclosed Broker Accounts | All deposits should be made to the master account, and then transferred to the client accounts. |
| Omnibus Broker Accounts | All deposits should be made to the master account or the proprietary trading account. |
- Credit Period is the number of days before funds are posted to the customer's account and available for trading. Credit is posted after the close-of-business of the relevant day (e.g., 4 business days means credit is posted close-of-business on the 4th day). Please see the knowledgebase article for more details.
- The Withdrawal Hold Period is the number of days before the customer may withdraw the funds deposited. The Withdrawal Hold Period begins on the Entry Date and ends after the close of business of the relevant day. For example, 7 business days means withdrawal can be submitted on the 8th business day).
- Interest is not paid during the hold period for checks. If this is a concern, we encourage customers to send a wire or ACH where interest is paid from the settlement date of the deposit.
- Please be aware that it is against Interactive Brokers policy to accept physical currency (cash) deposits. Please make all deposits to your IB account by wire transfer, check, direct bank transfer (ACH), or via one of the other methods described above. IB will charge a special handling fee of 1% of the deposit amount (minimum $50 fee) for any physical currency deposits.
- US T-Bills may be deposited as collateral, but we require a minimum of $1,000,000 in US T-Bills for a transfer. To initiate a US T-Bill transfer, contact Customer Service.
- Interactive Brokers does not accept physical stock certificates.
- Third-Party Deposits - Interactive Brokers strongly discourages and in most cases, rejects third-party deposits, which have historically been viewed by the financial services industry and its regulators as being highly susceptible to acts of fraud and money laundering. For more information, see our Knowledgebase article on the subject.
- Interest paid to you varies with market conditions. For information regarding the amount of interest currently paid on credit balances see www.interactivebrokers.com/interest.
- In the case of wire deposits, please note that routing instructions vary by currency type and the particular instructions which you will need to supply to your bank are made available upon creation of a deposit notification through Account Management. Deposits improperly routed by clients to a bank account not designated to accommodate deposits in the source currency are subject to rejection or automatic conversion into the local currency based on the policies of that bank. As IB is unable to assume the risk of such errors, clients are advised to provide their bank with correct routing instructions for the specific currency through the use of deposit notifications.
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In the case of deposits made by check, IB will not accept any checks which require endorsement to IB and will only accept check deposits having IB as the direct payee where the party who writes the check either:
- Has the same last name as the individual account holder (e.g.; spouse or, child); or
- In the case of organization/institution accounts, maintains an affiliation with the account (e.g.; officer, trader or owners).
http://www.interactivebrokers.com/en/p.php?f=fundingJP&p=otherFunding
Position Transfers
To request an inbound, outbound or internal transfer of positions, use the Position Transfers page in Account Management. Position transfers allow us to efficiently identify your incoming funds for proper credit to your account. Inbound Transfer Requests are instructions you provide to us to contact your bank or broker to move funds or assets. You do not need any further follow-up with your bank or broker to initiate the transfer.
| Position Transfers | |||
| Type | Description | Time to Arrive | Limitations |
| Automated Customer Account Transfer Service (ACATS) | US Broker to Broker position transfer system. Requests to have your cash and positions automatically moved from a third-party US broker to IB are initiated from the Position Transfers page in Account Management. For details, click here.
When you request an ACATS transaction, you have the option of creating a new Position Transfer Instruction or using an existing Position Transfer Instruction. |
From 4 to 8 business days depending on your third-party broker. | You may not withdraw your transfer for 10 business days after receipt.
No options transfers during expiration week. Long and Short (Short Against the Box) of same position will be netted upon receipt through an ACAT |
| Free of Payment (FOP) | Delivery of long US stock positions from another US bank or broker that is a member of the Depository Trust Company (DTC). Requests for FOPs are made to the third-party broker. However, you must notify IB of a third-party FOP on the Position Transfers page in Account Management so that your transfer may be properly placed in your account.
An FOP deposit is only a notification of incoming securities while an FOP withdrawal actually transfers securities out. When you request an FOP transaction, you have the option of creating a new Position Transfer Instruction or using an existing Position Transfer Instruction. Please note FOP is not available for IRA accounts. |
Transfers are generally completed during the same business day as initiated, but this depends on your third-party broker. FOP notices are valid for 5 business days before expiring. Once the notice has expired IB will not accept the shares. | Only available for long US stock positions. |
| US Futures Transfer | Print the transfer form the Position Transfers page in Account Management and fax it to Interactive Brokers. Allow 5 to 7 business days from time of fax, under normal circumstances, for positions and funds to arrive. | From time of fax, 5 to 7 business days under normal circumstances. | Futures positions and cash will be transferred separately. An Interactive Brokers representative will call you to coordinate this. |
| Account Transfer on Notification (ATON) | ATON is the Canadian broker equivalent of ACATS. Please use the Position Transfers page in Account Management, to have your cash and positions moved from a third-party broker to IB. Only Canadian and US stocks and options may be transferred between Canadian Brokers.
When you request an ATON transaction, you have the option of creating a new Position Transfer Instruction or using an existing Position Transfer Instruction. |
From 4 to 8 business days depending on your third-party broker. | Only available for Canadian and US stock, options and cash.
You may not withdraw your transfer for 10 days after receipt. No options transfers during expiration week. |
| Asian Position Transfers | Asian stocks, warrants and ETFs may be transferred to IB on a manual basis for Hong Kong, Australia or Japan. These requests are initiated via IB Message Center ticket requests.
To initiate a request, login into Account Management, then access the Customer Service Message Center and create a new inquiry ticket. Enter "Asian Asset Transfer Request" in the Summary field and indicate the country of origin/exchange in the Description field. You will receive a reply that indicates the specific details required from the counter-party to execute the transfer. Further actions (if necessary) will be posted on the same ticket. |
From 2 to 5 business days. | IB keeps all positions in the firm name ("street name"). We do not currently provide individual registration of holdings, for example Registered or Namenaktion shares. Inbound transfers of registered positions will be converted to 'street name'. |
| European Position Transfers | European stock warrants, options, and futures may be transferred to IB on a manual basis for Belgium, France, Germany, Italy, the Netherlands, Spain, Switzerland, and the UK. For details and instructions on European transfers click here. | From 4 to 8 business days. | IB will not provide individual registration of holdings. IB keeps all positions in the firm name ("street name"). |
| Deposit/Withdraw at Custodian (DWAC) | An electronic method of transferring shares registered in the customer's name on the books of the transfer agent between participating broker/dealers with the transfer agent serving as a custodian. DWAC usually refers to new or certified paper shares to be electronically transferred. Note that a processing fee may apply. For details, see the Other Fees page. |
DWAC requests settle or are rejected on the same day that the request is made. Transfer agents must approve all requests transmitted to them by the participating broker. Requests that are not approved by the end of the day are rejected. Once a DWAC request is rejected, a new customer-initiated request must be submitted by the stock holder in order to process the transfer. | Since transfer agents must actively approve DWACs , these kinds of requests require prior coordination between the client and the transfer agent. Any requests not previously communicated will be rejected by the transfer agent. |
| Direct Registration System (DRS) | An electronic system for registering stock with an issuer/company's transfer agent. These shares are in electronic book-entry format and can be transferred to and from a brokerage account. DRS shares are already issued and held electronically in book-entry format at the transfer agent.
Note that a processing fee may apply. For details, see the Other Fees page. |
Once a customer request is submitted via Account Management, the IB system creates a notification. Upon receipt or delivery of shares from or to the transfer agent, the IB system will generate a transaction that will cause the shares to settle into or out of the customer's account. | DRS requests can pend up to 30 days, although agents typically respond to a request within 2-5 days. |
| Internal Position Transfers | ||
| Type | Description | Time to Arrive |
| Transfer positions between master and sub accounts | Non-disclosed brokers and STL account users with fund management access for the Master Account can transfer positions of any asset class between the master account and its sub accounts. Please complete a transfer request on the Position Transfers page in Account Management. | Requests submitted during regular trading hours will transfer immediately. Requests submitted outside of regular trading hours will be processed the next business day. |
| Transfer positions internally between matching accounts | IB customers can transfer some or all of their assets from one IB account to a matching IB account. The following rules apply:
• The Account Titles of both accounts must match. • The country of legal residence of both accounts must - match. • For US customers, the US tax ID (Social Security number) of both accounts must match. • For non-US Individual customers, the ID number, ID type (passport, driver's license, national ID, or alien ID) and ID-issuing country must match. For joint non-US customers, the IDs of both first and second holder must match. • For non-US Organization customers, the government-issued ID and issuing country of both accounts must match. • Linked accounts can use this type of position transfer. Please complete a transfer request on the Position Transfers page in Account Management. |
Requests submitted during regular trading hours will transfer immediately. Requests submitted outside of regular trading hours will be processed the next business day. |
| IRA Conversion to a Roth Account | Single IRA Users with a Traditional, Rollover or SEP IRA account can perform an IRA conversion to transfer all assets from their Traditional, Rollover or SEP IRA account to their Roth IRA account. Both accounts must have matching names and taxpayer identification numbers. Select IRA Conversion to Roth Account in Account Management. | Requests submitted during regular trading hours will transfer immediately. Requests submitted outside of regular trading hours will be processed the next business day. |
| IRA Recharacterization | Single IRA Users with a Roth IRA account can perform an IRA recharacterization to transfer all assets from their Roth IRA account to their Traditional, Rollover or SEP IRA account. Both accounts must have matching names and taxpayer identification numbers. Select IRA Recharacterization in Account Management. | Requests submitted during regular trading hours will transfer immediately. Requests submitted outside of regular trading hours will be processed the next business day. |
- Credit Period is the number of days before funds are posted to the customer's account and are available for trading. Credit is posted after the close-of-business of the relevant day (e.g., 4 business days means credit is posted close-of-business on the 4th day). Interest will not be paid on deposits until the customer funds have been credited to the customer account.
- Interest is not paid during the hold period for checks. If this is a concern, we encourage customers to send wires or ACHs where interest is paid from the settlement date of the deposit.
- Please be aware that it is against Interactive Brokers policy to accept physical currency (cash) deposits. Please make all deposits to your IB account by wire transfer, check, direct bank transfer (ACH), or via one of the other methods described below. IB will charge a special handling fee of 1% of the deposit amount (minimum $50 fee) for any physical currency deposits. There is a seven-business-day withdrawal hold on these deposits.
- US T-Bills may be deposited as collateral, but we require a minimum of $1,000,000 in US T-Bills for a transfer. To initiate a US T-Bill transfer, contact Customer Service.
- Please know that IB does not accept physical stock certificates.
- Please note that large block position transfers involving small cap securities may be subject to a temporary sale restriction in order to conduct any due diligence necessary to ensure that the shares are registered and not subject to any regulatory restrictions with respect to sales. Inquiries regarding restrictions may be directed to surveillance@interactivebrokers.com.
http://www.interactivebrokers.com/en/p.php?f=fundingJP&p=otherFunding1
Withdrawals
To make a withdrawal of funds, complete a withdrawal request on the Fund Transfers page in Account Management. The first cash withdrawal in any one month is free. A fee will be a charged for each additional withdrawal. Click here to see a schedule of the fees charged after your first monthly cash withdrawal.
A withdrawal request will be processed only if the customer has sufficient available funds and equity in excess of the initial margin requirement. Available funds are defined as the lower of trade or settlement date funds. If a withdrawal request is rejected, you may re-enter the withdrawal request once there are sufficient available funds and equity in excess of the initial margin requirement.
In accordance with anti-money laundering regulations, all withdrawals will be sent in the name of the account holder.
| Withdrawal Types | |
| Type | Description |
| Wire | Complete a Wire withdrawal request in Account Management. USD wire approved by 16:00 ET and non-USD wire requests approved by 14:00 ET will be sent by 18:00 ET, under normal business circumstances, for same-day credit. It may take longer than that for your bank to actually credit the funds to your account. Large wire withdrawal requests are subject to additional Compliance review. |
| US Automated Clearing House (ACH) Transfer Initiated at IB | ACH withdrawals are only available for US dollar currency withdrawals to an account held in your name at a US bank that will accept ACH fund transfers. Requests approved by 14:00 ET will be sent by 18:00 ET, under normal business circumstances, for next day credit. It may take longer for your bank to actually credit the funds to your account. Each ACH withdrawal is limited to USD 5,000,000. When you save the bank information for an ACH Initiated At IB withdrawal, you select the type: ACH Debit & Credit for future ACH Initiated At IB deposit notifications and withdrawal requests between your IB account and your bank account, or an ACH Credit Only for future fund withdrawals only from your IB account to your bank account. You must also enter your bank's ABA number and your bank account number. If you do not know your bank's ABA number, you can search for the correct ABA number. In one to three business days after you submit your request, IB will verify your bank information by crediting two small test amounts and debiting one small equivalent test amount to your bank account. After you verify these test amounts, the instruction will be available for future ACH Initiated At IB withdrawal or deposit requests. Saving the initial bank information does not move your funds; you must create a new ACH Initiated At IB withdrawal request and select the previously-created and verified bank information. |
| Check | Only available for US currency withdrawals by customers with a US mailing address. Check requests approved by 09:30 ET will be mailed sometime during the next business day. Arrival is dependent on the mail and credit is dependent on your bank. |
| Canadian Electronic Funds Transfer (EFT) | Available for USD or CAD currency withdrawals to a USD or CAD currency account held in your name at a bank located in Canada that allows EFT fund transactions. Cash will be automatically transferred. EFT requests approved by 09:30 ET will be debited to your account the next business day, under normal circumstances.
Each Canadian EFT withdrawal is limited to USD 5,000,000. When you save the bank information for an EFT withdrawal, you select the type: Debit & Credit for future EFT deposit and withdrawal requests between your IB account and your bank account, or an EFT Credit Only for future fund withdrawals only from your IB account to your bank account. You must also enter your bank's three-digit institution number, your five-digit transit number and your bank account number. IB will verify your bank information by crediting two small test amounts and debiting one small equivalent test amount to your bank account. After you verify these test amounts, the bank information will be available for future EFT deposit notifications and withdrawal requests. Saving the initial bank information does not move your funds; you must create a new EFT withdrawal request and select the previously-created and verified bank information. |
| Single Euro Payment Area (SEPA) | Available for IB customers who have accounts with European banks, except IB Canada customers, Separate Trading Limit (STL) sub accounts and Non-disclosed Broker clients. SEPA withdrawals are only available for EURO currency withdrawals. Requests approved by 10:00 AM ET will be sent by 11:00 AM ET. Each SEPA withdrawal is limited to USD 5,000,000. For more information about SEPA withdrawals, see the European Payments Council web site. |
Recurring Transactions
You can schedule any withdrawal transaction to recur at monthly, quarterly or yearly intervals. During the withdrawal request process, you will be given the opportunity to save your transaction as a recurring transaction. The bank information you enter for the transaction can then be used for both recurring and non-recurring transactions.
In the event the transaction falls on a US non-business day under normal circumstances, Interactive Brokers will process the request on the business day prior to the recurring transaction date. In the event this processing leads to multiple withdrawals during the same month, the account holder will be assessed Interactive Brokers' withdrawal fees.
| Account Type Specifics | |
| Type | Description |
| IRA Accounts | Customers may request Normal, Early, Early with Exception, Disability, Death, and Excess Contribution Distributions. Please choose the correct distribution type from the Withdrawal Instructions under Account Management. You will also need to specify the tax withholding instructions. Customers wishing to manually rollover their funds to another IRA account should indicate Normal or Early Distribution, depending on your age. You will have 60 days from the payment of funds to roll them over to a third party IRA account in order to maintain IRA tax status. The deadlines for required minimum distributions (RMD) from your IRA account are: Electronic transfers: 12:00PM EST December 27, 2012 Payment by check: 9:00AM EST December 27, 2012 |
| Advisor Accounts | Advisors can only submit withdrawal requests for their master account. Withdrawal requests for advisor clients must be created by the clients themselves. Once an advisor client has saved the bank information, the client may request a withdrawal or the Advisor may use that bank information to make a withdrawal request on behalf of the client account. Note that checks will only be made payable to the client, and electronic transfers will be made only to an account in the client's name. |
| Proprietary Trading Group / Separate Trading Limit (STL) | All withdrawals should be made from the master trading account. Separate Trading Limit (STL) sub accounts cannot withdraw funds using SEPA transactions. |
| Fully Disclosed Broker Accounts | Clients withdrawal funds directly from their accounts. |
| Non-Disclosed Broker Accounts | All withdrawals should be made from the master account. Non-disclosed broker clients cannot withdraw funds using SEPA transactions. |
| Omnibus Broker Accounts | All withdrawals should be made from the master account. Excess funds will automatically be transferred from the long/short accounts to the master account. |
- In order to further protect our customers we have modified our security policies which may result in a delay of withdrawals for up to 72 hours for those customers making changes to their banking instructions or email address. Customers may contact customer service via phone to expedite this process if needed.
- As IB is not a member of the European Union banking system, your bank, if located within a Eurozone member country, may charge you a fee upon the receipt of funds wired from your IB account. Please note that IB has no control over these fees and they are separate from any fee assessed by IB when multiple withdrawals are made from your account within any given month. As practices vary by bank, and IB has no information as to individual bank practices, we strongly suggest that you contact your bank to familiarize yourself with their policies for charging fees when receiving funds from institutions located outside the Eurozone.
- For an example of the currency margin calculation for withdrawals, please refer to the following IB Knowledge Base article:
http://ibkb.interactivebrokers.com/node/971
http://www.interactivebrokers.com/en/p.php?f=fundingJP&p=otherFunding2
Internal Fund Transfers
To make an internal fund transfer, complete an Internal Funds Transfer request on the Fund Transfers page in Account Management. Note that funds that are on hold (for example, a Wire deposit has a three-day hold period) cannot be internally transferred.
| Internal Fund Transfers | ||
| Account Type | Description | Time to Arrive |
| Transfer funds between accounts with identical name, type and Tax ID. | The Account Name, Account Type and Tax ID must match to transfer funds between accounts. Please complete an internal funds transfer request on the Fund Transfers page in Account Management. | Requests submitted during regular trading hours will transfer immediately. Requests submitted outside of regular trading hours will be processed the next business day. |
| Transfer funds to a client or sub account. | Use this option to transfer funds from the master account to a client or sub account. Please complete an internal funds transfer request on the Fund Transfers page in Account Management. | Requests submitted during regular trading hours will transfer immediately. Requests submitted outside of regular trading hours will be processed the next business day. |
| Transfer funds between a master account and a client or sub account. | Use this option to transfer funds between a master account and a sub or client account. Please complete an internal funds transfer request on the Fund Transfers page in Account Management. | Requests submitted during regular trading hours will transfer immediately. Requests submitted outside of regular trading hours will be processed the next business day. |
| Account Type Specifics | |
| Type | Description |
| All Accounts | IB customers can transfer some or all of their assets from one IB account to a matching IB account. The following rules apply: • The Account Titles of both accounts must match. • The country of legal residence of both accounts must - match. • For US customers, the US tax ID (Social Security number) of both accounts must match. • For non-US Individual customers, the ID number, ID type (passport, driver's license, national ID, or alien ID) and ID-issuing country must match. For joint non-US customers, the IDs of both first and second holder must match. • For non-US Organization customers, the government-issued ID and issuing country of both accounts must match. • Linked accounts can use this type of position transfer. |
| Advisor Accounts | Professional and Friends & Family Advisors can transfer funds internally from the master account to a client account with matching Account Name, Account Type and Tax ID. |
| Proprietary Trading Group / Separate Trading Limit (STL) | Separate Trading Limit accounts can transfer funds between the master and sub account in either direction, and between sub accounts. |
| Fully Disclosed Broker Accounts | Fully Disclosed Brokers can transfer funds internally from the master account to a client account. |
| Non-Disclosed Broker Accounts | Non-Disclosed Brokers can transfer funds between the master and sub accounts in either direction. Non-Disclosed Broker clients can transfer funds between their multiple accounts (duplicated accounts and IB-UKL accounts). |
| Fund Advisors | Hedge and Mutual Fund Advisors can transfer funds internally from the master account to an omnibus client/sub account, and from the master account to a client/sub account with matching Account Name, Account Type and Tax ID. |
http://www.interactivebrokers.com/en/p.php?f=fundingJP&p=otherFunding3
